Atom bank

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Atom bank App based, customer first
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Savings, Mortgages and Business Loans

Life happens, and sometimes your credit score takes a hit. Whether it was a missed bill, a forgotten subscription or jus...
06/08/2026

Life happens, and sometimes your credit score takes a hit. Whether it was a missed bill, a forgotten subscription or just having a 'thin' credit file, an imperfect score shouldn't mean your homeownership dreams are automatically over 🏠✨

That’s where Near Prime mortgages come in. They are designed specifically for people who are financially responsible and ready to handle a mortgage, but don't quite fit the rigid criteria of many traditional high-street lenders.

And if you’re trying to buy your very first home, you don't need a massive deposit to get started. With options available up to 95% LTV, first-time buyers can get onto the property ladder with just a 5% deposit, even with a credit blip in your past 🔑

Wondering if a Near Prime mortgage could be the right path for you? Read our simple guide to find out if you’re eligible:

Not sure if a Near Prime mortgage is right for you? Find out if one of these products could help by reading our blog exploring eligibility. Read more.

We’re one of the UK’s Best Workplaces for Women™ 2026 💜It was already a huge milestone making the Top 100 Best Workplace...
05/08/2026

We’re one of the UK’s Best Workplaces for Women™ 2026 💜

It was already a huge milestone making the Top 100 Best Workplaces™ list and being recognised for both Wellbeing and Development earlier this year. To now add Best Workplaces for Women™ to that lineup is something we are very proud of.

From our active Women’s Network, menopause support, fertility coaching and enhanced family leave, we’re committed to creating an environment where women are empowered and backed to succeed.

A massive thank you to all the amazing people at Atom who make our culture what it is today ✨🥂

Check the list out 🔗 https://www.greatplacetowork.co.uk/best-workplaces/women/2026?size=large

28/07/2026

What do you miss about your childhood? 🎮🚀

From 10p Freddos to the gaming consoles we saved up weeks of pocket money for… our childhood favourites shaped our very first ideas about the value of pennies and pounds. We caught up with some people at Atom HQ for a trip down memory lane to find out what iconic item they would bring back.

Welcome to our new series, My Money Story. Real conversations about money to understand financial journeys, common money mistakes and smart habits to help build real wealth.

Check out our Money Stories 🔗 https://www.atombank.co.uk/blog/my-money-story-launch/

23/07/2026

What’s the worst thing about being an adult? 🔨💸

Maybe it’s the never-ending cycle of meal planning, constantly mowing the lawn or realising just how much it costs to fix a broken appliance. Adulthood gets expensive, fast. We caught up with some people at Atom HQ to find out which adult responsibilities they dread the most.

Welcome to our new series, My Money Story. Real conversations about money to understand financial journeys, common money mistakes and smart habits to help build real wealth.

Check out our Money Stories 🔗 https://www.atombank.co.uk/blog/my-money-story-launch/

21/07/2026

What did you buy with your first paycheque? 💰💪🏼

Turns out, how we spent (or saved) that very first paycheque set the tone for some of our money habits today. We caught up with some people at Atom HQ to find out what their first big purchase was.

Welcome to our new series, My Money Story. Real conversations about money to understand financial journeys, common money mistakes and smart habits to help build real wealth.

Check out our Money Stories 🔗 https://www.atombank.co.uk/blog/my-money-story-launch/

15/07/2026

What was your first job? 💸👀 Let us know in the comments!

From pot washers, paper boys and retail assistants… our first jobs give us a taste of financial freedom. We caught up with some people at Atom HQ for a trip down memory lane to find out where everyone started on the career ladder.

Welcome to our new series, My Money Story. Real conversations about money to understand financial journeys, common money mistakes and smart habits to help build real wealth.

Check out our Money Stories 🔗 https://www.atombank.co.uk/blog/my-money-story-launch/

We’re on cloud NINE! ☁️Today, we’re celebrating our ninth win as Best Online Lender at the What Mortgage Awards 2026! 🏆T...
09/07/2026

We’re on cloud NINE! ☁️

Today, we’re celebrating our ninth win as Best Online Lender at the What Mortgage Awards 2026! 🏆

This win reflects the hard work, passion and dedication our team pours into everything. We strive to deliver the best possible service everyday, and to see our efforts recognised year after year is incredible.

A HUGE thank you to every single customer who voted for us. This wouldn't be possible without you 👏🏼✨

We’ve been named a UK Best Workplace for Wellbeing 2026! 🎉We’re officially 45th on the UK’s Best Workplaces for Wellbein...
01/07/2026

We’ve been named a UK Best Workplace for Wellbeing 2026! 🎉

We’re officially 45th on the UK’s Best Workplaces for Wellbeing™ 2026 list! Great Place To Work UK® ranked Atom bank based entirely on our team’s honest feedback, and it’s a direct reflection of the amazing culture we’ve built together.

Our latest employee survey highlighted our:

☀️ Great work-life balance, thanks to our four-day week, all about me fund and volunteering opportunities.
🫱🏼‍🫲🏽 Robust mental health framework, supported by our amazing Mental Health First Aiders.
💭 Empowering culture with enhanced family leave, fertility coaches, menopause champions and Women’s Network.

We’re proud of this recognition, but we’re even prouder of the team that makes Atom such a special place to be. Here’s to continuing to put our people first 🫶🏼

Check out the full list 🔗 https://www.greatplacetowork.co.uk/best-workplaces/wellbeing/2026?size=large

DID YOU KNOW it takes on average just 16 seconds* to get through to one of our customer support agents? ✨That’s about th...
05/05/2026

DID YOU KNOW it takes on average just 16 seconds* to get through to one of our customer support agents? ✨

That’s about the same time it takes you to tie your shoelaces, unfold your favourite blanket on the couch or walk into a room and forget what you came in for. Don’t be shy, we’ve all done that last one… 😏

We’re here from 8am-8pm, 7 days a week to answer your questions and make banking on our app as smooth as possible.

🙋🏼‍♀️ Need a hand? You can contact us by phone (0333 399 0050), email ([email protected]) or live chat directly in our app.

*data from 5,500 calls in March 2026. Time from customers selecting 'call agent' to call answer.

17/04/2026

We’re in the running for BEST SAVINGS PROVIDER in the British Bank Awards 2026 🏆

If you love watching your money grow with us, please show us your support by voting for us 🔗 https://smartmoneypeople.com/atom-bank-reviews/product/fixed-saver (Link in bio)

Plus, British bank awards, run by Smart Money People will enter you into a draw to win £1,000 ✨ T&Cs apply. Voting closes 21st April 2026.

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The Pattern Shop
County Durham
NE1 3PD

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