Hurst Lending & Insurance was founded in 2006 as a full-service mortgage lender. The founders of Moneysafe, now Hurst Lending, knew that by keeping overhead low, they could offer some of the lowest rates in the business. In addition to low-rate conventional loans, founders Jay Hurst and Scott Bialek focused their attention on the many lending "gaps" they saw in the market - mortgage lending needs that could be met by specialized investors, but weren't being served by big banks. Examples included:
- Low down-payment jumbo loans
- Residential bridge loans
- Low down payment construction loans
- Loans with no PMI
- Non-Warrantable condo loans
- Loans for returning expats
- Loans for self-employed buyers
By matching these needs with investors with related risk appetites, the company has grown to serve more than 350 families per year with mortgage loans and refinances. In addition to these specialized loans, the company added an insurance brokerage in 2013. At that time, the company was re-named Hurst Lending & Insurance to better communicate the services it offered to its customers. Hurst Lending & Insurance boasts rave reviews from its customers, and fully 70% of clients are repeat or referred customers. Hurst Lending & Insurance serves cities throughout Texas, including:
Dallas/Fort Worth Metroplex: Addision, Allen, Arlington, Bedford, Benbrook, Carrollton, Cedar Hill, Colleyville, Coppell, Dallas, Denton, DeSoto, Duncanville, Euless, Farmer’s Branch, Flower Mound, Fort Worth, Frisco, Garland, Grand Prairie, Grapevine, Haltom, Highland Park, Hurst, Irving, Kaufman, Keller, Lewisville, Little Elm, Mansfield, McKinney, Mesquite, North Richland Hills, Plano, Richardson, Rowlett, Sachse, Southlake, Terrell, The Colony, University Park, Wylie and more. Houston Area: Aldine, Alvin, Angleton, Atascocita, Baytown, Beaumont, Bellaire, Channelview, Cinco Ranch, Conroe, Crosby, Deer Park, Dickinson, Friendswood, Galena Park, Galveston, Houston, Humble, Katy, Kemah, La Marque, La Porte, League City, Mission Bend, Missouri City, Pasadena, Pearland, Richmond, Rosenberg, Seabrook, Sienna Plantation, South Houston, Spring, Stafford, Sugar Land, Texas City, The Woodlands, Tomball, Webster, West University and more. Austin Area: Austin, Buda, Cedar Park, Canyon Lake, Driftwood, Dripping Springs, Georgetown, Kyle, Leander, Lockhart, New Braunfels, Pflugerville, Round Rock, San Marcos, Seguin, Spicewood, and more. San Antonio: Boerne, Bulverde, Cibolo, Helotes, New Braunfels, San Antonio, Spring Branch, Seguin, and more.
