Neil Harris Momentum Financial Adviser

31/10/2026

With Momentum Wealth’s Income Illustrator, financial advisers can assess the potential effect of adding a Guaranteed Annuity Portfolio to the investment portfolios of new and existing living annuity clients. Find out more about Reimagining retirement by watching our video below or on our website h...

31/10/2026

The advice you get from your financial adviser is of utmost importance... Do not take the conversations you have with your FA lightly...

24/08/2026

Some sobering thoughts Nats. Everybody's on the same journey.

07/05/2026

ARE YOUR INVESTMENTS REALLY WORKING FOR YOU?

1. Are my investments based on a clear and concise personal financial objective?

Most investors buy "products" rather than "solutions." Without a clear objective, they often chase performance.

• A "concise objective" isn't just "to make money." It’s specific: "I need R30,000 per month in today's value starting at age 60" for example.

2. Are my investments growing adequately versus the cost?

This is about your "Net Return".

• Measuring against two benchmarks: Inflation (the cost of living) and Fees (Investment management, platform, and advisor fees). Have you checked?

3. Do my investments also target downstream tax management?

Tax is the single largest "expense" an investor will face over their lifetime. It’s not only tax now, but importantly, also tax later.

• How assets are "wrapped." For example, Retirement Annuities provide an immediate tax deduction, while Tax-Free Savings Accounts provide tax-free growth and withdrawals later.

• Will your Estate be able to cover your debt and taxes?

07/05/2026

Financial worries keeping you up at night?

1. Mounting Debt and Unpaid Bills: The immediate stress of high-interest debt, overdue accounts, and the constant fear of not being able to cover monthly living expenses.

2. Job Security and Loss of Income: The anxiety of suddenly losing a primary paycheck due to retrenchment or an economic downturn, leaving no way to support one's family.

3. Lack of an Emergency Fund: The "what if" worry about a sudden major expense—like a medical crisis or urgent car repair—without having any savings to fall back on.

There are solutions to all, you just need to start TODAY by contacting me TODAY!!

07/05/2026

06/05/2026

Do you have a valid Will?
If not, your family's future is left to chance.

As a qualified and experienced Momentum financial adviser, I will help you secure your legacy:

1. Is your family protected? (Guardianship & inheritance)
2. Is it up to date? (Marriage, kids, or new assets)
3. Is there enough cash? (Avoiding forced asset sales)

Don't leave it to "someday."

Reply "WILL" now to have a confidential chat.

14/04/2026

Worth a read as this is actually, genuinely and exactly the issue. Time can never be rolled back, change your habits, thus your disciplines now before it's too late.

You’re Not Broke… You’re Financially Undisciplined — And That’s Fixable.

Let’s be honest.

Some people are not broke because they don’t earn money…
They’re broke because they don’t manage it.

Money comes in… and disappears.
No plan. No control. No direction.

Impulse spending.
No savings.
No investments.
Just vibes and “I’ll figure it out later.”

But here’s the truth most people avoid:

It’s not your salary keeping you stuck…
It’s your habits.

Because there are people earning the same amount as you…
Yet they are building something.

Saving consistently.
Investing wisely.
Growing slowly… but surely.

Financial discipline is not about being perfect.
It’s about being intentional.

Start small if you have to:
Save something.
Track your spending.
Say “no” more often.
Think long-term.

Because your future is not built by luck…
It’s built by daily decisions.

And the best part?

You can fix this. Starting today.

If you’re ready to take control of your money, type “DISCIPLINE” in the comments.
Let’s build better habits together.

Follow, like and share this post to reach more people.
Don't read this alone. Thanks

08/04/2026

Here to advise you on sound and holistic financial solutions for you and your family.