Patty Porto RMLO 275265

Patty Porto RMLO 275265 Houston‑based Residential Mortgage Loan Officer | NMLS #275265. Two decades of getting deals done—FHA, DSCR, HELOCs, investor flips, new‑build financing.

Straight talk, smart structuring, on‑time closings. Let’s fund your next move.

Ready to unlock the door to homeownership? 🔑🏠Taking that first step means understanding your financing options and getti...
08/31/2026

Ready to unlock the door to homeownership? 🔑🏠

Taking that first step means understanding your financing options and getting pre-approved. Loan Factory is here to make the home loan journey clear, simple, and stress-free. Your dream home might be closer than you think!

Loan Factory NMLS #123456. Equal Housing Lender.

Patty Porto | NMLS #275265
Loan Factory | NMLS #320841

Dreaming of your own place? 🏠 Let Loan Factory guide you through the home loan journey with clarity and ease. Getting pr...
08/27/2026

Dreaming of your own place? 🏠 Let Loan Factory guide you through the home loan journey with clarity and ease. Getting pre-approved is a fantastic first step to understanding your options before you start house hunting. Your next home could be closer than you imagine!



Patty Porto | NMLS #275265
Loan Factory | NMLS #320841

08/26/2026

🔥 DSCR LOANS FOR REAL ESTATE INVESTORS 🔥
Still getting denied because of income or employment? You’re playing the wrong game.
With DSCR loans, we qualify the property—not you.
✅ No income verification ✅ No employment required ✅ FICO starting at 620 ✅ Up to 85% LTV ✅ DSCR as low as 0 (yes, even tight deals can work) ✅ Fast, streamlined process
If the deal makes sense, we can get it done.
This is how investors are scaling right now without tax returns slowing them down.
📲 Comment DSCR or DM me to get your deal reviewed 🔗 Apply here: https://www.loanfactory.com/pattyportocarrero/ 📞 346-501-1856

Your homeownership adventure begins with that exciting first step! 🏡Whether you're buying your first home, seeking more ...
08/25/2026

Your homeownership adventure begins with that exciting first step! 🏡

Whether you're buying your first home, seeking more space, or simply exploring your financing possibilities, understanding the right loan programs can empower you to move forward with confidence. Your dream home might be closer than you think!

Let's explore your home loan options together.

Loan programs, terms, and eligibility vary. Subject to underwriting approval.

Patty Porto | NMLS #275265
Loan Factory | NMLS #320841

Fixed-rate mortgage or ARM? 🤔 Understanding your options is key to finding the right fit for your homebuying journey.A f...
08/24/2026

Fixed-rate mortgage or ARM? 🤔 Understanding your options is key to finding the right fit for your homebuying journey.

A fixed rate offers predictable payments, while an ARM might start lower but can adjust over time. Your ideal choice depends on your plans for the home, budget, and comfort with potential rate changes.

Curious about what makes the most sense for you? Send me a message, and let's explore your possibilities!

Patty Porto | NMLS #275265
Loan Factory | NMLS #320841

Your dream home is just the beginning! 🏡 Understanding your financing options upfront is just as crucial as finding the ...
08/20/2026

Your dream home is just the beginning! 🏡 Understanding your financing options upfront is just as crucial as finding the perfect place. Different loan programs have unique features, so exploring them early can save you surprises down the road.

Ready to explore your mortgage possibilities? Send me a message and let's discuss your homeownership goals!

Loan programs, terms, and eligibility vary. Not all borrowers will qualify. Subject to underwriting approval.

Patty Porto | NMLS #275265
Loan Factory | NMLS #320841

Tired of rent payments that never build your own wealth? 🏡 Homeownership is a powerful way to start building equity for ...
08/19/2026

Tired of rent payments that never build your own wealth? 🏡 Homeownership is a powerful way to start building equity for your future.

If rising rents are making you consider a change, let's explore the possibilities of owning a home. We can help you understand your options and find a path that works for you.

Let's chat about your homeownership journey!



Patty Porto | NMLS #275265
Loan Factory | NMLS #320841

Thinking about buying a home? 🤔 Don't wait for an elusive "perfect" market! The ideal time is when the home you love, th...
08/18/2026

Thinking about buying a home? 🤔 Don't wait for an elusive "perfect" market! The ideal time is when the home you love, the financing options, and your personal finances align.

Let's start with your homeownership goals, explore your financing possibilities, and plan your next steps.



Patty Porto | NMLS #275265
Loan Factory | NMLS #320841

Your mortgage journey is so much more than just a number. It's about having the clear information you need, understandin...
08/17/2026

Your mortgage journey is so much more than just a number. It's about having the clear information you need, understanding all your possibilities, and having a trusted partner to guide you every step of the way. When you're ready for your next big move, I'm here to help make it a smooth one.



Patty Porto | NMLS #275265
Loan Factory | NMLS #320841

Address

Houston, TX

Opening Hours

Monday 11am - 3pm
Wednesday 9am - 5pm
Friday 11am - 5pm

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