Bill Duke

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Bill Duke

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Bill Duke - Senior Loan Officer NMLS #283841
Bell Bank Mortgage Equal Housing Lender

18/10/2022

Just a simple post to remind you to stop and smile … and make it a good day. 😃

13/10/2022

Home sweet [1% down] home! 🏠

11/10/2022

A common question asked is, “Should I wait to buy a home until I have more of a down payment?”

There is no one answer as every one of my clients has a unique situation. However, it is important to know the facts.

Here are some of the pros and cons of bigger versus smaller down payments are:
Bigger down payment: Lower interest rate and lower monthly payment
Smaller down payment: Buy a home and start building equity sooner, keep more of your savings intact for emergency expenses

Your situation is as unique as you are, and the best way to get started is to reach out to me to start the conversation. I’m a phone call (or text) away! 📱

06/10/2022

If you need a mortgage, but have no idea where to start. Start here, with me and let’s connect.

I will take any guess work out of the home buying process to help YOU make owning a home happen.🏠🤗

04/10/2022

Homeownership is possible with Bell. It just starts with a conversation. 📱

29/09/2022

It still is a great time to buy.

Consider this: Rent costs increased 6.7% since August 2021. Your rent can keep increasing year after year… while your mortgage can be a fixed rate while you’re investing in YOUR future.

Let’s connect on any questions you might have about homeownership – no strings attached.

P.S. Did you know qualified borrowers could own a home for as little as 1% down?

27/09/2022

Update your home and roll remodeling costs into your mortgage.

Step-by-Step Process.

If you’re looking to upgrade your home via repairs or cosmetic updates, a rehab loan from Bell lets you roll the cost of these modifications directly into your home financing. Take that fixer-upper one step closer to an ideal home with our simple and straightforward rehab program— available for upgrades to your current home or to a home you’re looking to buy.

Want to learn more? Let’s chat.

22/09/2022

Did you recently close on your home? Make sure to change your locks.

The keys you got at closing are the same used by the seller. Just to be safe, change the locks and reprogram any keypads for doors or garages.

20/09/2022

BIG NEWS!

Starting today, Bell has increased our conforming loan limit to $740,000 (used to be $647,200). 🎉

What does this mean? It means that other lenders may have to wait until January, 1 2023 to use increased loan limits when Freddie Mac and Fannie Mae officially announce their numbers near the end of the year.

👉Single Family Primary Residence only (no MFH)
👉Purchase and Refinance eligible
👉$740,000 maximum loan amount
👉MN, ND, WI, CO, KS, MO, TN, FL, NM, AZ only
👉Loans must be locked on or before December 31st, 2022

15/09/2022

New construction doesn’t have to be intimidating. We will partner with you to make the process as straightforward and hassle-free as possible. From the application process through the closing of your loan, we’ll be there to help you make the most informed decisions, ensuring you obtain the best financing option to make your home-building dreams come true!

And you don’t have to break the bank! 😊 🏠

Address

1700 Coral Drive

53186

Opening Hours

Monday	08:00 - 17:00
Tuesday	08:00 - 17:00
Wednesday	08:00 - 17:00
Thursday	08:00 - 17:00
Friday	08:00 - 17:00

Telephone

+12622798072

Website

http://www.mortgagesbybill.com/

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