Road to Financial Freedom

17/05/2022

ANG MAHAL MAGKASAKIT!! ‼️

Dating PHILHEALTH CONTRIBUTION
P 2,400.00/year

Ngayong 2020 naging 3% ng basic salary capped at P60,000.00 per month or maximum of P 21,600.00 per year ang iyong contribution.

At tataas annually hanggang maging 5% sa 2025 na ang salary ceiling ay P 100,000.00 kaya 60,000 na ang ambag mo sa Isang taon sa Philhealth. Tapos may interest pa pag may na missed ka na bayad.

Okay sana ang layunin Universal Health Bill, pero kawawa ang OFW's sa batas na ito.

Philhealth or KAISER Healthcare? 🤔🤔

May Philhealth ka? Eh di mabuti basta taon taon kailangan mo lang magrenew hanggang mag 60 ka para macover ka nila kapag nagkasakit ka. Kapag di mo nagamit, thank you ang bayad mo. Kapag di mo nrenew at nagkasakit ka, dimo siya magagamit. Ito ang tinatawag na Short Term Healthcare.

Eh Paano naman ang Kaiser Healthcard?

Sa KAISER Healthcare, 7 years ka lang magbabayad ng premium mo, lifetime mo ng magagamit kahit 100 years old ka na. Yearly din na kumikita ang pera mo kapag hindi ka nagkasakit at hindi mo nagamit ang Healthcare mo. May kasama pang saving, insurance at retirement coverage na pwedeng makuha ng family mo kapag ikaw na plan holder ay kinuha ni Lord. May Return of Premiums din ito pag hindi mo nagamit for 7 years 85% ng nabayad mo ibabalik sa maturity.

So alin nga ba ang mas maganda?
Short Term or LongTerm Healthcare?

Kung ako ang tatanungin, dapat meron ka pareho.

Who can avail?
Age 10-60yrs old

Mag save lang ng 88 pesos a day!

Pm me if your interested to know more about Kaiser Healthcard..

14/04/2022

Alam mo ba?

Kapag ikaw ay nakasali sa aming community of SAVERS, INVESTORS and ENTREPRENEURS ay mayroon kang 60+ benefits at mayroon kang 1,000PHP as initial investment sa IMG Soldivo Strategic Growth Fund (Mutual Fund).

Sa halagang 20 pesos ay pupwede ka na mag top-up (dagdag) saiyong Mutual Fund investment.

"Maliit man sa inyong paningin, subukan mong gawin at araw-arawin, siguradong lalaki ang pera mo."

"People who consistently invest can be wealthy because of a habit."

Message me for more details 🙂

12/04/2022

Secure your Future and Protect your Family Too !!!
Bakit nga ba importante na meron tayong 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐆𝐎𝐀𝐋𝐒?
Kelangan ito para may guide tayo kung ano ba ang gusto natin ma achieve and every goals ay may kanya-kanyang purpose.
𝐈𝐍𝐂𝐎𝐌𝐄 𝐏𝐑𝐎𝐓𝐄𝐂𝐓𝐈𝐎𝐍- as bread winner, kelangan na protektado ka in case of sudden death para anuman ang mangyari, may maiiwan ka sa pamilya mo para makasimula sila.
𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄 𝐅𝐔𝐍𝐃- sa panahon ngayon, napakahirap magkasakit at maospital kasi magastos at pwede maubos ang ipon sa mahal ng gastusin kaya makabubuting magkaron ng HMO para ito na ang sasagot sa mga gastusin pag nagkasakit.
𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐏𝐋𝐀𝐍- lahat tayo ay sa pagtanda papunta at mawala na ang kakayanan nating kumita at magtrabaho. Kaya makabuting habang bata pa ay pag ipunan na para iwas stress at worry free na. Mahirap tumanda ng walang pera.
Sa Kaiser makukuha mo itong 3 sa aming Long Term Care Plan (3-in-1). May Healthcare + Life Insurance + Investment.
Sa inyo na nagbabasa at wala pang Kaiser plan!.
Let’s meet online and I will be happy to assist you to achieve your financial goals.

04/03/2022

SAVE and INVEST habang bata pa.

Ang Kaiser ay 3-in-1 saving plan.

1. Long-term Healthcare
2. Life Protection
3. Investment

Kaiser ay 7 years to pay and 13 years of waiting for the Maturity. Meaning, sa 20th year makukuha ang investment good as cash and may option din to retain ang funds at kumikita pa ng 6-10% per year.

For ages 10 - 40, ang minimum plan na pwede ay 2,941 a month.

For ages 41 - 50, ang minimum plan na pwede ay 3,529 a month.

For ages 51 - 60, ang minimum plan na pwede ay 4,412 a month.

OPTION : If you pay annual, discounted ka ng 2 months meaning parang 10months lang binayaran mo good for 1 year.

