Robert & Lynn Campbell and Lea Holt, Life/Health/Medicare

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Robert & Lynn Campbell and Lea Holt, Life/Health/Medicare We represent ALL of the top companies in the state for Medicare/Long Term Care/Life Insurance, Major Medical (ACA). From the coast to the mountains.

We represent ALL of the top companies in the state of NC and specialize in the field of Medicare/Long Term Care/Life Insurance, Major Medical (which is individual or family health coverage, such as ACA/Obamacare), Annuities, 401-K Rollover, etc. We're here to help, free of charge, regardless of your situation...we'll find an answer for you...reliable, dependable, trust-worthy, FRIENDLY. We do not

handle property/casualty coverage (auto/building/home, etc.) but are happy to make a recommendation, if we can. Email: [email protected]
We work from our home office and come to you at your convenience.
336-763-1920, (office) 336-253-3238 (Lea Brockman, cell). We are here for you, your parents, grandparents, neighbors or friends. Anyone needing "REAL" advice, feel free to contact us and we'll give you 100% and an assessment tailored JUST FOR YOU, based on your needs, your medical situation, your financial situation...free of charge.

07/10/2024

This is awesome!!!

Dear Partners,



All of us at Blue Cross NC are deeply concerned about our agents, members, and communities in Western North Carolina after the devastation of Hurricane Helene and want you to know we are here to assist. Please see this link for the latest information and resources as well as the information below:



Hurricane Helene Relief | Blue Cross NC



Helping Our Neighbors

Blue Cross NC, Blue Cross NC Foundation Commit $2.5 Million to Helene Relief

In the wake of destruction caused by Hurricane Helene in western North Carolina, Blue Cross Blue Shield of North Carolina (Blue Cross NC) is taking action.

Blue Cross NC is working with local organizations, as well as state, federal and local officials, to understand the needs of our communities and determine how we can best support them with immediate relief, recovery, and long-term rebuilding. As part of this work, Blue Cross NC and the Blue Cross and Blue Shield of North Carolina Foundation (Blue Cross NC Foundation) are donating more than $2.5 million to local, regional and statewide relief and recovery efforts, including support for food, shelter, and supplies.

“Our family, friends and neighbors in western North Carolina are facing unbelievable loss, and we are here for them – making it easier to get the health care they need and providing immediate relief and supplies,” said Blue Cross NC CEO Dr. Tunde Sotunde. “We will continue to be there for our customers, employees, and communities as we navigate the challenges ahead together. This is how we take care of each other in North Carolina.”

Working With Local Organizations

Community organizations have mobilized to get resources to North Carolinians in need. Blue Cross NC, the Healthy Blue Medicaid managed care plan and the Blue Cross NC Foundation have partnered with organizations on the ground in western North Carolina to ensure they have the support they need to continue their work.

For example, food is a critical need for those impacted. Darnell Farm is a working farm in Swain County that serves as a hub for prescription food boxes. Healthy Blue provided funding to purchase milk, bread and food supplies to serve 2,000 families. Diaper Bank of NC is distributing diapers and other baby supplies across western North Carolina. Healthy Blue purchased 900 units of formula for distribution through the Diaper Bank, helping to meet an urgent need in the region. WNC Food Systems Coalition is distributing emergency food supplies in McDowell, Buncombe and Macon counties, and Interfaith Assistance Ministry is working with NC Medicaid to provide food and supplies to Henderson County families.

Ensuring vulnerable children and families are safe and supported is also a need in western North Carolina. Foster Family Alliance is actively helping resource families in need of assistance due to the impact of Hurricane Helene in western North Carolina. Healthy Blue partnered with them to provide short term housing needs for foster families displaced by flooding. Crossnore Communities for Children provides homes for foster children in Avery, Henderson and Forsyth counties, as well as training and support for families. Healthy Blue rented a generator to provide power to a cottage housing eight young children in Avery County.

Supporting Regional & Statewide Efforts

The Blue Cross NC Foundation is donating $1 million to the North Carolina Disaster Relief Fund at United Way of North Carolina for rapid response, recovery and long-term rebuilding. Additional funding is being provided to the Community Foundation of Western North Carolina, the Red Cross and the Diaper Bank of North Carolina.

Community Support

Blue Cross NC is also using its resources across the state to help and connecting employees to donation and volunteer opportunities. Blue Cross NC’s Corporate Center in Boone is open to the public to charge their devices, use the bathroom and access the internet. Computers are available for requesting disaster assistance, contacting loved ones and other urgent needs. In collaboration with county leadership, Healthy Blue’s mobile medic is also regularly transporting supplies to the region.

Helping Members Access Care

To provide immediate relief, Blue Cross NC is increasing the availability of health care services and helping members access the care they need as quickly as possible. More information on these actions is available at www.bluecrossnc.com/helene, and doctors, hospitals and other providers can find the latest updates on the Provider News Page.

Additional updates and developments will be shared at www.bluecrossnc.com/helene. Members can also call the number on the back of their member ID cards for help getting care.

Update: State of Disaster Declared for Western NC Counties in Response to Tropical Storm Helene

Date: 10/03/2024



October 3 Update: We’ve created a site where members and our NC communities can find the most up-to-date resources and information on Hurricane Helene relief. Share this webpage with your clients for the latest information.

