R Hill Enterprises Inc.

02/11/2026

If you like the idea of more predictable income in retirement, annuities can help keep your plans steady even when the market feels uncertain. It’s a simple way to protect what you’ve worked hard to build.

(630) 386-2800 https://www.rhillenterprisesinc.com

02/11/2026

Billions in Unclaimed Life Insurance: Could Your Family Be Owed Money?

Maria was sorting through her late father's desk when she found an old envelope tucked beneath a stack of tax returns. Inside was a faded statement from an insurance company she had never heard of.

01/11/2026

No question is too small!

Whether you're wondering about Medicare Advantage, prescription drug coverage, or plan changes during Annual Enrollment, we're here to help you understand your options.

(630) 386-2800 https://www.rhillenterprisesinc.com

30/10/2026

Corporate Lesson 1
A man is getting into the shower just as his wife is finishing up her shower when the doorbell rings. The wife quickly wraps herself in a towel and runs downstairs. When she opens the door, there stands Bob, the next door neighbor. Before she says a word, Bob says, "I'll give you $800 to drop that towel." After thinking for a moment, the woman drops her towel and stands naked in front of Bob. After a few seconds, Bob hands her $800 dollars and leaves. The woman wraps back up in the towel and goes back upstairs.
When she gets to the bathroom, her husband asks, "Who was that?" "lt was Bob the next door neighbor," she replies. "Great!" the husband says,"Did he say anything about the $800 he owes me?
Moral at the story : if you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure.

30/10/2026

Annuities can help reduce uncertainty by giving you income you can count on. It’s one way to create more comfort, consistency, and peace of mind in your retirement years.

(630) 386-2800 https://www.rhillenterprisesinc.com

28/10/2026

Fixed annuities offer guaranteed interest rates, while indexed annuities can grow based on market performance (without direct market exposure). Both options can help protect your savings and create reliable retirement income.

(630) 386-2800 https://www.rhillenterprisesinc.com

26/10/2026

Annuities can help turn your retirement savings into a predictable stream of income. They’re designed for people who want stability and long-term financial confidence throughout retirement.

(630) 386-2800 https://www.rhillenterprisesinc.com

26/10/2026

The Medicaid Cliff: How a Small Raise Can Cost You Thousands in Coverage

A raise should always feel like good news. For some households, though, earning just a little more can end Medicaid eligibility and replace it with premiums, deductibles, and copays.

25/10/2026

Annual Enrollment is the perfect opportunity to make sure your Medicare plan still fits your health needs and budget.

Schedule a complimentary Medicare review with R Hill Enterprises, Inc. today—we're here to help you make an informed decision.

(630) 386-2800 https://www.rhillenterprisesinc.com

23/10/2026

Our Policy Performance Audit Answers Two Questions
“Am I paying too much?”
“Will the policy be there when it is needed?”
Life insurance is an asset you buy and then ignore. You pay the premium every year assuming the policy is fairly priced and expect the benefits to be there when needed. Unfortunately, these expectations are often incorrect.
By the time the life insurance company admits the policy has not performed as originally projected and the premium you have been paying is insufficient to maintain the coverage to policy maturity, it is often too late or too costly to correct the problem. If the policy is allowed to lapse because no additional premiums are paid, it may result in a taxable event.
The most cost-effective way to minimize or avoid the above problem is “early detection”. Our Policy Performance Audit identifies underfunded policies and recommends strategies that can be used to minimize, substantially reduce or eliminate the cost of continuing the coverage.
The Policy Performance Audit
Determines if the coverage is non-performing and if so
• We calculate the increase in premium required to correct the deficiency.
• We compare their product to those of other companies.
• We assist in the implementation of any changes required.
Our Policy Performance Audit truly is a win-win opportunity. It provides the client with an objective assessment of the existing policy’s performance, determines if the current benefits can be provided at a substantial annual savings and assures the beneficiaries that the proceeds will be there when needed.
Dig a well, before you get thirsty.