RateUnity - Strength in Numbers for a Better Mortgage Rate

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RateUnity - Strength in Numbers for a Better Mortgage Rate

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Strength in Numbers to Slash Mortgage Brokerage Rates and negotiate directly with Banks

16/10/2026

🏡 Your next chapter deserves a competitive home loan! 💙

Whether you're buying your first home, refinancing your current mortgage, or growing your investment property portfolio, finding the right home loan can make a difference.

At RateUnity, we help Australians explore competitive home loan options that suit their needs.

✅ Buying a home? Explore your options.
✅ Refinancing? See if you could save.
✅ Investing? Find a competitive loan for your next property.

💙 Strength in Numbers. Better mortgage options.

🔎 Ready to review your home loan?

👉 https://rateunity.com.au/quick-mortgage-check

Disclaimer: Rates subject to change without notice. Eligibility criteria, fees and charges apply. Rates available through lenders on RateUnity's panel. General information only does not take into account your objectives, financial situation or needs.

RateUnity Pty Ltd | ACN 668 166 283 | ACL 554016

12/10/2026

🏡 Looking for a more competitive home loan rate?

Your home loan could be working harder for you!

With RateUnity, eligible owner-occupiers can access:

✅ 5.64% p.a. – 2-year introductory variable rate
✅ 5.95% p.a. – Comparison rate
✅ Competitive rates designed to help you manage your mortgage costs

💙 A lower interest rate could mean more money in your pocket every month.

🔎 See if you could save on your mortgage!

👉 https://rateunity.com.au/quick-mortgage-check

Disclaimer: Rates subject to change without notice. Eligibility criteria, fees and charges apply. Rates available through lenders on RateUnity's panel. General information only does not take into account your objectives, financial situation or needs.

WARNING: Comparison rate based on a $150,000 secured loan over 25 years. Different loan amounts, terms, fees and charges may result in a different comparison rate. The introductory variable rate applies for 2 years, after which the applicable rate changes.

RateUnity Pty Ltd | ACN 668 166 283 | ACL 554016

02/10/2026

📈 The RBA has raised the cash rate again. What could it mean for your mortgage?

The cash rate has increased by 0.25% to 4.60%. If your lender passes on the full increase, a $1 million owner-occupied P&I loan over 25 years could see repayments rise by around $152 a month.*

With rates moving again, now could be a good time to check whether your current home loan is still competitive.

🔎 Check your mortgage and see what you could potentially save: https://www.rateunity.com.au/

Rates subject to change without notice. Eligibility criteria, fees and charges apply. Rates available through lenders on RateUnity's panel. General information only does not take into account your objectives, financial situation or needs.

RateUnity Pty Ltd | ACN 668 166 283 | ACL 554016

24/09/2026

🏡 What could a more competitive home loan rate mean for your household budget?

We’ve compared the RBA average owner-occupied variable rate of 6.30% with RateUnity’s 5.64% 2-year discounted variable rate (5.95% comparison rate).

Depending on your loan size, that 0.66% difference could equate to:
$500k loan → $275/month
$750k loan → $413/month
$1m loan → $550/month
$1.25m loan → $688/month
$1.5m loan → $825/month

Swipe through to see the examples, then check what your potential saving could look like.

👉 Check your potential savings: https://www.rateunity.com.au/

WARNING: This comparison rate applies to a 25yr mortgage of $150k. Variable Rates are a 2yr discount rate. Savings example: $1m owner-occupied P&I loan, first-year interest, RBA average outstanding variable rate June 2026 vs RateUnity 5.64%. This offer is current as at September 2026 and is subject to change. Different loan amounts, terms, fees and charges may result in different comparison rates. Rates subject to change. Eligibility, fees and charges apply. General advice only compare before deciding. RateUnity Pty Ltd ACN 668 166 283 | ACL 554016.

23/09/2026

🏡 The $550 question: could your home loan be costing you more than it needs to?

On a $1 million owner-occupied loan, the difference between the RBA average outstanding variable rate of 6.30% and RateUnity’s 5.64% 2-year discounted variable rate (5.95% comparison rate) could mean around $550 a month in potential interest savings.

That’s money that could stay in your pocket for the things that matter.

👉 See how your current home loan compares with our Quick Mortgage Check:
rateunity.com.au/quick-mortgage-check

WARNING: This comparison rate applies to a 25yr mortgage of $150k. Variable Rates are a 2yr discount rate. Savings example: $1m owner-occupied P&I loan, first-year interest, RBA average outstanding variable rate June 2026 vs RateUnity 5.64%. This offer is current as at September 2026 and is subject to change. Different loan amounts, terms, fees and charges may result in different comparison rates. Rates subject to change. Eligibility, fees and charges apply. General advice only compare before deciding. RateUnity Pty Ltd ACN 668 166 283 | ACL 554016.

