SmartBiz

15/10/2026

We’re headed to Las Vegas! The SmartBiz Bank partner team will be attending the B2B Finance Expo next week.

We’re looking forward to connecting with our partners and industry peers to explore new opportunities and discuss how we may work together to help more small businesses access the financing they need.

Will you be there? Keep an eye out for the SmartBiz team and come say hello.

Member FDIC

14/10/2026

A year-end goal becomes easier to plan for when you are able to put numbers around it.

If you’re considering financing, start by getting clear on what you may need funding for, how much you may need, and how repayment could fit into your business cash flow.

Doing the homework early may help you enter financing conversations with clearer priorities.

Member FDIC

12/10/2026

Try walking through your customer experience from beginning to end.

Is it easy to contact your business? Is important information easy to find? Are response times clear? Does checkout or scheduling create unnecessary friction?

A quick “customer eye” review may reveal small improvements worth making before a busy season.

Member FDIC

08/10/2026

Applying for your first small business loan may come with a lot of questions.

➡️ How much should you borrow?
➡️ What documents might you need?
➡️ Which type of financing could make sense for your business?

Our latest blog breaks down 7 tips to help you prepare for your first small business loan application: https://hubs.ly/Q04yyP0f0

Member FDIC

Learn seven practical tips for getting your first small business loan, from preparing your finances to choosing a lender and strengthening your application.

06/10/2026

Busy seasons may expose operational weak spots fast.

Before demand picks up, consider stress testing the systems that keep your business moving, from staffing and workflows to inventory, equipment, and customer communication.

A little preparation may help you spot bottlenecks, understand your capacity, and build backup plans before peak season arrives.

Learn more about how to stress test before demand peaks: https://hubs.ly/Q04yyND40

Member FDIC

02/10/2026

Cash flow is an important part of running a small business. A good first step to improving cash flow is understanding what’s coming in and what’s going out.

A few areas to review:
- Following up on unpaid invoices and sending payment reminders
- Reviewing subscriptions and recurring expenses
- Cutting non-essential costs

Even a few small changes may help improve cash flow and create more room for what matters most to your business.

Member FDIC

25/09/2026

A smooth process may make all the difference.

We’re proud to help small business owners access funding with an experience designed to be efficient from application through funding.

Member FDIC

22/09/2026

Winning new customers rarely comes down to one tactic.

For many small businesses, growth means testing different approaches, learning what resonates, and adjusting along the way.

From encouraging customer reviews to offering free training, limited-time promotions, and more, there are plenty of ways to get your business in front of the right people.

Here are 5 practical strategies that may help you expand your reach: https://hubs.ly/Q04wz2Fn0

Member FDIC

Discover five common ways to attract more customers, increase brand visibility, strengthen relationships, and support long-term business growth.

18/09/2026

When you’re investing in your business, how you pay back financing matters.

SBA loans typically offer longer repayment terms and competitive rates, which may help make monthly payments more manageable and leave more flexibility for day-to-day cash flow.

Put funding to work for your business, without putting unnecessary pressure on your cash flow.

16/09/2026

Running an online business doesn’t make funding decisions any less important.

From SBA loans and term loans to lines of credit and business credit cards, different financing options may fit different goals, timelines, and cash flow needs.

Explore 6 funding options for online businesses and key factors to consider before choosing one: https://hubs.ly/Q04wzr300

Member FDIC

Learn how online businesses may qualify for small business loans, compare funding options, and choose financing that fits their growth and cash flow needs.