PNJ Mortgage Consultants

PNJ Mortgage Consultants Mortgage/Credit Preparation
And we have solutions you need to make buying a new home easier and more affordable & Achieve financial goals!

Our programs are geared to help clients in the following areas:

Financial Consulting, Debt Arbitration, Credit and Budget Counseling, Student loan consolidations Establishing credit lines, Credit explanation letters, Loan Preparation, Income tax issues, Negotiating settlements of debts/judgments, Credit Restoration (Clearing credit problems, collections, charge-offs, late payment history, tax

liens, bankruptcy and judgments)

These programs address all the needs that we have come across in the past years, but if a client has a problem that does not fit into one of these categories, we will try and adapt a plan specifically for that client. Our goal is to provide as wide range of services as possible, and insure that the client never be turned away from a mortgage loan. While saving our clients the maximum amount of money, insuring that these issues are cleared up correctly to avoid any problems after their program is complete. Our programs are designed to eliminate errors and derogatory information in the credit reports, especially those that cannot be verified within the time frame provided by law. Our client can be assured that they will have the results needed, as our programs are more aggressive than our counterparts' procedures. With our help, each clients credit reports are re-scored, ensuring that they receive a better credit score and enabling them to secure the loan needed.

06/10/2025

Experian announced in January that it would launch ‘The Buy, Now Pay Later’ bureau, which will collect information about the total number of an individual’s outstanding BNPL loans as well as their total BNPL loan amounts and the status of payments. Like TransUnion, Experian will not be including information about BNPL loans in the calculation of core credit scores, at least for now.

Mortgage interest rates will be going down very soon, will your credit be ready to purchase or refinance out of a high i...
02/14/2025

Mortgage interest rates will be going down very soon, will your credit be ready to purchase or refinance out of a high interest rate?
Message us and we will take a look at your credit at no cost.

02/09/2025

The importance of good credit cannot be over-emphasized. In today's society credit is no longer a luxury. It is essential for growth and prosperity. Understand this very important fact - only 5% of the entire wealth of the world is ever printed as currency. The remaining 95% exists only on computer chips, in the form of credit. So, if your credit is not good you do not have access to 95% of the world's wealth. This limits your plans for financial security drastically.
Make no mistake about it. In 2025, and into the foreseeable future, consumers will need higher credit scores to do just anything that requires a loan.
DM us for more information on our programs that have been helping folks become homeowners or drive that new car they've always wanted....let's make it a reality!

Call now to connect with business.

https://www.hud.gov/press/press_releases_media_advisories/hud_no_24_070
04/08/2024

https://www.hud.gov/press/press_releases_media_advisories/hud_no_24_070

HUD No. 24-070 HUD Public Affairs (202) 708-0685 FOR RELEASE Thursday April 4, 2024 HUD Awards $13.5 Million in Grants to Expand Access to Homeownership Opportunities Four housing providers to produce over 440 homes for low-income first-time homebuyers using Self-Help Homeownership Opportunity Progr...

Address

PO Box 607
Zebulon, NC
27597

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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