George Agban Mortgage Broker NMLS # 1816264

20/03/2026

🏠 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗨𝗽𝗱𝗮𝘁𝗲: 𝗧𝗵𝗲 "𝗚𝗿𝗮𝘃𝗶𝘁𝘆" 𝗘𝗱𝗶𝘁𝗶𝗼𝗻 📉
Buckle up, folks—the housing market is currently riding a rollercoaster that only goes up in price and down in chill. Here’s the 𝗧𝗟;𝗗𝗥 for your Friday:
𝗚𝗮𝘀 & 𝗥𝗮𝘁𝗲𝘀: Oil prices are pulling a "to the moon" act, dragging mortgage rates along for the ride. We’re hovering in the 𝗺𝗶𝗱-𝟲% 𝗿𝗮𝗻𝗴𝗲 again. ⛽️📈
𝗧𝗵𝗲 𝗙𝗲𝗱 𝗶𝘀 𝗚𝗵𝗼𝘀𝘁𝗶𝗻𝗴 𝗨𝘀: They held rates steady, but the dream of a 2026 rate cut is fading. Market odds for a cut this year? Pretty much 𝘇𝗲𝗿𝗼. 🧊
𝗩𝗲𝗴𝗴𝗶𝗲 𝗜𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻? Wholesale inflation jumped, and the government blamed a 49% spike in... 𝘃𝗲𝗴𝗲𝘁𝗮𝗯𝗹𝗲𝘀. Eat your greens, but maybe grow them in your backyard? 🥗💸
𝗥𝗲𝗻𝘁𝗲𝗿𝘀 𝗮𝗿𝗲 𝗪𝗶𝗻𝗻𝗶𝗻𝗴: Rents have been trending down for 30 months. If you’re in 𝗔𝘂𝘀𝘁𝗶𝗻 or 𝗕𝗶𝗿𝗺𝗶𝗻𝗴𝗵𝗮𝗺, you might actually see a bargain! 📉🏢
𝗧𝗵𝗲 𝗦𝗶𝗹𝘃𝗲𝗿 𝗟𝗶𝗻𝗶𝗻𝗴: Pending sales ticked up slightly in February. It’s not a party yet, but at least someone is still signing contracts! ✍️✨
𝗧𝗵𝗲 𝗕𝗼𝘁𝘁𝗼𝗺 𝗟𝗶𝗻𝗲: It’s a bit of a "tough mudder" out there, but we’re still moving forward.
https://www.listreports.com/share/shareables/social?sid=WAN9CHnIGx&social

27/02/2026

Hi everyone, here's the latest scoop: Summary of Real Estate News in Brief:

Have a great weekend!

**THE "FIVES" ARE ALIVE! (SORT OF)** 🎸
We finally did it, folks. Mortgage rates dipped to **5.99%** for a hot minute—the lowest we’ve seen in nearly four years. Equity investors are currently having a collective panic attack that AI will replace everyone except maybe the office toaster, so they’re fleeing to the safety of bonds. Their existential dread is your mortgage gain!

**MATH IS HARD (ESPECIALLY FOR THE MEDIA)** 🧮
The headlines are shouting that home price growth is "slowing down" because it hit 1.3% year-over-year. Meanwhile, the actual data shows prices rose 0.4% month-over-month. If you do the "scary math," that’s actually an **accelerating** annual rate of **5.3%**. The media is looking at the rearview mirror while the car is hitting the gas.

**STAYING STICKY IN THE JOB MARKET** 🍯
Job growth is picking up... at the speed of a snail on a leisurely Sunday stroll. We're adding about 51,000 jobs a month. The big trend? "Job Stickiness." People aren't quitting, and they aren't getting fired; they’re just staying put like that one guest who won't leave your house after a dinner party.

**WALL STREET VS. RACHEL FROM HOUSTON** 🏠
In the State of the Union, President Trump gave a shoutout to Rachel, who lost 20 bids to "gigantic investment firms." The new vibe: An Executive Order to tell Wall Street to stop playing Monopoly with our neighborhoods. The goal? **Homes for people, not for corporations.**

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**THE BOTTOM LINE**
Rates are down, prices are sneakily creeping up, and the "Spring Bloom" is coming. If you’ve been waiting for a sign to move, this is it—unless you enjoy competing with a billion-dollar algorithm for a three-bedroom ranch.

