Allen Rash NMLS# 1943928 - Top Flite Home Loans

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Allen Rash NMLS# 1943928 - Top Flite Home Loans Mortgage Loan Officer NMLS # 1943928

More house, same math. Our conforming loan limit just moved to $845,000. If you were told you’d need a jumbo loan, that ...
21/09/2026

More house, same math.

Our conforming loan limit just moved to $845,000. If you were told you’d need a jumbo loan, that answer may have changed. Let’s run your numbers.

NMLS 4181, Equal Housing Opportunity, nmlsconsumeraccess.org, this is not a commitment to lend

Yes, fall slows the showings down. Slower is not the same as stalled.Fewer buyers out looking often means less competiti...
17/09/2026

Yes, fall slows the showings down. Slower is not the same as stalled.

Fewer buyers out looking often means less competition and more room to negotiate on the home you want.

This is your opening. Let's use it.

Another year of rent is another year in someone else's home.If owning has felt out of reach, it is worth running the rea...
15/09/2026

Another year of rent is another year in someone else's home.

If owning has felt out of reach, it is worth running the real numbers before you renew.

Let's see where you actually stand.

You do not need twenty percent down to buy a home.Some loan programs let qualified buyers put down as little as three pe...
10/09/2026

You do not need twenty percent down to buy a home.

Some loan programs let qualified buyers put down as little as three percent.

Let's find the number that works for you.

A W-2 is one way to prove income. It is not the only way.Bank statement programs may fit some self-employed buyers whose...
08/09/2026

A W-2 is one way to prove income. It is not the only way.

Bank statement programs may fit some self-employed buyers whose income does not show up on a traditional pay stub.

Your income tells the story. Let's document it.

Fall has a way of making people ready for a change.If a new home has been sitting on your mind, this is a good season to...
03/09/2026

Fall has a way of making people ready for a change.

If a new home has been sitting on your mind, this is a good season to see what is possible.

Ask me where to start. I will walk you through it.

The average person will spend about one-third of their life at home. That’s a big reason why home means so much. It’s wh...
01/09/2026

The average person will spend about one-third of their life at home. That’s a big reason why home means so much. It’s where life happens, memories are made, and everyday moments turn into the ones we remember most.

Buying a home involves more than finding the right property. A little preparation can help you feel more confident befor...
27/08/2026

Buying a home involves more than finding the right property. A little preparation can help you feel more confident before you begin.

Here are four quick tips I share with my clients:
Start with a pre-approval
Plan for expenses beyond the down payment
Avoid major financial changes during the process
Schedule a professional home inspection

Every buyer’s financial picture is different. I’m here to answer your questions, review your options, and help you create a plan for your next move.

Send me a message when you are ready to get started.

Not every potential buyer earns income through a traditional salary and W-2.Self-employed borrowers, business owners, re...
25/08/2026

Not every potential buyer earns income through a traditional salary and W-2.

Self-employed borrowers, business owners, real estate investors, and people with variable income may need a different approach to documenting their financial picture.

Non-QM loan programs may provide alternative qualification methods for certain borrowers. These programs have their own eligibility requirements, documentation standards, costs, and terms, so a personalized review is important.

Different income does not automatically mean there is no path forward.

Send me a message and let’s talk about your situation.

A home can check every box inside and still make daily life more difficult because of its location.Before making an offe...
20/08/2026

A home can check every box inside and still make daily life more difficult because of its location.

Before making an offer, consider how the neighborhood may fit your everyday routine:
• School and childcare routes
• Work commute
• Grocery stores and healthcare
• Parks and recreation
• Traffic at different times of day

When possible, visit the area more than once and at different times. Your dream home should support the way you actually live.

When you are ready to prepare the financing side of your home search, I’m here to help.

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Opening Hours

Monday 09:00 - 19:00
Tuesday 09:00 - 19:00
Wednesday 09:00 - 19:00
Thursday 09:00 - 19:00
Friday 09:00 - 19:00
Saturday 09:00 - 17:00
Sunday 14:00 - 17:00

Telephone

+12059079375

Website

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