28/09/2026
A construction timeline and a financing timeline need to work together.
Draw schedules, inspections, material orders, subcontractor availability and weather can all affect when money is needed—and when the home will actually be finished.
When those moving parts aren’t coordinated, delays can become stressful and expensive.
Louise’s background as a general contractor gives her a practical understanding of what happens on the jobsite, not just what appears on the loan documents.
She knows the questions to ask early:
Is the budget complete?
Are the allowances realistic?
How will draws be handled?
What happens if the schedule changes?
The right construction lender should help you prepare for the build, not simply finance it.
Louise Garner | New Construction Lending
KPT Mortgage Advisors