This article was originally published on October 2, 2024.

On September 28, 2024, President Biden approved a major disaster declaration for several counties in North Carolina due to the effects of Tropical Storm Helene.

The State of Disaster is effective from September 25, 2024.
Affected NC counties include: Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Caldwell, Catawba, Clay, Cleveland, Gaston, Haywood, Henderson, Jackson, Lincoln, Macon, Madison, McDowell, Mitchell, Polk, Rutherford, Transylvania, Watauga, Wilkes, and Yancey.
To support our members during this time, we will provide any of the following if an affected member/employer group self identifies as being affected:

Deferral of premium payments for 30 days for members and employer groups in the applicable counties.
A 30-day extension for deadlines related to:
o Claims submissions

o Appeals filing

o Authorization requests of medical services

o Prior approval requirements for medical treatment

o Additions of newborn and adopted children to a policy

o Utilization management review of hospital cases

o Extension of HIPAA and COBRA eligibility deadlines

o Part C provider network access: Waive prior authorization for out-of-network requirements (Applicable for Medicare Advantage and Medicare Advantage Part D)

Affected members may also see out-of-network physicians at in-network benefit levels if no in-network physician is available.
Members living in disaster areas can get an early refill of a current drug or replace a lost/destroyed drug, if it is not a controlled substance. Members MUST make a request within 29-days of a disaster declaration, and while the declaration is in effect. Prior approval and quantity limitations for select prescription drugs would still apply.

Send a message to learn more

27/08/2024

Friends, as the date slowly approaches for the Medicare Open Enrollment for 2025 (October 15th for 2025 coverage) and the Affordable Care Act, aka, Obamacare, (November 1st for 2025 coverage), keep in mind that Rob, Lea and I are here to guide you. We are certified and licensed to advise on all aspects of these enrollments and are happy to answer any questions or concerns you may have; as well as guide you through your enrollment.
There is no charge for our assistance (however, to help you ongoing, we do ask that you make us the agent of record). It cost you NOTHING (your premium is the same, regardless) to have us AS your AOR. In the event you have any billing/claim/customer service issue, we cannot step in UNLESS we ARE your agent. Those wanting/needing our expertise, please free to call and we can begin signing you up once the enrollment period(s) officially BEGIN.
Contact us at: 3367631920 (office), or [email protected].

Happy to help in this or ANY area of major medical, Medicare, LTC, ACA, life, etc.!

13/09/2023

Medicare Plan Changes: What to Look For

You may get a mound of mail about Medicare over the next few weeks. Your Medicare plan, other plans in your area and Medicare itself may send you materials and information.

It’s all meant to help you understand your Medicare coverage choices and make informed decisions during Medicare Open Enrollment (Oct. 15 – Dec. 7). But it may just be overwhelming.

There is one piece of Medicare mail, though, that you may want to dig out and read. It’s called the Annual Notice of Change, and it comes from your current Medicare plan.

Annual Notice of Change
Your plan sends you an Annual Notice of Change (ANOC) document each fall. It explains plan coverage, cost and service area changes that will go into effect the following January. The information is provided to help you decide if your plan will continue to meet your health care and budget needs in the coming year.

Here’s what to look for when you get your ANOC, along with a few questions to help you think through what it all might mean.

Plan coverage. Will plan changes affect coverage for the services you may need? Have there been any changes in your health that may affect what services you may need or how often you may need them? If so, will your plan cover the care you may need?
Provider network. Are your current doctors in the plan’s provider network? What about hospitals or other providers or specialists you may need? If not, are you willing to switch to other providers that are in the network?

Drug list and pharmacy network. Will the drugs you currently take be covered? Have any been assigned to a different tier on the formulary? Will your out-of-pocket cost for your drugs change? Can you continue to use the pharmacies you prefer?

Total costs. Will your co-pays, co-insurance or deductibles change? What about the monthly plan premium? Will your total out-of-pocket spending for the services and prescription drugs you may need fit with your budget?

Check with your plan if you are unclear about anything in the ANOC or if you did not receive an ANOC. You can call the customer service number on the back of your card.

Call us for any assistance, at 3367631920.

Choosing your Medicare coverage is not a “one-size-fits-all” decision. What works for one person may be totally differen...
13/09/2023

Choosing your Medicare coverage is not a “one-size-fits-all” decision. What works for one person may be totally different than what would work for you.

Rather than going with the first plan you hear about from your friend or coworker, it’s important to evaluate all of your options and find the best fit for your needs (and potentially save hundreds of dollars a year, or get access to higher quality care).

We can help! Call us at 3367631920.

06/09/2023

RATE DECREASE

09/06/2023

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) announced that the North Carolina Department of Insurance (NCDOI) approved a 4% average rate decrease for individual customers and families who enroll in Affordable Care Act (ACA) plans in 2024.

19/10/2022

Annual Enrollment for 2023 is underway. Should you need assistance, please contact us!!

11/02/2022

Just a reminder, if you were required to send any documents after your enrollment, be sure not to miss your deadline. Should you need assistance, please contact me!!

01/11/2021

First day of AEP (Annual Enrollment Period, aka "open enrollment") for ACA is clicking right along. If you or anyone you know needs assistance, please feel free to reach out to me at [email protected].

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