Tanya Jansen Financial Adviser - Consult Randhart

Tanya Jansen Financial Adviser - Consult Randhart Let’s journey together. An authorised representative of Consult.

Many financial decisions do not feel important in the moment.Skipping a review. Spending a little extra. Delaying saving...
09/06/2026

Many financial decisions do not feel important in the moment.

Skipping a review. Spending a little extra. Delaying savings. Ignoring cover. Leaving planning for another year.

But over time, those small decisions add up.

Good habits like these can quietly protect your future:
• Saving consistently
• Avoiding unnecessary debt
• Reviewing finances regularly
• Protecting income
• Planning ahead properly

The reason we’re sharing this is because financial security is usually built long before people actually need it.

Future you is affected by the decisions you make now.

And honestly, consistency still beats perfection financially almost every time.

SOURCE ARTICLES:
Financial Planning Institute SA
https://www.fpi.co.za/

Many people leave money sitting in a money market or bank investment without realising there may be better opportunities...
08/06/2026

Many people leave money sitting in a money market or bank investment without realising there may be better opportunities available, depending on their goals, time frame and need for access to funds.

This illustration shows how even small differences in return can make a meaningful difference over time.

A good place to start is by reviewing whether:
* your funds are in the right place
* your tax-free investment benefits are being used properly
* your money is aligned with your goals

If you have money sitting in a bank investment or money market account, let’s have a quick chat and review your options.

Send me a message if you’d like to chat.

Past performance is not a guarantee of future returns. This is for illustrative purposes only.

Many people wait for the “perfect time” to:• Save• Invest• Start planningBut honestly, progress usually starts imperfect...
08/06/2026

Many people wait for the “perfect time” to:
• Save
• Invest
• Start planning

But honestly, progress usually starts imperfectly.

One of the biggest retirement mistakes people make is underestimating how long retirement can actually last.Retirement i...
05/06/2026

One of the biggest retirement mistakes people make is underestimating how long retirement can actually last.

Retirement is no longer always a short final phase of life.

Many South Africans may retire around 60 and still live another 25 to 35 years. That means retirement planning needs to carry people through decades, not just a few years.

A modern retirement plan needs to consider:
• Longer lifespans
• Medical inflation
• Rising living costs
• Market volatility
• Sustainable income over time

The reason we’re sharing this is because many people still plan for retirement using outdated assumptions.

A retirement plan should not only focus on surviving financially.

It should focus on dignity, independence, and long term peace of mind.

SOURCE ARTICLES:
Moneyweb
https://www.moneyweb.co.za/financial-advisor-views/how-to-plan-for-a-30-year-retirement-without-running-out-of-money/

Great service starts with putting our clients first. We are grateful for every piece of feedback and remain committed to...
04/06/2026

Great service starts with putting our clients first. We are grateful for every piece of feedback and remain committed to delivering professional, reliable, and exceptional service every step of the way.

More families are choosing:• Stability• Simpler living• Better budgeting• Long term planninginstead of chasing unnecessa...
04/06/2026

More families are choosing:
• Stability
• Simpler living
• Better budgeting
• Long term planning

instead of chasing unnecessary pressure.

Most people think a Last Will and Testament is only for wealthy individuals.It’s not.A valid will helps protect your lov...
03/06/2026

Most people think a Last Will and Testament is only for wealthy individuals.

It’s not.

A valid will helps protect your loved ones from:
• Delays
• Uncertainty
• Family stress
• Unnecessary complications

And honestly, it’s one of the most important financial documents you can have in place.

We currently assist clients with drafting a FREE Last Will and Testament.

If you would like more information, simply send us a message.

One positive shift happening lately?More South Africans are becoming open about:• Budgeting• Debt• Saving• Retirement• F...
03/06/2026

One positive shift happening lately?

More South Africans are becoming open about:
• Budgeting
• Debt
• Saving
• Retirement
• Financial stress

And honestly, that’s a GOOD thing.

For many South Africans, debt is no longer only a financial issue.It has become emotional too.High interest rates, risin...
02/06/2026

For many South Africans, debt is no longer only a financial issue.

It has become emotional too.

High interest rates, rising living costs, and unexpected expenses have placed enormous pressure on household cash flow.

People are feeling:
• Exhausted
• Stressed
• Overwhelmed
• Financially trapped

The reason we’re sharing this is because many people suffer silently with financial stress.

Debt pressure can affect sleep, relationships, confidence, and emotional wellbeing.

But financial pressure is not something to be ashamed of. For many families, the first step toward relief is simply creating a proper plan, understanding the numbers, and knowing what options are available.

SOURCE ARTICLES:
Moneyweb
https://www.moneyweb.co.za/news/south-africa/south-african-households-tighten-budgets-as-financial-strain-rises/

Financial success is usually built quietly through:• Consistency• Discipline• Better habits• Long term thinkingSmall dec...
01/06/2026

Financial success is usually built quietly through:
• Consistency
• Discipline
• Better habits
• Long term thinking

Small decisions repeated over years often become life changing.

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