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Kortnee Garcia - Loan Officer NMLS: 297233

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United States
Yuma, AZ
Kortnee Garcia - Loan Officer NMLS: 297233

Mortgage Lender for 20+ years, and I am a Yuma native. I love what I do and have a passion for helping local home buyers
NMLS 297233 Equal Housing Lender

Kortnee Garcia
Loan Officer NMLS: 297233
CrossCountry Mortgage- NMLS 3029
Helping families feel confident through every step of the home loan process. 🏡✨

Kortnee Garcia is the Branch Manager of The Garcia Group Home Loan Team, proudly serving Arizona and clients across the country with personalized mortgage solutions and unmatched customer care. With decades of industry experience, Kortnee and her team specialize in VA loans, first-time homebuyers, refinancing, and helping local heroes achieve homeownership. Known for their communication, education-first approach, and ability to make even the most complex transactions feel seamless, The Garcia Group is passionate about creating relationships that last long after closing day. Whether you’re buying your first home, PCS’ing to Yuma, upgrading, downsizing, or refinancing, The Garcia Group is committed to helping you navigate the mortgage process with confidence.

📍 Yuma, AZ
🏠 Licensed in multiple states
🇺🇸 VA Loan Specialists
❤️ Proud supporters of our military and local community

FHA 203K and HomePath Renovation Loan Specialist! Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020
This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Georgia Residential Mortgage Licensee

CrossCountry Mortgage, LLC does business in the State of New York as CrossCountry Financing. Licensed Mortgage Banker – NYS Department of Financial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org). Equal Housing Opportunity. Personal NMLS 297233 Branch NMLS 2822230 Company NMLS 3029

11/11/2026

Today, we honor the brave men and women who have served our country. 🇺🇸

Thank you to all veterans for your service, sacrifice, and dedication to protecting our freedom. Your commitment deserves recognition today and every day.

From all of us at The Garcia Group, Happy Veterans Day. ❤️

11/06/2026

One woman can do a lot. But imagine having an entire team behind you. And that's what makes us different.

At Garcia Group, we believe the mortgage process is better when we work together. More collaboration, more perspectives, and a team working toward the same goal: helping you get home.

Because you're not just choosing a mortgage lender. You're choosing the people who will help you get there.

Ready to make your move? Let's talk. Shoot us a DM, send us an email, or give us a call to get started.

📧 [email protected]
📲 Kortnee: 928-246-2132
📲 Alejandra: 928-388-8921
📲 Kaitlyn: 928-261-7367

10/31/2026

POV: you’re a mortgage lender entering a haunted house, and every room is just another thing a borrower has done during escrow that they were specifically told not to do...

“I bought a car.” 😱
“I opened a credit card.” 😳
“I moved $20,000 between accounts.” 😧
“I quit my job.” 🫣
“I thought you said that was fine.” 🤯

We’re not saying mortgage lending is scary. We’re just saying the underwriter has seen things.

We hope everyone has a fun and safe Halloween weekend!

10/26/2026

If buying a home is on your 2027 vision board, now is a good time to start getting serious about it. 🏡

You don’t have to wait until January to start preparing. A little planning before the new year can give you more clarity around your budget, financing, and what you’ll need when the time comes for you to make a move.

Consider this your sign to get ahead of it now so that when the new year rolls around, you’re not starting from scratch.

Save this for your 2027 homebuying era. 🔑

📧 [email protected]
📲 Kortnee: 928-246-2132
📲 Alejandra: 928-388-8921
📲 Kaitlyn: 928-261-7367

10/23/2026

There’s always going to be a reason to wait.

Maybe you’re waiting for rates to come down. Maybe you want prices to drop, your savings to grow, or you’re hoping the market will look a little different six months from now.

We get it...

But there’s no way to know exactly what the market will look like tomorrow, six months from now, or a year from now.

What you can know is where you stand today: what you can afford, what your monthly payment could look like, and what opportunities are actually available to you right now.

Send us a message and let’s talk through what buying could look like for you.

📧 [email protected]
📲 Kortnee: 928-246-2132
📲 Alejandra: 928-388-8921
📲 Kaitlyn: 928-261-7367

10/19/2026

Apparently, I’m a terrible mortgage lender! I ask way too many questions, explain things you didn’t know you needed explained, and actually want you to understand what you’re signing up for. Truly concerning behavior. 😔

Swipe for my biggest flaws. 👀

If this sounds like your kind of mortgage lender, you know where to find me.

📧 [email protected]
📲 Kortnee: 928-246-2132
📲 Alejandra: 928-388-8921
📲 Kaitlyn: 928-261-7367

10/16/2026

There’s a lot of homebuying advice floating around, and not all of it is true.

You don’t always need 20% down. You don’t need to have a massive savings account. And you don't need to have two income sources to afford your dream home.

Swipe through for a few common homebuying misconceptions worth leaving behind. 🏡

If buying a home is on your radar, start with the facts, your budget, and a plan that actually makes sense for you. Get in touch with us today to learn more.

📧 [email protected]
📲 Kortnee: 928-246-2132
📲 Alejandra: 928-388-8921
📲 Kaitlyn: 928-261-7367

10/14/2026

2026 is looking a little different for buyers. 👀

We’re seeing a market where buyers may have more room to negotiate, more homes to choose from, and a little less pressure to make a split-second decision.

But a buyer’s market doesn’t mean every home is a deal; your budget, financing, and the specific property still matter.

Swipe through for a look at some of the homebuying trends shaping 2026. 🏡

Have any specific questions? Get in touch with us anytime!

📧 [email protected]
📲 Kortnee: 928-246-2132
📲 Alejandra: 928-388-8921
📲 Kaitlyn: 928-261-7367

10/09/2026

Before you start saving houses on Zillow, read this first.

Getting pre-approved helps you understand what you may qualify for, what your budget looks like, and what your monthly payment could actually be.

It also means you can move with a lot more confidence when the right house comes along.

The dream home search hits different when you already know your numbers. 🏡

Get in touch with us today to get your pre-approval started:

📧 [email protected]
📲 Kortnee: 928-246-2132
📲 Alejandra: 928-388-8921
📲 Kaitlyn: 928-261-7367

10/06/2026

Kinda chic to know what your home equity can actually do for you.

If you’ve built equity in your home, you may have options for using it to consolidate higher-interest debt into one monthly payment.

It’s not the right move for everyone, but it’s worth knowing what’s available before assuming you’re stuck with the debt you have.

Your home might be doing more for you than just being where you live. 🏡

📧 [email protected]
📲 Kortnee: 928-246-2132
📲 Alejandra: 928-388-8921
📲 Kaitlyn: 928-261-7367

Address

220 E 16th Street Suite 1
Yuma, AZ
85364

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://crosscountrymortgage.com/yuma-az-4958/kortnee-garcia/

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