David Zohar Financial

14/05/2021

Everything you need to know about FINAL EXPENSE in Canada

07/05/2020

What is your financial strength?
Building financial security is part of the emergency planning. It is one aspect of wealth building combined with financial risk management. It answers the what if something will happen questions, and things do happen to some of us. Hence, we better be prepared for any unforeseen events that will impact our life and our financial wellbeing. Now is a great time to revisit your financial strength. Or, if you never looked at your finance this is a great time to start.

Building financial security is part of the emergency planning. It is one aspect of wealth building combined with financial risk management. It answers the what if something will happen questions, and things do happen to some of us. Hence, we better be prepared for any unforeseen events that will imp...

19/03/2020

Protecting your loved ones with life insurance
You're probably at home right now working and practicing the social distancing that everybody's recommending having in order to avoid a coronavirus.
At times like this you might think on how you can protect your loved ones. Well life insurance is one approach to protect your loved ones, and if you have life insurance already that's great. But what happens if you don't have life insurance?

Protecting your loved ones with life insurance by David Zohar | Mar 19, 2020 | Financial Plan, Life Insurance, TaxYou’re probably at home right now working and practicing the social distancing that everybody’s recommending having in order to avoid a coronavirus. At times like this you might thin...

13/03/2020

Risky Business: Types of Investment Risk
Risk is something that is ever present in the investment world. With very few exceptions, every investment vehicle carries with it a certain degree of risk. While there is no way to get around taking on risk, knowing the different types of investment risk can help...

https://zoharfinancial.com/wealth-management/risky-business-types-of-investment-risk

Risk is something that is ever present in the investment world. With very few exceptions, every investment vehicle carries with it a certain degree of risk. While there is no way to get around taking on risk, knowing the different types of investment risk can help you and your advisor put together a...

05/03/2020

Business Owners - Reduce Passive Income Taxation - Strategy

“The new tax rule introduced in 2019 have some unfavorable tax consequences for businesses. Business owners might wonder how they can redirect a portion of excess cash flow that would traditionally produce passive income to reduce taxes.”
In 2019, the Small Business Deduction Limit was reduced by $5 for each $1 of passive income that exceeds $50,000 and will reach zero once $150,000...

Business Owners – Reduce Passive Income Taxation – Strategy by David Zohar | Mar 4, 2020 | Business Owners, Financial Plan, Investment, Life Insurance, Tax “The new tax rule introduced in 2019 have some unfavorable tax consequences for businesses. Business owners might wonder how they can redi...

25/02/2020

Business Owners - How You Should Pay Yourself
Determining the best way to pay yourself through y

Determining the best way to pay yourself through your corporation can be a daunting task but it doesn’t have to be. There are many options to choose from and before making the decision, you’ll want to consider both your personal financial circumstances and the corporation’s.

25/02/2020

Cottages often hold a lot of sentimental value to families and is the home to a lot of great memories. Many cottage owners would like to see their children and grandchildren get the same joy from the property that they did, even after they are gone.”

Cottages often hold a lot of sentimental value to families and is the home to a lot of great memories. Many cottage owners would like to see their children and grandchildren get the same joy from the property that they did, even after they are gone. This seems like a nice sentiment but leaving it to...

21/02/2020

Why Everyone Should Have a Budget
Creating a budget may sound boring but taking the time to do so will have a huge impact on your future. It is easy to overspend and with the amount of household debt at an all-time high, managing your finances can seem hopeless. However, the more attention you pay to your spending habits, the easier you will find it to achieve financial su...
https://zoharfinancial.com/wealth-management/why-everyone-should-have-a-budget

Why Everyone Should Have a Budget by David Zohar | Feb 21, 2020 | Budget, Business Owners, Investment, Wealth management “Creating a budget may sound boring but taking the time to do so will have a huge impact on your future.”It is easy to overspend and with the amount of household debt at an al...

18/02/2020

Can I guarantee my investment?
It’s a question we hear often. Well, in a sense, yes - the product you’re talking about is called a Segregated Fund.

"It’s a question we hear often – can I guarantee my investment? Well, in a sense, yes - the product you’re talking about is called a Segregated Fund.