Wealth Associates Risk N-Sure Advisors

18/05/2025

We are so honoured to be a part of this prestigious school. 150 years old and been working together for 21 years! Congratulations on the new squash courts!

10/11/2024

At Wealth Associates, we believe in guiding, growing, and protecting our clients' wealth, empowering them to live the life they desire and achieve financial well-being on their terms. It's fantastic to see our strategy paying off, with our team receiving the recognition they deserve as we strive to create best-in-class wealth solutions for our clients.

2024 has been a busy and productive year for Wealth Associates, and it's rewarding to see our hard work recognized. We are thrilled to announce that two of our key advisors have been honored in Citywire’s inaugural Top 50 Advisor list, which sets a benchmark for excellence in the local advisor industry. This list celebrates financial advisors who have excelled in adapting to a changing landscape.

Congratulations to Mauritz Van Den Heever, CFP® CIPM and Theoniel McDonald, CFP®, who were selected for the Top 50 based on their outstanding performance in independence, financial planning and investment processes, practice management, community work, and innovation.

Citywire highlighted Mauritz Van Den Heever, CFP® CIPM pivotal role in developing technology strategies for the group and his significant contributions as an investment committee member. His expertise spans investment management, retirement planning, estate planning, and group operations and technology.

Theoniel McDonald, CFP® was recognized for his unwavering commitment to a client-centric approach and the continuous improvement and professionalization of his advisory capabilities. Citywire noted the comprehensive financial planning services he provides to his clients, primarily business owners and professionals.

As we look forward to another year of growth and success in 2025, we remain dedicated to delivering on our vision of wealth redefined.

If our team of specialists can assist you with your financial, investment, estate, risk, and tax planning needs, please reach out to us at [email protected].

27/04/2024

Happy Freedom day from the entire team at Wealth Associates! 🇿🇦

23/04/2024

Carmel Wealth is proud to announce that Kathryn van Dongen, CA(SA) MBA will be joining us as our COO as of 1 May 2024.

Read more here: https://citywire.com/za/news/portfoliometrix-s-van-dongen-departs-for-new-wealth-firm/a2440932

09/08/2023

14/05/2023

Portable Fire Extinguishers - Part 1

Welcome to our new FireWise: Fire Safety & Prevention newsletter series.

In Part 1 of this new series, we will look at hand-held portable fire extinguishers. Apart from the required number of extinguishers required by legislation, to be discussed later in this series, the following factors are also vitally important to bear in mind.

Most fires, if detected early enough, can be easily extinguished through the prompt application of the correct type and appropriate quantity of extinguishing agent. Portable fire extinguishers are designed to fulfil this purpose and special attention must be paid to installing the most suitable extinguishing agent for the type of risk/ fire being protected.

There are several factors concerning portable fire extinguishers which, if implemented during pre-planning, will give the user every chance of successfully extinguishing a fire during those first few minutes.

Factors affecting your choice:

The following factors need to be considered to ensure that the correct extinguisher is selected and a registered fire technician should be consulted to assist with the following:

The type of combustible material on site. Some extinguishers can be used on a variety of combustible materials, but they may have limited suitability on specific materials. Reference to suitability will be discussed in detail later on in this series.

The possible size of a fire. Some extinguishers while effective on contained flammable liquids fires, are not capable of dealing with the same amount of liquid if it is spilt over a large area.

The environment of the extinguisher. Extreme temperatures or excessive vibration may be detrimental to some extinguishers.
Maintenance requirements. In outlying areas, empty extinguishers may have to be sent away for long periods to be serviced or recharged. Additional extinguishers should be considered to ensure that the property is not left unprotected in times like these.

Standardisation. If possible it would be wise to standardise extinguishers which, even though differing in their content, would operate in the same manner. This would have distinct advantages in the training of staff.

In Part 2 of this newsletter, we will look at the classification of fires.

Article courtesy of the Fire Protection Association Of Southern Africa.

10/05/2023

We are so proud of this award we received from Santam for the Free State and Northern Cape region! Thank you to our team for all your hard work, support and dedication. We are so proud of you!

13/09/2022

Did you know?

Almost 75% of South Africans pass away and leave their loved ones, animals and valuables behind without a valid Will in place. When you draft or update your Will, you can look after your loved ones and help them securely navigate life after you pass.

You might have nothing to lose once you pass, but the things and people you love likely do. If you are interested in having your valid Will drafted through Wealth Associates the following is non-negotiable:

1. You are 16 years or older.
2. You're mentally competent and understand the consequences of creating a Will.
3. The Will is in writing.
4. Two people older than 14 witness the making of the will (these witnesses can't be beneficiaries of the will).
5. You have initialled every page of the Will and signed the page in the presence of witnesses.
6. The witnesses have initialed the signed Will.
7. The Will doesn't have open spaces between the last paragraph on the page and the signatures.

Reach out to us to start the process and enjoy peace of mind:
www.wealthassociates.co.za.
[email protected]

10/09/2022

What a privilege to thank the Awards Partners and to do a toast on the financial industry. More specifically to the contribution that we make, as an industry, to not only protect the assets and livelihoods of South Africans, but also our role in creating a platform for more South Africans to actively be able to partake in the economy. A big responsibility...

FIA - Financial Intermediaries Association of Southern Africa



Theoniel McDonald

10/09/2022