Tool Truck Pay

05/11/2026

Sema 2026 Tool Truck Pay

Building zero cost credit card processing and alternative customer financing programs for dealers in our network. #

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29/10/2026

This Halloween, the scariest thing on your truck isn't a ghost—it's the 2.5% to 3% swipe fee draining your margins every single day. Every time you close a sale and run a card, processors act like vampires, taking a bite out of your hard work. Over the course of a year, the average tool dealer bleeds out over $16,000 to these hidden fees. That is money you earned, vanishing from your bank account. Drive a stake through those fees. At ToolTruckPay.com, we eliminate dealer-paid credit card processing costs completely through dual pricing. You pass the 3% fee to the customer, and your business keeps 100% of its lifeblood: cash. Stop feeding the banks.👉 Schedule a call with me to protect your margins: https://calendly.com/rickmurray/30min

29/10/2026

Tooltruckpay.com setup for tool truck owners

28/10/2026

You closed the massive toolbox sale. So why did $300 of your profit just vanish like a ghost?You put in the hours, you negotiated the trade-in, and you finally got the technician to say yes. But the moment they swiped their card, 3% of the total disappeared. Where did it go? Straight to the credit card processor. That phantom expense quietly haunts the average dealer to the tune of $1,400 a month. It is completely invisible on the truck, but it does massive damage to your year-end net profit. It is time to bust the hidden fees. ToolTruckPay.com was built to make sure your money stays yours. Our dual pricing system passes the processing fee to the customer, meaning your profit never magically disappears again.
Keep your profit from vanishing into thin air.
👉 Grab a time on my calendar here: https://calendly.com/rickmurray/30min

25/10/2026

An extra $1,400 a month buys a lot of fast-moving inventory.Every tool dealer knows that inventory is cash. When your cash flow is tight, your truck runs lean. You miss out on impulse buys, and you hesitate to stock the new releases you know will sell.Now imagine having an extra $1,400 in cash hit your bank account every single month. That is exactly what the average dealer saves when they switch to ToolTruckPay.com and eliminate their credit card swipe fees. Instead of paying for the privilege of accepting credit cards, you could be using that $16,000 a year to load your shelves with the diagnostic scanners, cordless kits, and seasonal promos that actually grow your route. Stop funding the processor. Start funding your truck.👉 Schedule a call with me to see how it works: https://calendly.com/rickmurray/30min

23/10/2026

Halloween is around the corner along with end of year tax time is your tool truck doing anything or letting the other guys eat your lunch? we talk about this in our free newsletter!

https://tool-truck-pay.kit.com/30b4a63516

22/10/2026

Who is taking your family on vacation this year? You, or the credit card companies?When we talk about losing $1,400 a month to swipe fees, it is easy to just treat it like a "business expense". But look at the total: $16,000 a year. That is not just a business expense. That is a boat. That is a massive family vacation. That is a down payment on a rental property, or a huge chunk of a college fund. You are out there grinding on the route, dealing with the weather, the collections, and the long hours, just to hand $16,000 of your own money over to a payment processor.At ToolTruckPay.com, we stop the bleeding. Our dual pricing system eliminates dealer-paid credit card fees so you keep 100% of the money you earn. Take your profit back. Your family deserves it more than the bank does.👉 Grab a time on my calendar: https://calendly.com/rickmurray/30min

19/10/2026

Think you can just raise your prices to cover credit card fees? Let’s do the math.I hear dealers say this all the time: "I’ll just mark up the tools a little more to cover the 3% fee." But the math doesn't work that way.Most dealers operate on roughly a 30% gross margin. If you sell a $100 tool, your cost is about $70, leaving you $30 in profit. When the credit card company takes their 3% fee, they aren't taking 3% of your profit. They are taking $3 out of the entire $100 transaction. They just took 10% of your gross profit on that sale. You can't just keep raising prices to chase lost margins. ToolTruckPay.com solves this permanently. We use dual pricing to pass the 3% fee to the customer, meaning your $30 profit stays a $30 profit. Stop doing the bank's math. Let's fix your margins.👉 Schedule a call with me here: https://calendly.com/rickmurray/30min

14/10/2026

Closing a $10,000 toolbox sale feels incredible... until you look at the processing fee.You did all the heavy lifting. You measured the space, negotiated the trade-in, and convinced the tech to pull the trigger. Then they hand you their credit card, and the processor instantly takes $300 out of your pocket. Why are you paying a penalty for closing a massive deal?Every time you swipe a card, you are giving away 2.5% to 3% of your hard work. ToolTruckPay.com was built to stop the bleeding. We eliminate your swipe fees entirely through dual pricing, meaning when you close a $10,000 sale, you actually keep the profit you earned. Stop giving away your margins on big-ticket sales.👉 Schedule a quick call with me here: https://calendly.com/rickmurray/30min

06/07/2026

We built ToolTruckPay for dealers who run their truck like a business — and want to keep more of what they earn. Here's a quick overview of how we work and how to get started.
We have dealers all over the country and we SEE the average of

$1,400 LOST to Mastercard/Visa

Dealers processing around $47,000/month add an average of $1,400 back into their business every month — simply by eliminating credit card processing fees.
How you keep more money
Credit card fees passed to the customer — you keep 100% of the sale
ACH bank transfers at under $0.35 per transaction
No surprise monthly fees eating into your margins
How the program works
We're a third-party payment vendor powered by the iPOS Go app — everything runs on your cell phone or via web portal. No bulky hardware required.

Schedule payments
Set runs for a future date
Clear records
Easy to read and track
Auto reminders
Email & text on declined payments
All payment types
Cash, ACH, debit, credit