Toka Lepota - Sanlam Financial Adviser, Bloemfontein

07/06/2024

Tomorrow, 8 June 2024, is Sanlam's 106th birthday!

Empowering South Africans with financial know-how to make informed choices and feel confident about their financial futures.

31/05/2024

- We believe in empowering our children with knowledge and skills to make wise financial decisions in future.

https://www.sanlamadvice.co.za/adviser/toka-lepota/blogs/what-parents-should-be-teaching-children-about-money

At the link above we’ve shared more tips about what you can teach your little ones about money such as:

1️⃣ Healthy saving habits;

2️⃣ Fostering budgeting skills;

3️⃣ Introducing them to investing;

4️⃣ Leading by example.

Together, we can protect their innocence and shape a brighter financial future for our children!

28/05/2024

It's easier to spend money than to talk about it, right? ✨💸​
It’s time to take charge of your finances, Mzansi. Talk to us!

Leave a comment below or choose an adviser to start a WhatsApp chat with on our website...

https://www.sanlamadvice.co.za/adviser/toka-lepota/contact-us/

27/05/2024

Education is the first step to achieving financial confidence. Start by playing FinFacts: Sanlam's fun, interactive mobile game that teaches you the basics of insurance, investing, budgeting and debt.

The more you learn, the more coins you earn. Cash in your coins for instant rewards like Airtime vouchers, EasyEquities vouchers and Takealot vouchers.

You can also enter a competition to win Satrix vouchers, too.

Leave the word "FinFacts" in the comments below to join the game with us and register at the link below https://bit.ly/sfinfactsgame

21/05/2024

The idea behind the two-pot retirement system is to help South Africans preserve their retirement savings when changing or leaving a job.

But it's also being put in place so that people have access to a savings fund should they face financial difficulty and need extra money.

Here's what you should know when the two-pot retirement system comes into effect on 1 September 2024. https://www.sanlamadvice.co.za/adviser/toka-lepota/blogs/what-you-should-know-about-the-two-pot-retirement-system

19/05/2024

3 Ways women can secure their financial futures 🙋‍♀️

These are the financial solutions that women should consider to become more financially empowered.

Expanding women's economic opportunities is central to the 2030 agenda for sustainable development, with gender equality being the 5th UN Sustainable Development Goal.

Here we highlight some of the common themes when it comes to how women handle their finances. 👇👇👇

There's a combination of financial solutions that women should have, which when put together, can put them in a safer financial position and allow them to tackle some of the potential challenges that life can throw their way.

These solutions are:

1.AN EMERGENCY FUND 💰💵

An emergency fund can only really serve its purpose once you establish what its aim is, which should be for unexpected emergencies. This can be different for different people, so you should consider what emergencies you are likely to encounter like your car breaking down or paying fees you weren't prepared for. An emergency fund should be something liquid: a money market account that offers easy and readily available cash, enabling you to use what you need within 24 hours.

2.SAVING FOR YOUR OWN RETIREMENT 👩‍🦳

‼️ MOTHERS... you NEED a pension or retirement annuity fund to carry you in retirement when you are older - saving for your own retirement is important!

The fact of the matter is divorce also happens - It's a reality for many people and when women get married they often neglect their retirement savings. If they find themselves in the situation of a possible divorce, they may end up with less retirement savings than their spouse.

3.PROTECT YOUR INCOME 🙋‍♀️

Income protection won't help if you get retrenched, but it will help if something happens to you and you are not able to work. It is a solution that will help ensure that you or your family don't suffer if you were to lose your income. Remember, if your income is commission-based, it's important to note that you need to have income protection to cover the shortfall between your salary and commission-based income.

👇👇👇HOW
DO
YOU
GET
STARTED?👇👇👇

To take the necessary steps towards securing your financial future, the best place to start is by looking at your budget. If you have debt, you should find a way to reduce it first before you start saving. If you have no debt, however, look at your budget and search for capital that you can use to save. Put money away for short-term goals; if that's not necessary, increase your pension or retirement fund.

For women who are actively trying to gain more knowledge about securing their financial futures, a financial adviser is the best person to ask regarding life and insurance products.

Speak to a financial planner Toka Lepota, 0713622217 - book a free consultation this month by leaving your details below
https://www.sanlamadvice.co.za/adviser/toka-lepota/contact-us/

12/05/2024

Need time off this May? Enjoy up to 30% off holiday accommodation with LekkeSlaap.🏨✨

Sanlam Reality Members can book here today and WIN!

👉👉 https://www.lekkeslaap.co.za/partners/sanlam

T&Cs apply.

Not yet a member? Sign up below or Inbox me for details.

https://bit.ly/bsrjoin

12/05/2024

On this special day, let's give thanks to the women who have sacrificed so much for us. 🙏💖

a mum in the comments and share your love.

Happy to all the moms who have given us everything and more!
💙
Toka Lepota

11/05/2024

- Happy International Nurses Day to all our dedicated and hardworking nurses and other healthcare workers in South Africa! 💉🩺👩‍⚕️👨‍⚕️

12.05.2024
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International Nurses Day is celebrated on May 12th every year to commemorate the birth of Florence Nightingale in 1820. The International Council of Nurses (ICN), a federation of over 130 national nursing associations, established the event in 1974 to highlight the important role nurses play in healthcare. The ICN has chosen a theme for the day since 1988.

The 2024 theme is "Our Nurses. Our Future. Economic Power. Care". This theme aims to highlight the need to view nursing as an investment, rather than a cost, and to change perceptions of its economic and societal benefits.

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11/05/2024

Learn more about your local Sanlam Financial Planners Toka Lepota

📞 You can reach a financial adviser telephonically at 0713622217 OR 🏠 let's meet at 163 A, Nelson Mandela Street, Westdene, Bloemfontein, 9301 to discuss your financial goals.

We can assist with Financial Planning, Savings and Investments, Life Cover, Retirement Planning, Tax-free Savings, Disability Cover, Saving for Education and more.

ProsperPlus BlueStar is dedicated to improving the financial well-being of our clients. We are committed to providing comprehensive fi nancial solutions that not only address their immediate needs but also empower them to become more fi nancially savvy.

01/05/2024

Wishing all hard working South Africans 🇿🇦 out there a very Happy International Workers' Day! Your commitment and dedication are what keep this country moving forward. 👨‍🍳👩‍🏭🧡 ✊ 🇿🇦 🇿🇦 🇿🇦

28/04/2024

📝👨‍💼 Many people in their late 20s, 30s and even their 40s think they've got a good life, and that it's going to last forever," says Sherwin Govender, Business Development Manager at Glacier. 💰

💭"But very few consider how their lives will be when they leave work for good and no longer receive a salary."

💡📋 He suggests a checklist of things to do to get your retirement savings on track, as early as possible.

Read more on our blog: https://www.sanlamadvice.co.za/adviser/toka-lepota/blogs/how-to-afford-the-life-you-want-after-your-last-salary