All Business Risk Insurance Brokers

10/03/2025

06/04/2023

Happy Easter 🐣✝️

If anyone is going away during this time, please be safe. 🙏🏻

Wishing you fantastic long weekend 🤩

08/08/2022

Every great dream begins with a dreamer. Always remember, you have within you the strength, the patience, and the passion to reach for the stars to change the world.

~Harriet Tubman

05/08/2022

“Accentuate the positive, not the negative. It sounds so trite, but a lot of people will pick out something to complain about, rather than say, ‘Hey, that was great!’ It’s not hard to find great stuff if you look.”

— Betty White

04/08/2022

In traditional home insurance, you must expect to be covered for the sudden and unforeseen, both for your buildings, and the contents of your home.

Insurance perils, like fire, lightning, storm, wind, water, and hail. You can see all of these things can be attributed to a single event, and that's what you would be covered for in the traditional homeowners, buildings, and contents insurance.

So what isn't covered by home insurance?

Your home insurance won't cover you for deterioration, wear, and tear, or structural defects. The kind of things that you can't attribute to an event. They can happen over time. Unfortunately, these things can also be really expensive.

If you answer yes to the following questions, then give us a call on 011 425 6477 to enable us to provide you with a comprehensive quotation.

1. Do you require home, content, all risk, or motor insurance?

2. Do you require cover for your business?

The ABR Team wishes you a wonderful Thursday ahead!

03/08/2022

Fun Fact Wacky Wednesday:

Did you know?

The physical act of walking through a doorway is the reason why you sometimes walk into a room and completely forget what you were doing.

Going through a door signifies the beginning or end of something, so it creates an 'event boundary' within your mind.

Every time you pass through a doorway, your brain is filing away the thoughts you had in your previous location to make room for a new group of memories in the next. 🤓

02/08/2022

It is important to understand why you are paying a specific premium to insure your car. When your car is stolen, damaged, or written off in an accident, the insurance provider will pay out an amount based on a variety of values that are determined beforehand.

These factors include:

1. The model and make of your vehicle that is insured, the age of the vehicle as well as the condition that it is in, and the replacement value of the vehicle in question.

2. If your car is damaged, the normal procedure is for the insurer to establish whether the quote to repair your car is reasonable and will ensure that all the damage is repaired. Generally, the insurer will write off your vehicle if the cost of repairing your vehicle exceeds 70 percent of its value. This varies from insurer to insurer. In this case, the insurer will pay out the vehicle's market value or retail value, depending on the terms and conditions of your contract.

3. Market value, which is what most insurers payout, is the average of the retail and the trade value. Retail value is the price you pay to buy your vehicle, whether new or second-hand, from a dealer. The trade value is what a second-hand dealer will give you if you trade in your car.

4. If your insurer pays out market value, the amount will not be enough to replace your car with a new one.

Source: https://www.arrivealive.mobi

01/08/2022

Monday Motivation:

Life is a beautiful journey that is meant to be embraced to the fullest every day. However, that doesn't mean you always wake up ready to seize the day, and sometimes need a reminder that life is a great gift.

29/07/2022

From January to June 2022, the incidence of and among our customer base rose by 24%. Other trends include a spike in vehicle thefts during the morning hours, followed by a surge in hijackings between 7pm and 8pm. In June this year, 51,2% of -theft crimes we recorded in the country happened in . -Natal recorded the second most incidents with 23%, while the and the both registered around 6% of incidents.

Read more here: http://ow.ly/GeLV50K6mlL

29/07/2022

Do today what should be done. Your tomorrow may never come. Today is the pupil of yesterday. Each day of your life, as soon as you open your eyes in the morning, you can square away for a happy and successful day.

28/07/2022

011 425 6477