Bank of St. Croix

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Bank of St. Croix Bank of St. Croix, a Division of UFB, offers a full range of financial products and services.

🚨 FRAUD TIP FRIDAY 🚨You receive a payment notification.A stranger just sent you money.A few minutes later, a message arr...
16/10/2026

🚨 FRAUD TIP FRIDAY 🚨

You receive a payment notification.

A stranger just sent you money.

A few minutes later, a message arrives:

"I'm so sorry. I sent that by mistake. Can you send it back?"

Most people want to help.

That's exactly what scammers count on.

Here's how the scam works:

1️⃣ Money appears in your account.
2️⃣ The sender says it was a mistake.
3️⃣ You send the money back.
4️⃣ The original payment is later reversed.
5️⃣ The money you sent is gone.

Before sending money to anyone:

✅ Verify the transaction
✅ Contact the payment platform
✅ Never let urgency make the decision
✅ Take time to investigate

Scammers often target good people trying to do the right thing.

Protect yourself first.
📌 SAVE this post.
📲 SHARE it with family and friends across our island community.
💡 One conversation could prevent a costly mistake.

Learn more at www.bankofstcroix.com

Member FDIC

💙 The heart of great banking isn't found behind a desk. It's found in the smiles, conversations, and helping hands waiti...
16/10/2026

💙 The heart of great banking isn't found behind a desk. It's found in the smiles, conversations, and helping hands waiting to greet you.

Last week, we celebrated Teller Appreciation Day and recognized the incredible team at Bank of St. Croix!

Our tellers do so much more than process transactions. They greet customers by name, answer questions, help find solutions, and make every visit feel personal. They are trusted team members, friendly faces, and an important part of the St. Croix community.
Every day, these dedicated professionals help families, business owners, retirees, and neighbors across the island with care, knowledge, and exceptional service. Their commitment to building relationships is one of the many reasons customers choose Bank of St. Croix.

Has one of our tellers ever gone above and beyond for you? Share a shoutout in the comments below!

Better yet, stop by and meet the team that helps make Bank of St. Croix a welcoming place to bank.

💙 Thank you to our tellers for everything you do for our customers, businesses, and island community every day.

Happy Boss's Day! Today we celebrate everyone who takes on the job of leading a team. Your guidance and support help peo...
16/10/2026

Happy Boss's Day!

Today we celebrate everyone who takes on the job of leading a team. Your guidance and support help people succeed every day.

Tag a leader who has helped you!

💳 Your Credit Score Tells a Story. Do You Know What It’s Saying?Whether you're working toward homeownership in the Virgi...
14/10/2026

💳 Your Credit Score Tells a Story. Do You Know What It’s Saying?

Whether you're working toward homeownership in the Virgin Islands, planning a major purchase, building credit, or simply staying informed, understanding your credit score is an essential step toward financial success.

With the FREE Bank of St. Croix Credit Score Tool, you get much more than a number. You gain valuable insights that help you better understand, monitor, and improve your credit health, all conveniently available through your online and mobile banking experience.

🔍 Know what factors impact your credit score
📊 See what's helping or hurting your score
🚨 Receive alerts when important changes occur
🎯 Set credit goals and track your progress

From score to strategy, your complete credit story is always within reach.

📱 Learn more today: https://www.bankofstcroix.com/credit-score

Does the Message Feel Off? Trust the Pause. 🚩An online message deserves a closer look when it includes:🚨 An urgent deadl...
13/10/2026

Does the Message Feel Off? Trust the Pause. 🚩

An online message deserves a closer look when it includes:

🚨 An urgent deadline
🔗 An unfamiliar link
🎁 An unexpected prize
💳 An unusual payment request
🔐 A request for login details or security codes
💻 A request for remote access
🧾 A receipt for something you did not buy
📱 An unusual message from someone you know

Scammers may copy trusted logos, create fake websites, take over social media accounts, or send false receipts. A message may look real while being designed to steal money, banking information, passwords, or personal details.

The Office of the Comptroller of the Currency lists suspicious websites, unrealistic offers, false receipts, unusual messages, and remote-access requests among the warning signs of online and digital scams.

Before responding, ask:

Was I expecting this?
Why is the sender creating urgency?
Can I verify the request another way?
Open the official app, type the correct website address into your browser, or call a verified number you find independently.

Do not let urgency make the decision for you.

🔖 Save this scam checklist.
📤 Share it with someone you want to protect.

Happy Columbus Day from Bank of St. Croix!A friendly reminder that all Bank of St. Croix Banking Centers are closed toda...
12/10/2026

Happy Columbus Day from Bank of St. Croix!

A friendly reminder that all Bank of St. Croix Banking Centers are closed today, Monday, October 12, in observance of Columbus Day.

Need to take care of your banking? Online Banking and Mobile Banking are available 24/7, giving you secure access to your accounts anytime. You can also visit any of the more than 100,000 surcharge-free ATM locations nationwide for cash withdrawals and everyday banking needs.

