Gabay Kabayan OFW

08/11/2025

Kabayan! 🇵🇭 Natatakot ka ka ba humiram ng pera online? Dito makaka sigurado ka na legit at registered. Message us now Kabayan! 🇵🇭

08/11/2025

Kabayan kailangan mo ba ng financial assistance habang nasa ibang bansa? 🇵🇭

08/11/2025

Kabayan! Mag papasko na at kailangna mo ba ng malalapitan para sa iyong pamilya sa Pinas? 🇵🇭🎄

Message us now Kabayan! 🇵🇭🎄

08/11/2025

We make financing easy for you Kabayan! 🇵🇭 Kaya kung ikaw ay namomoblema habang nag working ka sa ibang bansa, Andito kami para sayo upang suportahan ka sa kahit anong financial problems!

Dito makaka sigurado ka na legit at mabilis mong makukuha ang loan at hindi katulad ng ibang kumpanya na marami ka pang kailangan gawin! Kaya anong pang hinihintay mo Kabayan!

MESSAGE US NOW!! 🇵🇭

05/11/2025

Kabayan! 🇵🇭 Nag hahanap ka ba ng madaling lapitan na may mababang interest at makaka sigurado ka na legit at registered na walang kailangan bayaran?

Message us now Kabayan! Handa kaming tumulong sayo! 🇵🇭❤️

03/11/2025

Hindi ka makahanap ng legit na kumpanya para humiram ng pera dahil may emergency ka o pangagailangan sa pinas. Habang nag ttrabaho ka sa ibang bansa? 🇵🇭

03/11/2025

Mga Kabayan natin sa Canada! 🇵🇭🇨🇦

Nag hahanap ka ba ng malalpitan na company na wala kang kailangan bayaran? at makakasigurado ka na legit and registered?

Message us now! 🇵🇭🇨🇦

12/10/2025

Mga Kabayan ₱200,000 - ₱5,000,000 Pesos ang pwede mo mahiram sa aming company at walang kailangan bayaran. Kung ikaw ay nag hahanap ng funds pang emergency or kahit personal, Just message us Kabayan!

08/10/2025

Need to make large cash transactions?
Be informed about BSP Circular No. 1218

Kindly be advised that effective October 7, 2025, additional supporting documents will be required for over-the-counter cash withdrawals and check encashment transactions exceeding PhP500,000 (or equivalent in foreign currency), whether in one or multiple transactions, in one banking day.

We encourage you to prepare the necessary documents for a smoother processing.

Here are some information to guide you:

1. Am I no longer allowed to make an over-the counter cash withdrawal or check encashment above PhP500,000.00 (or equivalent in foreign currency) in one banking day?

No. The Circular only encourages you to avail of non-cash channels (such as check issuance, fund transfer, direct credit, and the like) for intended cash payouts exceeding PhP500,000.00 in one banking day. For cash payouts exceeding PhP500,000.00 in one banking day, the Circular requires an additional step
– for the bank to inquire as to the purpose of the cash payout and to request for supporting documents.

2. Will the bank monitor all my cash payouts across its branches to find out whether my cash payout transactions have already exceeded the limit of PhP500,000.00 in one banking day?

Yes. For AUB, we will monitor your cumulative over-the-counter cash withdrawals and check encashments in one banking day to alert you at point of transaction whether your requested cash payout will exceed the PhP500,000.00 limit.

3. Will my other over-the-counter transactions with the branch be affected by the Circular?

No. For AUB, the only transactions affected by the Circular are over-the-counter cash withdrawals and check encashments per banking day.

Please be guided accordingly.

Thank you.

08/10/2025

08/10/2025

The SEConomics August 2025 issue covers key developments in global equities and fixed income markets, alongside the country’s narrowing trade deficit, higher approved foreign investment pledges, moderating inflation, and reaffirmed high credit ratings.

Globally, equities rose amid strong U.S. corporate earnings, Europe’s manufacturing rebound, and growing demand for technology and AI stocks in Asia. Fixed income markets were mixed, with U.S. Treasury yields declining while European yields recovered.

Domestically, the trade deficit narrowed to USD4.05 billion as exports increased and imports contracted. Approved foreign investments also climbed to PHP67.38 billion in Q2, up from PHP27.99 billion in Q1. Moreover, inflation slightly rose to 1.7% in August amid weather-related pressures on food prices but remains within the government target. On a positive note, credit rating agencies reaffirmed the country’s stable economic outlook, with ratings of A- (R&I) and Baa2 (Moody’s). Relatedly, the Philippines also scored 73 in TransUnion’s Credit Perception Index, signaling stronger consumer trust and expanding knowledge in credit and fintech products.

Read more on these topics, including the SEC’s expansion of industries allowed to register in OneSEC, the declassification of common shares to improve market efficiency, and intensified investor protection efforts through financial literacy programs and actions against erring financing and lending companies, at https://www.sec.gov.ph/seconomics-2025/August-2025/ .tab=0. Copies of previous issues are also available free of charge at www.sec.gov.ph/investors-education-and-information/economic-publications.