I have been involved in service and manufacturing industries for many years and in the 1990's I built, a large organisation employing 17,500 staff, manufacturing chemicals and exporting worldwide. Following a semi-retirement I decided to keep my hand in with the sales and distribution of chemicals but in 2000 I fell foul of a middle east importer and was left with a substantial debt. For the next 4 years I fought hard to save my business and my assets, however, in the latter part of 2004 I lost my family home through repossession. Having come through what was a very difficult time I decided I wanted to extend my knowledge and experience to others who were/are facing serious debt problems. Nowadays I specialise in the resolution of serious debt problems for individuals and business owners, from simple hand holding exercises through to administrations and company recovery. I also offer my knowledge and experience in running businesses, with a view to helping ensure they are structured to grow and am keen to educate business owners so that they avoid debt problems from becoming real issues. I only offer solutions that work, are practical and ethical and I work only for the client; I work on a fee paying basis and where there are debt problems, once engaged I work with my client until a satisfactory conclusion is achieved. I am not a licensed Insolvency Practitioner, I work with a panel of I.P's., but it means I can be more flexible. I am an independent debt consultant and business consultant who has been advising, supporting and creating solutions for S.M.E., sole traders and private individuals for 15 years. When a business is struggling, when personal money or personal credit cards, loans or overdrafts are being used to prop up the business, life is very stressful and all the time the business owner is exposing herself/himself to debt, to risking the loss of the family home and other assets, to putting ones family through a miserable experience. Similarly, if you as an individual are suffering with debt problems the pressures they create can limit your ability to work, to interact, even to sleep at night.
