Diwas Adhikari- Sr. Loan Officer

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Diwas Adhikari- Sr. Loan Officer Sr. Loan Officer | Team Lead at Loan Factory NMLS #320841 | Diwas Adhikari NMLS #2292620. 📍Licensed in OH, MN, PA, KY, TX & CA For information purposes only.

This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Loan Factory NMLS #320841 | Diwas Adhikari NMLS #2284598 www.nmlsconsumeraccess.org | Equal Housing Opportunity. www.loanfactory.com
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Did you know your home equity could unlock new financial options? 🏡Whether you're planning home improvements, consolidat...
02/11/2026

Did you know your home equity could unlock new financial options? 🏡

Whether you're planning home improvements, consolidating debt, or preparing for major expenses, your home equity can be a powerful tool. The right approach depends on your specific financial situation and long-term goals.

Curious to see what your home equity could make possible? Send me a message today and let's explore your options!

For informational purposes only. Not a commitment to lend.

Diwas Adhikari | NMLS #2292620
Loan Factory | NMLS #320841

Big smiles today because another loan just officially funded! 🎉There is honestly nothing quite like giving that final co...
02/11/2026

Big smiles today because another loan just officially funded! 🎉

There is honestly nothing quite like giving that final confirmation and knowing a wonderful family is set to grab their keys. 🔑 Seeing all the hard work come together for this moment is the absolute best part of what I do. 🎯

Huge congratulations to the new homeowners—wishing you endless happy memories in your new space! 🏠✨

Diwas Adhikari | NMLS #2292620
Loan Factory | NMLS #320841

Happy Halloween from all of us at Loan Factory! 🎃Wishing you and your family a safe, fun night filled with sweet treats,...
31/10/2026

Happy Halloween from all of us at Loan Factory! 🎃

Wishing you and your family a safe, fun night filled with sweet treats, great memories, and just the right amount of spooky excitement. 👻

Whether you are out trick-or-treating or relaxing at home, we hope your evening is wonderful. What is your favorite Halloween candy? Let us know in the comments below!

Diwas Adhikari | NMLS #2292620
Loan Factory | NMLS #320841

Just because you qualify for a maximum loan amount doesn't mean it fits your actual comfort zone! 🏡Property taxes, insur...
30/10/2026

Just because you qualify for a maximum loan amount doesn't mean it fits your actual comfort zone! 🏡

Property taxes, insurance, HOA fees, and maintenance all impact your real monthly budget. Let's make sure your purchase fits both your home goals and your lifestyle.

Planning to buy soon? Send me a message and let's review the numbers before you start shopping!

For informational purposes only. Not a commitment to lend.

Diwas Adhikari | NMLS #2292620
Loan Factory | NMLS #320841

Calling all real estate investors! 🏠 Did you know DSCR financing focuses heavily on whether a property's rental income c...
29/10/2026

Calling all real estate investors! 🏠 Did you know DSCR financing focuses heavily on whether a property's rental income can support its debt? That can mean far less reliance on traditional personal income documentation.

Looking at your next rental property? Message me DSCR and let us explore your options today! 📩

For informational purposes only. Not a commitment to lend.

Diwas Adhikari | NMLS #2292620
Loan Factory | NMLS #320841

Thinking about using gift funds from family for your down payment? 🎁 It’s a great option for many homebuyers, but specif...
28/10/2026

Thinking about using gift funds from family for your down payment? 🎁 It’s a great option for many homebuyers, but specific guidelines regarding donors, documentation, and loan programs can vary.

Drop A, B, C, or D in the comments below, or send me a direct message to see how gift funds might apply to your situation! 👇

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Diwas Adhikari | NMLS #2292620
Loan Factory | NMLS #320841

Your home equity could give you the financial flexibility you need for upcoming expenses or exciting new opportunities. ...
27/10/2026

Your home equity could give you the financial flexibility you need for upcoming expenses or exciting new opportunities. 🏡

With our streamlined HELOC program, eligible homeowners can easily apply online and explore flexible options tailored to their unique financial picture.

Curious to see what options may be available for you? Send me a message today to get started! 📩

For informational purposes only. Not a commitment to lend.

Diwas Adhikari | NMLS #2292620
Loan Factory | NMLS #320841

Thinking about buying a home this fall? 🍂 Housing conditions shift throughout the year, and autumn can bring a completel...
26/10/2026

Thinking about buying a home this fall? 🍂 Housing conditions shift throughout the year, and autumn can bring a completely different buying environment in your local market.

Send me a message today, and let’s explore your financing options before you make your next move! 📲

Market conditions vary by location. For informational purposes only.

Diwas Adhikari | NMLS #2292620
Loan Factory | NMLS #320841

MYTH: Getting pre-approved means you are stuck with that lender! 🚫A pre-approval helps you understand your home buying p...
23/10/2026

MYTH: Getting pre-approved means you are stuck with that lender! 🚫

A pre-approval helps you understand your home buying power, but it does not lock you in. You still have the freedom to compare available loan options before deciding how to move forward.

👉 Reach out today to get informed before making your next move!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Diwas Adhikari | NMLS #2292620
Loan Factory | NMLS #320841

Looking to grow your real estate portfolio? Your property’s cash flow could help you qualify for your next deal! 🏠DSCR l...
22/10/2026

Looking to grow your real estate portfolio? Your property’s cash flow could help you qualify for your next deal! 🏠

DSCR loans focus on rental income and property performance rather than traditional personal-income qualification. Since requirements vary by program, the right loan structure depends on your specific scenario.

👉 Send us a message today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

Diwas Adhikari | NMLS #2292620
Loan Factory | NMLS #320841

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