Service Saves

Service Saves is a Public Employee Benefit for people buying a home or refinancing their current mortgage.

Service Saves™ is available to qualified MN public employees provided exclusively through licensed lenders.

06/03/2026

Pending Home Sales (signed contracts on existing homes) rose for the third straight month, increasing 1.4% from March to April. The NAR says buyers are showing “cautious optimism” despite ongoing economic uncertainty and slightly higher mortgage rates. Source: MBS Highway

05/27/2026

Home builder confidence edged higher in May, rising three points to 37. While the index remains below the growth benchmark of 50, current sales, future sales expectations, and buyer traffic all showed modest improvement. Source: MBS Highway

05/19/2026

Inflation rose in April, with headline CPI increasing 0.6%, driven largely by higher food, energy, and gas prices. On an annual basis, inflation reached 3.8%. Core CPI, which excludes food and energy, rose 0.4% month over month and 2.8% year over year. Source: MBS Highway

05/13/2026

Private employers added 109,000 jobs in April, topping most expectations, according to ADP. Hiring was strongest among small and large businesses, while mid-sized companies showed signs of softness. Source: MBS Highway

05/06/2026

Home values in the U.S. saw a modest increase from January to February, up 0.3% before seasonal adjustments and 0.1% after. Compared to this time last year, prices are now 0.7% higher overall. Source: MBS Highway

04/29/2026

Pending Home Sales (signed contracts on existing homes) rose 1.5% from February to March, showing buyers remained active despite higher mortgage rates and signaling ongoing pent-up demand, according to the National Association of Realtors (NAR). Source: MBS Highway

04/22/2026

The MBS Highway National Housing Index fell 5 points in April 2026, dropping from 47 in March to 42. While national price direction remained relatively steady, buyer activity declined sharply, likely reflecting the recent rise in mortgage rates. Source: MBS Highway

04/15/2026

March job growth came in well above expectations, with 178,000 jobs added versus the 60,000 gain that was forecast. January and February payrolls were revised slightly lower, while the unemployment rate ticked down from 4.4% to 4.3%. Source: MBS Highway

04/08/2026

Before you start home shopping, take time to review your credit reports. Small errors can have a big impact on your financing. Make sure your personal information and accounts are accurate, confirm account statuses and dates, and watch for duplicate or unfamiliar accounts. These issues can affect your credit score more than many buyers realize. Check reports from Equifax, TransUnion, and Experian, and dispute any errors early to keep your options strong. Source: MBS Highway

04/01/2026

NAR's Pending Home Sales Index rose 1.8% month-over-month to 72.1. While that was much better than Wall Street expectations, it's still very low in a historical context, and implies that March existing home sales could come in between 4.05-4.10 million units (SAAR). Source: MBS Highway

Address

Minneapolis, MN

Telephone

+16513983477

Website

http://www.servicesaves.com/

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