Sonja Du Toit - Sanlam Financial Adviser, Marloth Park, Mpumalanga

15/09/2026

The wealth you build today can shape your family's future tomorrow. Learn how to create a lasting legacy through thoughtful financial planning.

Generational wealth grows through thoughtful planning, steady investing, and clear intent, helping families create security that lasts beyond one lifetime.

14/09/2026

Have you ever thought about the story you'll leave behind?

A will is more than a legal document. It's a way to protect the people you love and ensure your wishes are honoured when you're no longer here.

As we prepare for Wills Week (14-18 September), take a moment to think about the legacy you're building today. Peace of mind isn't just about planning for now. It's about planning for the future with confidence.

Visit our website today and use our online will tool to take the first step towards securing your legacy.

https://www.sanlamadvice.co.za/adviser/sonja-du-toit/financial-planning/online-will/

12/09/2026

Your heart works hard for you every single day... beating over 100,000 times without asking for anything in return. ❤️

This Heart Awareness Month, take a moment to appreciate the organ that keeps you going through every meeting, workout, family moment, and life milestone.

Small habits can make a big difference:
✅ Go for a walk
✅ Choose water more often
✅ Manage stress where you can
✅ Get enough sleep

Looking after your heart isn't about being perfect. It's about making better choices, one day at a time. Protect yourself and provide a healthy future.

💙 Sonja du Toit
📞 0824115856
📧 [email protected]
🏠 2446 Woodpecker Street, Marloth Park, Mpumalanga, 1321
💻 https://www.sanlamadvice.co.za/adviser/sonja-du-toit/contact-us/

09/09/2026

Have you ever wondered what would happen to a loved one who depends on you if you were no longer around? 💙

Estate planning isn't only about passing on wealth. It's about making sure the people who rely on you are cared for according to your wishes.

For parents of children with disabilities or dependants who may struggle to care for themselves, having a valid will and the right estate planning structures in place can make a significant difference.

Proper planning can help ensure ongoing care, minimise uncertainty, and provide peace of mind for your family.

One important takeaway: Estate planning is not just for the wealthy. It's for anyone who wants to protect the people they love.

Read the full article on my blog and discover how thoughtful estate planning can help protect vulnerable loved ones.

Proper estate planning is one of the most important things you can do for your children. Not only does it spare them the anxiety of having to tussle over your estate while mourning your loss, but it can also serve as a final parting gift from one generation to the next. Despite this, 70% of South Af...

08/09/2026

You've probably helped your parents with online banking, WhatsApp, or spotting scam messages.

But have you ever asked if they have a valid will?

It's not always an easy conversation to start, yet it's one of the most important. A will isn't only about money. It's about making sure your parents' wishes are known, their loved ones are protected, and unnecessary delays are avoided when the time comes.

A few simple questions to start:
✅ Do you have a will?
✅ Where is the original written will kept?
✅ Is the will signed & witnessed?
✅ When last was the will reviewed / updated?
✅ Who is the executor?

You don't need to discuss finances or who gets what. The goal is simply to make sure a plan exists and can be found when it's needed.

The reality is that many South Africans still don't have a will, which can leave families facing added stress and legal complications during an already difficult time.

Visit our website today and use our online will tool to take the first step towards securing your legacy.

https://www.sanlamadvice.co.za/adviser/sonja-du-toit/financial-planning/online-will/

05/09/2026

What if one of the greatest gifts you could give your child isn't a toy, but a stronger financial future? 👶💙

Speak to Sonja Du Toit - leave a message to be contacted - https://www.sanlamadvice.co.za/adviser/sonja-du-toit

Many parents focus on today's needs, but building wealth is often about starting early and staying consistent.

The earlier you begin planning for the future, the more time your money has to work towards your long-term goals. That's why it's worth exploring solutions designed to help you build a legacy for the next generation.

Discover how the Sanlam Cumulus Echo Retirement Plan could form part of your family's long-term financial journey.

Get in touch to learn more.

04/09/2026

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

In money, as in life, a failure to plan is a plan to fail. This spring, get your financial house in order by preparing a financial road map for the year ahead. Pandemics, climate change, crime, political unrest and a sluggish economy have had a devastating impact on many SMEs over the past few years...

01/09/2026

Spring has arrived... but so has a bigger fuel bill. 🚗⛽

With petrol set to increase by R1.34 per litre and diesel rising even more, many South Africans will feel the impact on their monthly budgets.

According to the latest adjustment, higher global oil prices are among the key drivers behind the increase.

While we can't control fuel prices, we can control how we prepare:

✅ Review your monthly transport budget
✅ Combine errands into fewer trips
✅ Consider carpooling where possible
✅ Redirect small savings from non-essential spending to cover higher travel costs

A few small changes can help soften the pressure on your wallet.

Take a look at September fuel price changes and prepare accordingly:

https://businesstech.co.za/news/energy/872498/here-is-the-official-petrol-price-for-september-7/

30/08/2026

🌸 Small habits become powerful wealth-building tools over time.

Automating savings, reducing unnecessary debt, increasing investment contributions after salary increases, building an emergency fund and investing consistently can all make a significant difference.

Financial independence starts with intentional decisions today.

Learn how to get started in my blog article below:
https://www.sanlamadvice.co.za/adviser/sonja-du-toit/blogs/five-great-money-moves-for-women/

Sonja Du Toit
📞0824115856 / 0824115856
📧[email protected]
🏠2446 Woodpecker Street, Marloth Park, Mpumalanga, 1321

26/08/2026

💡 Learn the 9 key elements every sound financial plan should have.

#5. Be prepared for retrenchment

#9. Don’t neglect your paperwork.

Find them all in my blog article 👉 - https://www.sanlamadvice.co.za/adviser/sonja-du-toit/blogs/9-essentials-of-a-sound-financial-plan/

Sonja du Toit
📞 Phone: 0824115856
📧 Email: [email protected]
🏢 Office: 2446 Woodpecker Street, Marloth Park, Mpumalanga, 1321