Josh Spiegel Mortgage Loan Originator NMLS 1750676/69371

Home
United States
Zionsville, IN
Josh Spiegel Mortgage Loan Originator NMLS 1750676/69371

Call Directions Website Contact the business

Your Professional Hometown Mortgage Lender | We make the process easy!

11/01/2026

Why work with a loan officer who does underwriting in-house? It can make the whole process smoother.

Swipe through: faster turn times, better communication between your loan officer and underwriter, and keeping your personal and financial information in-house.

If you want a more efficient, personalized loan experience, send me a DM and let's talk.

10/31/2026

Fixed rate or adjustable rate? There's no one-size-fits-all answer — it depends on how long you plan to stay and how much payment certainty matters to you.

Fixed rate: predictable payments, protection from rate increases, and a good fit for long-term stays.
Adjustable rate: often a lower initial rate, a good fit for shorter-term stays, and potential savings if rates drop.

Not sure which fits your plans? Send me a DM and let's walk through it together.

10/31/2026

Boo! 👻 Homebuying isn't so scary after all.

The scariest part of buying a home? It's usually just the unknowns — and those are a lot less scary once someone walks you through them.

Swipe through: pre-approval is quick and painless, credit checks don't tank your score like you think, you don't need 20% down, there are loan options for all kinds of situations, and you don't have to do it alone.

Don't be spooked — let's turn fear into confidence. DM me to get started! 🎃

10/30/2026

Big news — I've moved to Cornerstone First Mortgage!

I'm excited to announce I've joined Cornerstone First Mortgage, a full-service mortgage bank where processing, underwriting, and funding are all handled in-house.

Better service and better rates — now with an in-house team behind every loan. If you're buying, refinancing, or just have questions, send me a DM and let's talk.

10/30/2026

The down payment isn't the whole budget — these are the costs buyers often forget to plan for.

Swipe through: appraisal and inspection, property taxes and insurance, and maintenance and moving costs. They vary by home and location, but they add up fast if you don't plan for them.

Want to walk through what your full budget could look like before you start shopping? Send me a DM and let's talk.

10/29/2026

What actually goes into your credit score? It's not just one number — it's a few habits over time.

Swipe through: payment history matters most, how much credit you're using counts, and length of history, types of accounts, and recent inquiries all play a part.

If you're thinking about buying a home and want to understand where you stand, send me a DM and let's talk — no pressure, just a plain-English walkthrough.

10/22/2026

APPRAISAL UPDATES COMING NOVEMBER 2026!

Starting November 2, 2026, the mortgage industry takes another step toward a more standardized, data-driven appraisal process with UAD 3.6 and the new Uniform Residential Appraisal Report (URAR).

Realtors, here's what to know for your listings! 👇

Property details matter! With more structured reporting, accurate and consistent information will be especially important.

A few things to pay attention to:
- Accurate square footage
- Documented renovations and improvements
- ADUs, converted spaces, and permitting details
- Consistent MLS and property records

The bottom line? A little preparation upfront can help minimize appraisal questions and potential closing delays.

I'm here to keep you informed and your transactions moving forward! 🏠

Not a commitment to lend; not all borrowers will qualify. Equal Housing Lender. Wolfe Financial, Inc. DBA Integrity Mortgage Group NMLS #69371.

10/14/2026

When it comes to home financing, one size doesn't fit all! 🏡

At IMG, we understand that every borrower has unique financial needs and circumstances. That's why, in addition to traditional mortgage programs, we offer alternative lending solutions designed to provide more flexibility for a variety of borrower situations.

Whether you're exploring Qualified Mortgage (QM) or Non-Qualified Mortgage (Non-QM) options, we're here to help you understand the differences and find a solution that fits your needs.

Curious about your options? Let's talk! 😊

Not a commitment to lend; not all borrowers will qualify. Equal Housing Lender. Wolfe Financial, Inc. DBA Integrity Mortgage Group NMLS #69371.

Address

410 W Oak Street Suite 8B
Zionsville, IN
46077

Telephone

+13175883810

Website

https://cfmtg.com/jspiegel/

Alerts

Be the first to know and let us send you an email when Josh Spiegel Mortgage Loan Originator NMLS 1750676/69371 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.