St. Thomas Federal Credit Union

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St. Thomas Federal Credit Union St. Thomas Federal Credit Union is a non-profit financial organization and has been an integral part Thomas/St.

Thomas Federal Credit Union (STTFCU) is a non-profit financial organization with over 7,500 members and assets of over $78 million dollars. Since 1952, STTFCU has been an integral part of the Virgin Islands community. We provide our members with opportunities to save, borrow, and improve their overall financial wellness. Eligibility for membership is open to employees who reside and work in the St. John district at select public and private charter agencies. Membership is also extended to immediate family and households of existing members. For a full list of eligible charter agencies visit https://www.stthomasfcu.com/membership.html

St. Thomas Federal Credit Union is a member of the National Credit Union Administration (NCUA). Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category. STTFCU stands by its motto, “Not for Profit, Not for Charity, But for Service!”

Happy International Credit Union Day! 💙💛Today, we celebrate the people, communities and shared purpose that make credit ...
15/10/2026

Happy International Credit Union Day! 💙💛

Today, we celebrate the people, communities and shared purpose that make credit unions special. St. Thomas Federal Credit Union is proud to serve our members and continue building stronger financial futures across our community.

When our community needs support, we’re stronger together. 💛As the Virgin Islands continue to experience drought conditi...
13/10/2026

When our community needs support, we’re stronger together. 💛

As the Virgin Islands continue to experience drought conditions, St. Thomas Federal Credit Union's Relief Loan Campaign is designed to help eligible members manage unexpected expenses and financial burdens that may arise during this difficult period.
Sometimes a little extra support can make a meaningful difference.

Stay ready throughout hurricane season by taking a few simple steps to protect yourself and your family. 🌀✔️ Stock up on...
07/10/2026

Stay ready throughout hurricane season by taking a few simple steps to protect yourself and your family. 🌀

✔️ Stock up on water, food, and emergency supplies
✔️ Keep important documents in a safe, waterproof place
✔️ Have cash available in case of power outages
✔️ Charge devices and portable batteries
✔️ Stay updated on local weather alerts and emergency information

Preparing early can help protect you and your family when severe weather arrives. St. Thomas Federal Credit Union is here for the community and it's members.

Invest in your future with support from St. Thomas Federal Credit Union. 🎓📚Our education loans can help cover tuition an...
07/10/2026

Invest in your future with support from St. Thomas Federal Credit Union. 🎓📚
Our education loans can help cover tuition and other school-related expenses, so you can stay focused on reaching your goals.

🍂 Our Fall 2026 Newsletter is here!There’s a lot happening at St. Thomas Federal Credit Union, and we’re excited to shar...
05/10/2026

🍂 Our Fall 2026 Newsletter is here!

There’s a lot happening at St. Thomas Federal Credit Union, and we’re excited to share the latest with our members and community. Inside this issue, we’re celebrating our 2026 scholarship recipients, highlighting $50,000 in Community Give Back grants, recapping our 74th Annual Meeting, introducing our Board of Directors and sharing helpful updates on digital banking, savings, loans and more.

Take a look at the full newsletter to see what’s new at STTFCU! 💙💛

Banking made simple, wherever you are. 📱💳With St. Thomas Federal Credit Union Digital Banking, you can manage your accou...
02/10/2026

Banking made simple, wherever you are. 📱💳

With St. Thomas Federal Credit Union Digital Banking, you can manage your accounts, check balances, transfer funds and more, all from the convenience of your phone or computer.

💧 WE’RE IN THIS TOGETHER. 💧When our community faces challenging times, we believe in showing up for one another. Drought...
01/10/2026

💧 WE’RE IN THIS TOGETHER. 💧

When our community faces challenging times, we believe in showing up for one another. Drought conditions can place unexpected pressure on families and households, and STTFCU is here to help our members through it. đź’™

Our Relief Loan offers:

đź’° Up to $3,000
📉 10% fixed APR
âś… No credit check

If you’re an active STTFCU member in good standing and need a little financial breathing room for essential expenses, we’re here to help.

Some restrictions may apply. Application fee required!

📅 Application Period September 8 – October 31, 2026
đź“§ [email protected]
📞 340-774-1299
🏦 Visit us at the branch

Because a credit union is more than a financial institution, we’re your neighbors, your community, and your partner when times get tough. 🤝🏽💙

STTFCU — People Helping People.

Financial challenges can happen, but taking action early can make a difference. đź’›Our latest article breaks down what col...
29/09/2026

Financial challenges can happen, but taking action early can make a difference. đź’›

Our latest article breaks down what collections mean, what steps you can take and how staying informed can help you protect your financial future.

Read the full article to learn more and take control with confidence: https://stthomasfcu.com/our-community/news-education/

Life doesn’t always go according to plan—but your finances can be ready. 💡Unlike a traditional loan, a revolving loan gi...
23/09/2026

Life doesn’t always go according to plan—but your finances can be ready. 💡

Unlike a traditional loan, a revolving loan gives you reusable access to funds as you repay what you borrow. You only pay interest on the amount you use, making it a flexible option for unexpected expenses, everyday needs and future opportunities.

Learn why revolving credit may be the financial safety net you need. Read the latest Money 101 article through the link in our bio.

All loans are subject to credit approval. Membership and restrictions may apply.

Shout out to my newest followers! Excited to have you onboard!Vernal Burnette, Kelaa Lovee, Mitchel Phillip, Nala GC Fox
23/09/2026

Shout out to my newest followers! Excited to have you onboard!

Vernal Burnette, Kelaa Lovee, Mitchel Phillip, Nala GC Fox

Address

5027 Norre Gade
Charlotte Amalie
00802

Opening Hours

Monday 08:00 - 16:00
Tuesday 08:00 - 16:00
Wednesday 08:00 - 16:00
Thursday 08:00 - 16:00
Friday 08:00 - 16:00

Telephone

+13407741299

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