16/02/2022

The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.
We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.
We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.
You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.
That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care
A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.
✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?
Time is our greatest ally in building wealth 🙋🏻‍♀️

A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."
Start today, while you still can. ❤️👌🇵🇭
Ask me how😊🤗🙋‍♀️

17/01/2022

WHY KAISER IS THE BEST Investment to START?🤩🤔

✓7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.😱😱

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE.
✓Start Your Kaiser Program Now ❗❗

24/12/2021

THE BEST GIFT FOR YOURSELF IS PEACE OF MIND AND FINANCIAL FREEDOM ❤️

Ang IMG po ay Membership Benefits,
Kapag nagpamember ka, sa Membership Fee na (P5,500.00) Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.

✔️ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:

✔️ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits

✔️ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

✔️ Manila Bankers Life 100 K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100, 000 para sa kanila diba?

✔️ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!

✔️ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision

✔️ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

✔️24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.

I will be your Financial Coach here and guide you along the way

15/12/2021

According to Medical Pinas, a semi-private room rate in hospitals can range from P900 to P1,500 per day in the PHL. While the ICU cost per day can start from P3,500 and up.

One of the reasons why medical cost can easily wipe out hard-earned savings of many people. Be prepared.

Start saving with KAISER 3 in 1 SAVINGS PLAN ❤️

Long-Term Healthcare + Life Insurance + Investment.

A year from now you will wish you had started today 🙂

PM is the key if you want to know more.

Credits to our Coach

07/12/2021

Be financially literate! Whenever you have the opportunity to know and learn, grab it before it's too late.
At IMG, we educate, we care.

Message me for more details.

01/12/2021

01/12/2021

Hurry‼️ Invest now before the prices totally go up‼️ 📈
Your future self and family will thank you for it! 🥰

✅Want to learn how to invest in stock market?
✅Want to diversify your investments?
✅Want to know how to properly allocate your cash flow?
I got you! ✨

There are two types of investing:
⭕ DIRECT INVESTMENT - Ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismo magse-set-up ng account mo and magmo-monitor ng stock market almost everyday.

⭕ INDIRECT INVESTMENT - Meron tayong tinatawag na Fund Manager. Siya ang nagdedecide and nag-aasikaso ng lahat ng investment natin para mag-grow and to minimize the risk.
If you want to invest in stock market pero:
1.) Walang time mag-monitor
2.) Walang time mag-aral ng kung paano
3.) Walang malaking kapital

Then indirect investment would be perfect for you! ✨
Message me now😊

24/11/2021

“PEACE OF MIND “
This is the Most Expensive Product yet affordable if you only know where to buy it😍
Ma OFW ka man or hindi, you need to know about this.

Yes I highly recommended this Kaiser 3 in 1 Savings Plan kasi ang Concept tlga nya is “Peace Of Mind “in the Future 😍
How?

Kaiser 3 in 1 has 3 important things we need to Secure in life:
#1 HEALTHCARE- eto yung sasalo sa mga medical expenses at hospital bills mo if in case magksakit ka and it protects our savings and investment lalo n during our Senior years kung kelan wala ka ng job kasi retired ka na,wala ka ng income at during that age din dun pa naman nagre- reunion mga sakit ntin kya dapat lng paghandaaan tlaga eto.
Kasi ang sakit ang uubos sa kaperahan ntin at magbabaon sa utang kung wala tyong HEALTCARE .

#2 LIFE PROTECTION (Life Insurance)- if something happens to us or mismo sa breadwinner alam ntin na merong sasalo sa mga Responsibilities na maiiwan natin sa family.Nawala man si Source of Income meron naman Replacement Income at un ang maiiwan sa family,may lump sum money from the Insurance company and yun ang sasalo sa naiwan ntin Responsibilities like our kids education ,pang sustain sa daily needs nila at pmbyad sakaling may utang ka pang naiwan .
Life Insurance is not intended pra sa magarbong libing mo or golden casket mo, Life Insurance is for your Family’s Protection financially speaking.

#3 INVESTMENT-(Savings) ung pera ntin Sene-Save sa Kaiser ay nka invest din at may interest un yearly after the Saving period while waiting for the maturity date.
So masarap na tatanda ka na may Savings at Investment kasi eto yung sasalo mga needs ntin on our Senior Years .May pagkukuhanAn tayo ng hindi aasa sa mga anak at pra maiwasan na maging “Burden “ sa kanila at ng di tayo “Pagpasa Pasahan” in the Future
Instead maging “Asset “ p rin tyo sa kanila at maaaring “Pag agaw agawan “ p tyo kc may pera tyo😍This is A Real Talk 💪
Kaiser 3 in1 Total is a Complete Financial Plan we need to Secure 💪
“Peace of Mind “ this is what we need !!!!
For more infos and details message me !!!