Josh Spiegel Mortgage Loan Originator NMLS 1750676/69371

09/17/2026

Think you need 20% down to buy a home? 👀 Think again!

Depending on the loan program, you could potentially put down 3.5% or even 0%.

Putting 20% down can definitely have its perks - like avoiding PMI and potentially lowering your monthly payment - but it’s not the only way to become a homeowner. 🏡

The best down payment is the one that makes sense for your situation. Let’s talk options and see what could work for you!

📲 Reach out to get started.



Not a commitment to lend; not all borrowers will qualify. Equal Housing Lender. Wolfe Financial, Inc., DBA Integrity Mortgage Group NMLS #69371.

09/11/2026

25 years. We remember. We honor. We carry it forward.

09/05/2026

Pause. Rest. Recharge. You deserve it. Enjoy the long weekend! ☀️

09/01/2026

This month, get answers, clarity, and a plan for your next real estate move. Let’s connect.

09/01/2026

The process may seem confusing, particularly if you've never purchased a home before. For those of us in the business, though, it's a straightforward path with clear milestones, and our job is to show you the way! ✨

Check out our roadmap to get a glimpse into the process. If you have questions or would like to take the first step today, please reach out. I'm happy to help!

*Not a commitment to lend; not all borrowers will qualify. Equal Housing Lender. Wolfe Financial, Inc, DBA Integrity Mortgage Group NMLS #69371.

08/30/2026

23 Ways to Automate Your Smart Home 🏠

Having a smart home is meant to make life easier and more efficient, and automation brings the enhancements to a new level.

08/28/2026

Rumor has it that Pizza Uncommon is one of the best Pizza restaurants in town. Do you agree?

Pizza in Zionsville, IN

08/28/2026

Backyard bash. Sunset appetizers. A grilling night with zero oven required. However you send summer off, make it count. Didn't receive my flyer this month with ideas? DM me and I'll send it your way.

08/26/2026

Back to school energy is creeping in, but you've still got time to soak up the season. Schedule one fun thing this week and watch your whole outlook shift. What's one thing you still want to do before fall hits?

08/26/2026

Homeownership doesn't start with a key - it starts with the courage to explore what's possible! ✨