Tristate Health Insurance Choices By Ginny

09/30/2026

Let us help protect your family.

09/29/2026

Please check for Cancer at the following link.

1 in 3 people will develop cancer in their lifetime, yet more than 90% have put off getting a checkup or health screening. † ‡

09/26/2026

Helping families when they need it most! Call today for a free quote.

09/24/2026

I am an Insurance agent that works in the market of Medicare, Medicare Supplement Plans, Special Needs, PDP, Hospital Indemnity plans, ACA, Dental, Vision, Final expense and Cancer plans. I’m also an Aflac Benefits Advisor.

Visit page: tshic.com

09/19/2026

Buy Aflac accident insurance today. Plans start at just $25/mo.

Call now

Ginny Monk
Aflac Benefits Advisor
[email protected]
928-542-9775

09/18/2026

Aflac dental is available as an individual plan or a group plan. Call me for more info and summary of benefits/plan details. Vision available on some plans.

Ginny Monk
928-542-9775
Aflac Benefits Advisor
[email protected]

09/18/2026

💙 DO YOU REALLY UNDERSTAND YOUR MEDICARE COVERAGE?

I meet many people who have Medicare Part A + Part B and a separate Part D prescription drug plan. What many don’t realize is that they are still using Original Medicare for their medical coverage, while Part D primarily covers prescription drugs.

In 2026, the standard Medicare Part B premium is $202.90 per month. Some people pay more depending on their income.

Here’s something very important to understand: with Original Medicare alone, there is no annual out-of-pocket maximum for covered Part A and Part B services. After meeting the Part B deductible, you generally pay 20% of the Medicare-approved amount for many Part B services, and there is no yearly cap on those Original Medicare out-of-pocket costs.

💚 Another option may be Medicare Advantage (Part C).

Many Medicare Advantage plans have a $0 additional monthly plan premium—although you must continue paying your Part B premium. Most include prescription drug coverage, and some provide additional benefits.

One important difference is that Medicare Advantage plans have a yearly maximum out-of-pocket limit for covered Part A and Part B services. The actual maximum, copays, benefits, provider networks, and other plan rules vary by plan.

👉 Medicare Advantage isn't the right choice for everyone. Your doctors, prescriptions, health needs, travel needs, costs, and other coverage should all be considered when comparing your options.

💭 SOMETHING TO THINK ABOUT:

If you experienced a year with significant medical expenses, would you rather have coverage with no annual out-of-pocket maximum, or coverage with a defined yearly maximum for covered Part A and Part B services?

Don't wait until a major health situation happens to discover how your Medicare coverage works.

💙 A consultation costs you nothing. If you're unsure what coverage you currently have, feel free to call me. We can review it together, discuss the differences, and see what options may be available to you.

📞 Ginny Monk | 928-433-7702
Education first. Understand your coverage before you need to use it.

09/17/2026

If you recently gained, lost, or had a change in Extra Help status, you may qualify for a Special Enrollment Period. Get a $10 gift card* for groceries and gas when you call Tristate Health Insurance Choices to explore Medicare plans. The right Medicare plan could help you save every month.
*Free gift without obligation to enroll.

Learn more
Call Ginny @ 928-433-7702

09/11/2026

My first of many more awards to come. 😊

08/27/2026

Here is my site for Flex Benefits. More options to keep you covered.

Flexible Solutions that Fit You