Schoemans Insurance & Financial Solutions

28/01/2026

If you are a high earner, ask yourself one honest question before 28 February: “Have I actually used my full allowable retirement contribution deduction, or have I assumed I did?”

Many assume their retirement plan handles it all, but the deduction deadline could save you big if you act.

28/01/2026

Don’t wait for the ‘perfect time’ – with interest rates easing, the rand strong and life moving fast, here’s how to take control of your finances today.

Don't wait for the 'perfect time' – with interest rates easing, the rand strong and life moving fast, here's how to take control of your finances today.

21/11/2025

Allocating even a fraction of your year-end bonus towards a retirement annuity or tax-free savings account can have a measurable impact over time - especially when compounded annually.

For many South Africans, a year-end bonus offers an annual opportunity to exhale, catch up on debts, and spend a little more frivolously over the festive season. But what if we shifted our focus from short-term fulfillment to long-term gain?

24/10/2025

As South Africans grapple with rising costs, small, deliberate steps toward financial control can ease stress around finances and strengthen emotional resilience.

15/10/2025

Your 40s are the “crux move” in your finances. The way you choose to go here will determine whether you climb with confidence or have to take a much steeper path later. Here is our essential financial checklist to help you navigate this crucial decade.

From debt to retirement, this is the financial crossroads where smart moves today shape the freedom you’ll enjoy tomorrow.

30/09/2025

Modern, or ‘new-generation,’ RAs are particularly flexible and don’t require you to commit to fixed terms or retirement ages.

Yes, but take note of important rules and considerations...

23/09/2025

Healthcare expenses grow faster than general inflation in South Africa, making it all the more crucial for retirees to plan ahead.

Healthcare expenses grow faster than general inflation in SA, making it all the more crucial for retirees to plan ahead.

11/09/2025

Are you in your twenties or thirties, feeling the pressure to ‘get your finances in order’ but unsure where to start investing? Here’s a practical, three-step starter pack to help you make smart, long-term moves with your money:

Are you in your twenties or thirties, feeling the pressure to 'get your finances in order' but unsure where to start investing?

27/08/2025

If you plan to retire soon, ask yourself: “What will give me a sense of meaning, connection, and purpose once the job title is gone?”

After decades of working, many retirees face an unexpected shift – a loss of identity and purpose that can be deeply unsettling.

21/08/2025

For elderly parents, practice saying NO! Sometimes it is necessary…

What happens when parents suddenly have to start looking after their adult children due to circumstances beyond their control and planning?

20/08/2025

Imagine diligently paying your insurance premiums for years, viewing it as your financial safety net. Then disaster strikes: a burst pipe floods your lounge, ruining furniture and electronics. Confidently you file a claim, only to receive a devastating rejection letter.
Discover how regular maintenance and trusted contractors can help protect your coverage in the event of a disaster.

Why are home insurance claims being rejected more? Poor maintenance. Discover how regular maintenance and trusted contractors can help protect your coverage in the event of a disaster.

19/08/2025

Standard Bank has warned customers about a recent rise in fraudsters using artificial intelligence (AI)- generated voices and emails to impersonate bank officials and steal customers’ money.

Standard Bank has warned customers about the rise of a new fraud tactic that at least one other major bank has also observed in recent weeks.