Ryan Hoffman, Loan Officer

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Ryan Hoffman, Loan Officer Mortgages for new home purchases, investment property purchases and refinancing of existing mortgage

Ryan Hoffman is a second-generation loan officer originally from the Moreno Valley area of Riverside County, Southern California before relocating to Los Angeles, then Sacramento area, who is dedicated to delivering the first-rate customer service, communication and results that allow his clients to purchase and refinance their homes and investment properties. His success in the industry has been

proven with numerous accolades and awards. His intimate knowledge of the industry and his intuitive grasp of the goals of his clients have allowed them to achieve their financial goals. Prior to working at Summit Funding, he had a successful career in the hospitality industry. He was recognized in local and national publications, including The Los Angeles Times and Bon Appetit magazine, as well as winning a distinguished award from the Beverly Hills Chamber of Commerce for the Innovative Business Practices he developed. Ryan learned how to effectively provide top-tier customer service while sharpening his craft in the hospitality field, and then he was easily able to transfer these skills to the equally customer-centric home loan business. His creative way of solving problems were just as transferrable, and has served his clients well in a field where a cookie-cutter approach is not a viable option. This attention to detail has produced many satisfied buyers as well as realtors, all of who have felt confident and informed throughout the entire process, not having to struggle to get a loan officer on the phone for an update and for the status on their loan.

25/03/2026

From renter to owner in Sacramento.

This one hits different.

Offer accepted for a buyer making the jump from renting to owning, and this is exactly why getting pre-approved early matters. When the right home shows up, you want to move with confidence, not scramble at the last minute.

If you're renting and wondering whether buying is actually possible, let's look at the numbers and build a real plan.

Text GET APPROVED to get started.

📞 951-312-8650
📧 [email protected]

🌐 RyanHoffmanTeam.com
📷

18/03/2026
13/03/2026

The forever home. That phrase never gets old.

Offer accepted in Norco for buyers stepping into a home they plan to enjoy for the long haul.

This is why getting fully prepared on the front end matters. When the right home shows up, you want to be ready to move fast, write strong, and compete with confidence.

A solid pre-approval is not just a box to check.
It is part of the strategy.

If buying your forever home is on your mind, let’s put the plan together now so you’re ready when the opportunity shows up.

Get Approved

📞 951-312-8650
📧 [email protected]

🌐 RyanHoffmanTeam.com
📷 .

13/03/2026

No more kids. No more stairs. New chapter unlocked.

Offer accepted in Gilroy for clients making a big lifestyle move into a home that fits this next season better.

This is one of the most exciting parts of the job. Helping people line up the financing so when the right house shows up, they can move with confidence.

Whether you’re upsizing, downsizing, relocating, or just trying to buy smarter for the life you have now, having the right plan upfront matters.

If you’re thinking about making a move, let’s build the game plan before you start house hunting.

Get Approved

📞 951-312-8650
📧 [email protected]

🌐 RyanHoffmanTeam.com
📷 .

Home upgrades without draining savings all at once?This refinance just funded, and it created room to move forward on ho...
13/03/2026

Home upgrades without draining savings all at once?

This refinance just funded, and it created room to move forward on home improvement plans with more confidence.

For a lot of homeowners, refinancing is not just about chasing a rate.
It can be about:
• consolidating higher-interest debt
• creating cash flow
• accessing equity for improvements
• putting yourself in a stronger overall position

If you’ve been thinking about updating your home, paying off debt, or restructuring your mortgage, let’s talk through the numbers and see what actually makes sense.

Get Approved

📞 951-312-8650
📧 [email protected]

🌐 RyanHoffmanTeam.com
📷 .

03/03/2026

Most lenders are great… until you actually need them.

If your offer is tight, your appraisal is spicy, or underwriting is asking for something weird at 4:42 PM, you need more than a 1-800 number.

When my clients and Realtor partners work with me, they get direct access to me, my processor, and real answers in real time.

Want that kind of communication on your next deal? Comment “DIRECT” and I’ll show you what it looks like.

Get Approved

📞 951-312-8650
📧 [email protected]

🌐 RyanHoffmanTeam.com
📷 .

02/03/2026

First-time homebuyer reviews hit different. 🥹

Silvia, thank you for trusting me and Nohelia Peraza with your purchase. Buying your first home can feel overwhelming, so hearing that the process felt easy, seamless, and fully supported means the world to us.

If you want a team that answers the phone, explains it clearly, and stays on it from start to finish, let’s talk.

Get Approved

📞 951-312-8650
📧 [email protected]

🌐 RyanHoffmanTeam.com
📷 .

Is it your turn? 👀Just funded a refinance for a homeowner who wanted a smarter payment and a cleaner plan.If you’re thin...
27/02/2026

Is it your turn? 👀

Just funded a refinance for a homeowner who wanted a smarter payment and a cleaner plan.

If you’re thinking about:

lowering your payment

switching to a more stable setup

pulling cash for renovations or debt payoff

or just seeing if it’s worth it right now

Text me “REFI” and I’ll run the numbers and give you the straight answer.

📞 951-312-8650
📧 [email protected]

🌐 RyanHoffmanTeam.com
📷 .

17/02/2026

Compassion + clarity + consistency.

This review means a lot. Huge credit to my loan processor, Nohelia Peraza, for helping make the process smooth.

If you want a loan team that explains everything in plain English and goes the extra mile, text “APPROVED”.

📞 951-312-8650
📧 [email protected]

🌐 RyanHoffmanTeam.com
📷 .

Funded in VacavilleCloser to grandkids, closer to the good stuff.Want a plan that makes your offer feel solid and confid...
12/02/2026

Funded in Vacaville
Closer to grandkids, closer to the good stuff.

Want a plan that makes your offer feel solid and confident?
DM me: Get Approved

📞 951-312-8650
📧 [email protected]

🌐 RyanHoffmanTeam.com
📷 .

Offer accepted in LodiDream home opportunity, locked in.If you’re planning to buy and want your offer to hit different, ...
12/02/2026

Offer accepted in Lodi
Dream home opportunity, locked in.

If you’re planning to buy and want your offer to hit different, DM me: Get Approved

📞 951-312-8650
📧 [email protected]

🌐 RyanHoffmanTeam.com
📷 .

Address

3485 Brookside Rd Ste 104

95219

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