16/02/2026

Happy Presidents' Day! A moment to reflect on the leaders who’ve shaped our nation and the history that brought us here. Hope everyone enjoys a well‑deserved break and a chance to appreciate the day in their own way.

26/01/2026

12/12/2025

Housing’s cooling, jobs are cautious… 2026 could be the year buyers finally dance 🕺💃

**Weekend Talking Points – “Overstated”**

The Fed cut rates for the *third* time this year 🎉, admitted jobs numbers might be a little “overstated” (aka puffed up), and started buying Treasuries again. Translation: mortgage rates are finally catching a break! 🏡💸

Housing inventory is creeping back, prices are cooling, and the job market feels like one of those awkward parties—lots of invites, but nobody’s actually dancing. 💃 🕺 💃

**Bottom line:** Cheaper money + more houses = 2026 could be looking a whole lot friendlier for buyers.

26/11/2025

This Thanksgiving, we’re CELEBRATING the people who matter most, the delicious food we share, and the safe roofs over our heads. Let’s cherish every moment with gratitude and joy. Happy Thanksgiving from our family to yours!

17/11/2025

🏡 50-Year Mortgage—Game Changer or Just a Longer Bill?
Have you heard about the new 50-year mortgage option? 🤔 It’s designed to make monthly payments more affordable by stretching the loan term way beyond the traditional 30 years.
For example, on a $420K home, the monthly payment could drop by about $110. That might not sound huge, but it could help millions more families qualify to buy a home.
But here’s the flip side: you’d pay way more in interest over time—like $430K more—and it takes nearly 40 years just to pay off half the loan. 😬
Still, if home prices keep rising, equity can grow through appreciation. After 10 years, your home could be worth over $512K, even if you’ve barely chipped away at the principal.

A 50-year mortgage isn’t perfect, but it’s a tool. For some, it’s a stepping stone to stability, equity, and long-term financial growth. Homeownership is still possible—it just might take a longer path to get there.

So I’m curious…
👉 Would you consider a 50-year mortgage to get into a home sooner?
👉 Is it a smart stepping stone or just kicking the can down the road?

Drop your thoughts below 👇 Let’s talk long-term strategy and what homeownership really means in today’s market.

11/11/2025

Honoring the courage, sacrifice, and unwavering dedication of our veterans today and every day. Thank you for your service. US

27/10/2025

📉 Inflation cooled off just enough to make economists breathe into paper bags a little slower. CPI came in below forecasts, thanks to softer shelter costs and a not-so-scary rise in gas prices.

🏡 Meanwhile, home sales ticked up like your thermostat in October—slow but steady. Inventory’s at a five-year high, and with mortgage rates easing, buyers might finally stop ghosting their agents.

🎃 Bonus treat: There’s a cinnamon sugar pumpkin seed recipe tucked in this update. Because why not mix market news with snack hacks?

Bottom line: Less inflation, more homes, and a Fed that’s likely to cut rates again. Let’s chat if you want to make moves before the holidays hit.

https://mbshighway.com/hwapp/globalfeatures/newsletter/live-share/?articleID=68fbcbc9edae89e05bc46275&loId=Wl7i5ebJ8zDEmROFb4zqSlHPit7dsSLIIKO6LpUIt2kHvSVTm6V6MY89QPmO7TGv

21/10/2025

✈️ What a weekend! Wings Over Houston Airshow soared again on October 18–19, and I was honored to participate as an exhibitor at the Veterans Marketplace.

Grateful to the Veterans Chamber of Commerce for creating a space where community, entrepreneurship, and service intersect. It’s always inspiring to connect with fellow veterans, small business owners, and supporters who believe in building each other up.

The jets may have flown off, but the energy and camaraderie linger. Already looking forward to next year’s show!



Shout out to Business Consulting Group for helping with the branding and marketing!

08/09/2025

Well, folks, looks like the economy is taking a chill pill! The latest job numbers are so low they've got the Fed eyeing a rate cut like it's the last slice of pizza. Apparently, job growth is so "disappointing" it's practically a no-show, and June even saw a loss of jobs—the first since the pandemic! Private sector hiring has slowed down, and job openings are dropping faster than a hot potato. Basically, the labor market is saying, "I'm tired, I'm going home."

This is great news for mortgage rates, which are getting a much-needed boost. So, while your neighbor might be struggling to find a job, your home loan might be getting a little cheaper. It’s a real "look on the bright side" kind of situation!



See the full article below...