18/09/2026

💰 $550 a month could add up to $6,600 a year.

For a $1 million owner-occupied mortgage, the difference between the RBA average existing variable rate of 6.30% and RateUnity’s 5.64% p.a. rate equates to potential interest savings of around $550 per month.*

That could mean more money staying in your pocket every month.

📩 Find out how your current rate compares with a complimentary RateUnity mortgage review.

Example: $1m investment loan, savings are 6.50% - 5.79% = 0.71% x $1m = $7,100 annual, or $592 per month. Owner-occupied: 6.30% - 5.64% = 0.66% x $1m = $6,600 annual, or $550 per month. Saving compares the above rate with the RBA average lending rate for existing owner-occupied variable loans of 6.30% and investment 6.50% (RBA Statistics, 5/9/2026). Actual savings depend on your loan amount, lender and rate at settlement. Rates subject to change without notice. Eligibility criteria, fees and charges apply. General information only does not take into account your objectives, financial situation or needs.

17/09/2026

🏡 Same home. Could a lower repayment be possible?

You don’t necessarily need to move house to make a change to one of your biggest household expenses.

RateUnity’s owner-occupied variable home loan is currently 5.64% p.a. (5.95% p.a. comparison rate) for eligible borrowers.

If your mortgage has been sitting untouched for a while, now could be a good time to review it.

📩 Get in touch for a complimentary mortgage review.

Example: $1m investment loan, savings are 6.50% - 5.79% = 0.71% x $1m = $7,100 annual, or $592 per month. Owner-occupied: 6.30% - 5.64% = 0.66% x $1m = $6,600 annual, or $550 per month. Saving compares the above rate with the RBA average lending rate for existing owner-occupied variable loans of 6.30% and investment 6.50% (RBA Statistics, 5/9/2026). Actual savings depend on your loan amount, lender and rate at settlement. Rates subject to change without notice. Eligibility criteria, fees and charges apply. General information only does not take into account your objectives, financial situation or needs.

16/09/2026

💙 Your offset account may be working hard — but is your home loan rate?

An offset can help reduce the balance on which you pay interest, but the underlying mortgage rate still matters.

RateUnity’s offset home loan is currently 5.74% p.a. variable (6.03% p.a. comparison rate) for eligible borrowers.

It could be time to put both your rate and your offset to work.

📩 Message us for a complimentary mortgage review.

Example: $1m investment loan, savings are 6.50% - 5.79% = 0.71% x $1m = $7,100 annual, or $592 per month. Owner-occupied: 6.30% - 5.64% = 0.66% x $1m = $6,600 annual, or $550 per month. Saving compares the above rate with the RBA average lending rate for existing owner-occupied variable loans of 6.30% and investment 6.50% (RBA Statistics, 5/9/2026). Actual savings depend on your loan amount, lender and rate at settlement. Rates subject to change without notice. Eligibility criteria, fees and charges apply. General information only does not take into account your objectives, financial situation or needs.

15/09/2026

💰 What could an extra $592 a month mean for your property portfolio?

On a $1 million investment loan, the difference between the RBA average existing investment variable rate of 6.50% and RateUnity’s 5.79% p.a. rate equates to potential interest savings of approximately $592 per month — $7,100 per year.*

More cash flow. Less going towards interest.

📩 See how your current investment loan compares with a complimentary RateUnity mortgage review.

Example: $1m investment loan, savings are 6.50% - 5.79% = 0.71% x $1m = $7,100 annual, or $592 per month. Owner-occupied: 6.30% - 5.64% = 0.66% x $1m = $6,600 annual, or $550 per month. Saving compares the above rate with the RBA average lending rate for existing owner-occupied variable loans of 6.30% and investment 6.50% (RBA Statistics, 5/9/2026). Actual savings depend on your loan amount, lender and rate at settlement. Rates subject to change without notice. Eligibility criteria, fees and charges apply. General information only does not take into account your objectives, financial situation or needs.

14/09/2026

🏡 Is your investment loan working as hard as your property?

A competitive rate can make a meaningful difference to your investment cash flow.

RateUnity’s investment P&I loan is currently 5.79% p.a. variable (6.10% p.a. comparison rate) for eligible borrowers.

If you haven’t reviewed your investment loan recently, it could be worth seeing what’s possible.

📩 Message RateUnity for a complimentary mortgage review.

Rates subject to change without notice. Eligibility criteria, fees and charges apply. Rates available through lenders on RateUnity's panel. General information only does not take into account your objectives, financial situation or needs.

Address

Corso

2095

Telephone

+61451750021

Website

http://www.rateunity.com.au/

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