Novus Home Mortgage is a division of Ixonia Bank, NMLS #423065 Joe provides FHA, VA, Conventional, Jumbo Loans, and USDA financing for residential real estate. Customer service is Joe’s top priority! Joe first started in the real estate industry working for a large title agency then moved into mortgage lending for a major bank. Since then, Joe sharpened his knowledge and skills and has become a leading mortgage professional for area realtors, builders, and CPAs. Whether you are a first-time homebuyer, buying your dream home, refinancing your existing home, or trying to increase your portfolio with real estate investments, you can rely on Joe’s expertise and count on outstanding service throughout the process. You will have your questions answered and will be kept informed to ensure smooth loan processing without surprises. Joe is an active member of the Mortgage Bankers Association, Daytona Beach Area Association of Realtors, New Smyrna Beach Board of Realtors, and the Volusia Building Industry Association. Joe is a long-term resident of the Daytona Beach Area and lives in New Smyrna Beach with his wife and two dogs.