Thank you for banking with Bank of St. Croix. We hope you enjoy a safe and relaxing holiday.

📱 Mobile Banking
💻 Online Banking
🏧 Access to more than 100,000 surcharge-free ATMs
🔗 www.bankofstcroix.com

🚨 FRAUD TIP FRIDAY 🚨The phone rings.The caller says they're from your bank.They tell you your account is at risk and you...
09/10/2026

🚨 FRAUD TIP FRIDAY 🚨

The phone rings.

The caller says they're from your bank.

They tell you your account is at risk and you need to act immediately.

Would you know what to do?

Here's something every Virgin Islands resident should remember:

Your Bank Will NEVER Ask You To:

❌ Share your online banking password
❌ Share a security code sent to your phone
❌ Move your money to a "safe account"
❌ Buy gift cards to stop fraud
❌ Share your debit card PIN
❌ Send cash to protect your account
❌ Rush into a financial decision

Scammers want panic.

Your bank wants protection.

If something feels wrong, hang up and contact your bank directly using a trusted phone number.

📌 SAVE this post.
📲 SHARE it with family, friends, parents, grandparents, and neighbors.
💡 The more people who know these warning signs, the safer our island community becomes.

Learn more at www.bankofstcroix.com

Member FDIC

Online Scams Can Look Surprisingly RealOnline and digital scams happen when fraudsters use emails, text messages, websit...
09/10/2026

Online Scams Can Look Surprisingly Real

Online and digital scams happen when fraudsters use emails, text messages, websites, online ads, or social media to steal money or personal information.

A fraudulent message may appear to come from your bank, a familiar store, a delivery service, a technology company, or someone you know. A trusted logo or familiar name does not prove the message is legitimate.

Three common online scams include:

🎣 Phishing scams- A fraudulent email or text asks you to click a link, download an attachment, or enter personal or banking information.

🛒 Fake online shopping websites- A fraudulent website advertises products, collects payment, and never delivers the items. Some websites may send a different or poor-quality product.

💻 Tech support scams- A scammer claims your computer or mobile device has a virus or security problem. The scammer may request payment, ask you to install software, or try to gain remote access to your device.

The Office of the Comptroller of the Currency identifies phishing messages, fake e-commerce sites, and fraudulent tech support requests as common types of online and digital scams.

Remember this simple rule:
Unexpected message + urgent request + link, payment, or information request = stop and verify.

Do not use the phone number, link, or website supplied in a suspicious message. Open the company’s official app, type the verified website address into your browser, or call a trusted number you find independently.

🔖 Save this post as a reminder to stop and verify before clicking.
📍 Connect with the Bank of St. Croix team at Gallows Bay or Peter’s Rest in Christiansted, St. Croix.

🔗 Find a Banking Center:
www.bankofstcroix.com/locations/

Never send passwords, verification codes, account numbers, Social Security numbers, or other confidential information through email, social media, or an online contact form. Bank of St. Croix advises customers not to send confidential information through electronic communications.

What does an Unsecured Personal Loan look like?🏠 Home improvements💳 Debt consolidation✈️ Travel plans🛠 Unexpected expens...
07/10/2026

What does an Unsecured Personal Loan look like?

🏠 Home improvements
💳 Debt consolidation
✈️ Travel plans
🛠 Unexpected expenses
🛋 Major purchases
💒 Wedding

No two stories are exactly alike.

Explore Unsecured Personal Loan options from Bank of St. Croix.

Contact our team to learn more.

Member FDIC.



Must be a current Bank of St. Croix customer to qualify. One unsecured loan per borrower. Must be U.S. Citizen or lawful permanent resident of the U.S. with proper documentation. *Annual Percentage Rates accurate as of 6/5/26. Rates are subject to change at any time and vary based on credit score, loan amount, and loan term. Advertised loan amount based on 720+ credit score. The minimum credit score to qualify is 620 with a maximum loan amount of $15,000.00. Monthly principal and interest payments are required.

🍎 Think back to a teacher you'll never forget.Maybe it was the teacher who encouraged you to keep going when something f...
05/10/2026

🍎 Think back to a teacher you'll never forget.

Maybe it was the teacher who encouraged you to keep going when something felt difficult.

The teacher who helped you believe in yourself.

The teacher who saw your potential before you did.

On World Teachers' Day, Bank of St. Croix proudly celebrates the educators who inspire students, strengthen schools, and help shape the future of St. Croix.

Every day, teachers go beyond lesson plans and textbooks. They encourage curiosity, build confidence, and help students develop skills that last a lifetime.

Today, we thank the teachers who educate, mentor, motivate, and inspire the next generation of leaders in our communities.

💙 Share a story about a teacher who made a difference in your life.



Member FDIC

Address

5025 Anchor Way
Christiansted
00820

Opening Hours

Monday 08:30 - 16:00
Tuesday 08:30 - 16:00
Wednesday 08:30 - 16:00
Thursday 08:30 - 16:00
Friday 08:30 - 16:00

Telephone

340 773-8500

Website

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