Sivuyile Mtshengu - Sanlam Financial Adviser, Cape Town

Sivuyile Mtshengu - Sanlam Financial Adviser, Cape Town I offer expert guidance in financial planning, insurance, retirement strategies, ect.

17/06/2025

🚑 [WEBSITE FEATURE] Medical bills shouldn’t break the bank! Gap cover fills the shortfall when medical aid doesn’t. Learn more here

05/06/2025

"If you don't need it and can't afford it, don't buy it. Credit is not available funds. Stay disciplined." 🛑💳

Share these 10 FINANCIAL TIPS for savvy South Africans this .

1.Check bank statements monthly for unexplained fees.

2.Reinvest your pension when changing jobs.

3.Find a trusted financial adviser through referrals.

4.Learn basic financial and investment terms for informed decisions.

5.Be aware of interest rates and their impact on your debt.

6.Keep insurance policies current and relevant.

7.Update your estate plan and will periodically.

8.Follow a customised financial plan suited to your needs.

9.Avoid get-rich-quick schemes; opt for long-term investments.

10.Be financially disciplined for future freedom.

Follow for another 10 Tips we'll share during

02/06/2025

🎯 Whether you’re a student, graduate, young professional, content creator, or small business owner — the goal is the same: to feel confident about your finances.

We’re here to help you set, track, and reach your financial goals — one smart step at a time.

Let’s make money management feel less overwhelming and more empowering. You don’t have to do it alone!

31/05/2025

Let's talk Black Tax. Having open conversations with your family and having a plan in place to avoid getting caught off-guard with requests for financial help, are just a couple of ways to find a solution that works for everyone and doesn’t leave your bank account on R0.00.

Here’s a short guide to help you navigate having tough money conversations with your family (and yourself):

https://www.sanlamadvice.co.za/adviser/Sivuyile-Mtshengu/blogs/black-tax-a-gamble-for-future-generations

30/05/2025

Time in the market is key to successful investing. It means that you can access the opportunity to increase your compounding returns – the returns earned on both your original investment as well as the returns that follow over time. Timing the market means that you run the risk of missing the best investment days and consequently, more favourable returns on your investment. Learn more in this article on our blog.

This Africa Day, 25 May 2025, Sanlam celebrates not just our rich heritage, but the potential of what’s still to come. 🌱...
25/05/2025

This Africa Day, 25 May 2025, Sanlam celebrates not just our rich heritage, but the potential of what’s still to come. 🌱
We know that smart, sustainable financial decisions today will shape Africa’s tomorrow. Our investments are building a future that includes everyone. 🌍

Discover how Sanlam Investments is making a difference: www.sanlaminvestments.com/sustainable-investing

22/05/2025

Have you started saving for retirement?
Whether you're just getting started or looking to grow your savings, we're here to help guide your journey.

💡 Find out how to take the next step in your retirement plan with Sanlam.

📞 Contact 0219471509 / [email protected] during May.

19/05/2025

"The average South African can't afford to retire on time." - What does that mean for your pension fund?

Business Owners, CEO's, Heads of HR, Finance Managers, Employee Benefits & Remuneration Reps... let's talk about changing this for your staff.

Sivuyile Mtshengu
📞0219471509
📧[email protected]
🏠2 Strand Street, Bellville, Cape Town, Western Cape, 7532


Did you know that the average South African working in the formal sector earns roughly R25-28 000 at the *moment? ...
16/05/2025

Did you know that the average South African working in the formal sector earns roughly R25-28 000 at the *moment?

Chris, Nozipho and Anele share how they budget their 25k salary. 👇👇👇
https://www.sanlamreality.co.za/wealth-sense/how-do-i-budget-my-r25-000-salary/

QUESTION: How do you budget your salary?

Share your best tips, tools & tricks in the comments! You may learn something new from our community.

* - https://businesstech.co.za/news/wealth/804137/this-is-the-average-salary-in-south-africa-right-now-13/

13/05/2025

BUDGETING TIPS FOR SALARIED EMPLOYEES - If the thought of a budget and sticking to a spending plan makes you want to hyperventilate, take a deep breath and count to 10 ⏱️, literally.

These 🔟 insights may just shift you from panic mode to enlightenment when it comes to budgeting this

1️⃣. DO LIFE... on your own terms, and with your own pocket in mind. Keeping up with the Joneses and Khumalos can be a costly exercise.

2️⃣. TRACK
Start tracking your income and spending.

👌. AUTOMATE to simplify
Consider the benefits of automatic debit orders for recurring expenses, as close to pay-day as possible.

4️⃣. ASK YOURSELF: How will this add value to my life? Is it a need, or is it a want?

5. PLAN for EMERGENCIES. Don't be caught by surprise.
If you haven't started doing so already, put cash into a separate savings account, on a regular basis, building a 'nest egg' for life's unexpected emergencies and curve balls.

6️⃣. Plan a life of CONFIDENCE.
Ensure that you and your family will financially survive the unexpected. 👨‍👩‍👧‍👦

7️⃣. Use DEBT wisely but remember that cash is king.💵💵
Know the difference between good and bad debt.

8️⃣. Be TAX savvy
Firstly, file your returns on time to avoid late penalties and understand what deductions you may and may not claim for.

9️⃣. CALL in the help of a professional

Boost your confidence and chance of financial success by making use of an expert. Speak to a financial planner Sivuyile Mtshengu - leave a message below to be contacted
https://www.sanlamadvice.co.za/adviser/Sivuyile-Mtshengu/contact-us/

🔟. NEVER LOSE HOPE!

Remember that you are not the only one battling to budget and sticking to it. Never give up, no matter what or how many times you slip up. Your financial success and confidence are far more dependent on how well you manage your money than how much you earn.

Address

2 Strand Street
Bellville
7532

Website

Alerts

Be the first to know and let us send you an email when Sivuyile Mtshengu - Sanlam Financial Adviser, Cape Town posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Sivuyile Mtshengu - Sanlam Financial Adviser, Cape Town:

Shortcuts

Share

Category