Johnny Mortgage

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Johnny Mortgage The Johnny Lane Team in Zionsville prioritizes customer satisfaction and clients for life! Top 1% in the Nation and over 500 million in closed loans!

The Johnny Lane team at CrossCountry Mortgage prioritizes customer satisfaction and relationships above all else. Together, we work to make your mortgage experience easy by providing excellent service in a compassionate environment. Our specialties include high-net-worth funding solutions, government lending programs, conforming and non-conforming mortgages, and residential investment strategies. Our team enjoys working with all types of borrowers on purchase, refinance, and renovation loans. Personal NMLS138065
Branch NMLS3029
Company NMLS3029

09/05/2024

If anyone is 7% or higher on their mortgage, you need to get ready to refinance. My 15yr is already in the mid to low 5's and my 30yr is getting very close to being under 6%. This all depends on loan to value, credit score etc. DM if interested.

01/09/2024

Our government has a spending problem as do we. Once they turned on the money spigot during COVID it's hard to turn it off. That's why inflation has been an issue. The Fed's latest Comsumer Credit report showed:

Consumer borrowing surged by $23.75B in November, double the expectations for a $9 billion increase and sending outstanding credit balances north of the 5 trillion mark for the first time on record.

Wow! The good news is a lot of people have a ton of equity in their houses and will be able to consolidate this debt. The bad news is will this help us learn a lesson. The government hasn't so I'm not sure if we will either.

11/02/2023

Attention my realtor friends and possible homebuyers! There are creative ways to get your rate in 5's. Today, I was able to lock a borrower in at 7.5% on a 30yr fixed rate. The seller was willing to pay for a temporary 2-1 buydown. For the first year, the borrower's rate will 5.5%! The second year, the borrower's rate will be 6.5%. The remaining 30yr term, the borrower's rate will be at 7.5%. Most experts believe we will be in the low 6's, high 5's this time next year. You can refinance then and not only that you can get back what you don't use on the buydown. DM me if you have any questions. There are good options out there. And sellers are motivated!

Address

102 S Main Street, Second Floor
Zionsville, IN
46077

Telephone

+13174312104

Website

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