Edith Bedard - Mortgage Agent

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Edith Bedard - Mortgage Agent

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As your mortgage agent I will work on your behalf to achieve your real estate investment goals

19/02/2023

Family day !

18/02/2023

Reverse Mortgage, Line of Credit or Home Equity Loan, which one is best?

17/02/2023

Random Acts of Kindness

16/02/2023

Struggling with debt - you are not alone

14/02/2023

Express how you care for others

11/02/2023

Let's prevent crime instead of fighting it ...

09/02/2023

Let's go back to the basics - reviewing your budget and how the money is spent can be liberating. It can be an eye opener which may require some adjustments and self-discipline however very rewarding in the end. Let's work together to get you back on track.

07/02/2023

Many clients appreciated the analysis I did for them. It prepares them for their mortgage renewal and provide them with tips and guidance to minimize their concerns and stress during these uncertain times. Contact me for your analysis.

25/01/2023

The First Time Home Buyers' Tax Credit (HBTC) is a non-refundable tax credit that can be claimed by first-time homebuyers on their federal income tax and benefit return. The credit is intended to help make the purchase of a first home more affordable by reducing the amount of federal income tax that first-time homebuyers have to pay.

To qualify for the credit, you must meet certain criteria. For example, you must be a first-time homebuyer, which means that you or your spouse or common-law partner must not have owned and lived in another home as a principal residence in the four-year period before the current home was purchased. You must also be purchasing a qualifying home, which is defined as a home that is located in Canada and is eligible for the GST/HST new housing rebate.

The amount of the credit is $5,000, and it can be claimed in the tax year in which the home was purchased. The credit can be claimed by either the individual who is purchasing the home or their spouse or common-law partner, but it cannot be split between them. It is important to note that the credit is non-refundable, which means that it can only be used to reduce the amount of federal income tax owing. It cannot result in a refund or be carried forward to future years.

For more information on what a First Time Home Buyers' Tax Credit is, don't hesitate to get in touch with us! 😁

Address

3410 South Service Road

L7N3T2

Website

http://www.edithbedard.com/

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