First Federal Bank

First Federal Bank As a mutual bank, we are owned by our customers and not stockholders, which allows us to be uniquely focused on our customers’ needs.

First Federal Bank is a community-based mutual bank that serves over 60,000 customers from branches and mortgage offices in Florida, Georgia, Kansas, and the Carolinas. From our beginning in 1962, we’ve been passionate about helping our neighbors and local communities thrive. We offer a range of personal and business banking solutions, services, and loans. Visit us or call to learn more about: che

cking and savings accounts, business loans - including SBA and USDA, and mortgages or refinancing your home.

Florida is consistently ranked one of the worst states for fraud. ⚠️ We’re partnering with the Attorney General’s office...
06/12/2026

Florida is consistently ranked one of the worst states for fraud. ⚠️ We’re partnering with the Attorney General’s office to fix that – learn more: https://hubs.ly/Q04lhbyG0

First Federal Bank is honored to be nominated for Best of the Best Bank in Nassau County!We are grateful for the trust a...
06/12/2026

First Federal Bank is honored to be nominated for Best of the Best Bank in Nassau County!

We are grateful for the trust and support of our customers and community. If we've made a difference for you, we'd be pleased to receive your vote.

Voting is open now through June 26. Thank you for helping make First Federal Bank a Nassau County favorite!

In case you missed it, First Federal Bank President & CEO, John Medina recently sat down with The Gateway Connection, pr...
06/12/2026

In case you missed it, First Federal Bank President & CEO, John Medina recently sat down with The Gateway Connection, presented by Security Safe Company, to discuss leadership, giving back to the community, and the experiences that have shaped his professional journey.

Take a moment to listen to the episode below.
https://hubs.ly/Q04lgD310

💥 When your child becomes a Super Saver, their savings will soar! 🦸‍♂️🦹‍♀️ Every child has the power to build a brighter...
06/12/2026

💥 When your child becomes a Super Saver, their savings will soar! 🦸‍♂️🦹‍♀️

Every child has the power to build a brighter financial future, and our Student Savers Account unlocks their money-saving superpowers.

Visit your local First Federal Bank branch to open a Student Savers account and receive a piggy bank to start their savings journey.

Today we are spotlighting Sara Matera, a Teller at our Marianna West Branch. For Sarah, banking is about more than trans...
06/12/2026

Today we are spotlighting Sara Matera, a Teller at our Marianna West Branch.

For Sarah, banking is about more than transactions, it's about building relationships, serving others, and making a positive impact every day.

“Working at First Federal Bank has been such a rewarding experience because it allows me to do more than just help customers with transactions it allows me to truly connect with people and be part of the community every single day. What I appreciate most is the culture and the relationships built within the company. From leadership to coworkers, there is a genuine sense of support, encouragement, and teamwork that makes coming to work enjoyable. I feel valued not only as an employee, but as a person," Sarah said.

"As a teller, I love being able to brighten someone’s day, help customers through important moments in their lives, and create relationships built on trust and kindness. Many customers become familiar faces, and that personal connection is one of my favorite parts of the job. Knowing I can make someone feel welcomed, heard, and cared for even during a busy day it is incredibly meaningful to me."

"I also appreciate how involved First Federal Bank is within the community. Being part of a company that cares about people both inside and outside the bank is something I take pride in, and I’m grateful to work somewhere that encourages growth, recognizes hard work, and allows employees to succeed while still being themselves.”

First Federal Bank President & CEO, John Medina was featured on the latest episode of The Gateway Connection, presented ...
06/10/2026

First Federal Bank President & CEO, John Medina was featured on the latest episode of The Gateway Connection, presented by Security Safe Company.

In this conversation, John reflects on the experiences that have shaped his leadership journey, the importance of serving the communities we call home, and the lessons he’s learned through both business and civic leadership.

At First Federal Bank, we believe strong communities are built through intentional leadership, meaningful relationships, and a commitment to making a positive impact. We’re delighted to see John share these values and insights on this episode.
Tune in to hear the conversation and learn more about the leadership principles that continue to guide our organization.

Listen now:
https://hubs.ly/Q04kN68H0

Sandy Spear, Senior Vice President & Regional Sales Manager at First Federal Bank, had the honor of serving as a panelis...
06/10/2026

Sandy Spear, Senior Vice President & Regional Sales Manager at First Federal Bank, had the honor of serving as a panelist for Zip Code Leadership in Action at the 2026 Florida Prosperity and Economic Opportunity Solution Summit.

The discussion highlighted the importance of collaborative leadership, community investment, and creating opportunities that help individuals and neighborhoods thrive. Events like this bring together leaders from across Florida to address challenges, share solutions, and drive meaningful economic growth.

At First Federal Bank, we remain committed to supporting initiatives that strengthen our communities and expand opportunities for future generations.

Scams are becoming more common, but most follow the same playbook.Whether it's a suspicious text, a fake email, or a pho...
06/10/2026

Scams are becoming more common, but most follow the same playbook.

Whether it's a suspicious text, a fake email, or a phone call claiming to be from a trusted organization, scammers often rely on urgency, fear, and pressure to get you to act quickly. Knowing the warning signs can help you protect your personal information and your money.

Read our latest blog to learn how to spot common scams, recognize red flags, and know what to do if something doesn't feel right.

How to Spot Scams and Protect Your Money:
https://hubs.ly/Q04kMd0l0

Fraud Protection | First Federal Bank:
https://hubs.ly/Q04kMvPv0

At First Federal Bank we strive to provide 5-star service every day. Thank you Madison for your thoughtful words, and fo...
06/09/2026

At First Federal Bank we strive to provide 5-star service every day. Thank you Madison for your thoughtful words, and for being part of the First Federal family.

Happy Best Friends Day! At First Federal, we know that strong relationships make all the difference. Just like a great f...
06/08/2026

Happy Best Friends Day!

At First Federal, we know that strong relationships make all the difference. Just like a great friend, we're committed to being there for our customers through every stage of life's journey.

Today, we celebrate the friends who make us laugh, support us through challenges, and help create lasting memories. Take a moment to reach out to your best friend and let them know how much they mean to you.

02/18/2026

"Together, We Go Further" is about more than banking- at First Federal, it’s how we show up every day.

For our customers, it means personalized guidance and support; for our employees, it means collaboration, growth, and a shared purpose; and for our communities, it means investing in the places we call home.

It's about building together, creating real impact, and fostering growth and connection. Our strength comes from our shared dedication every day, in every branch, because together, we go further.

We are honored to be recognized by USA Today for America’s Best Customer Service 2026 and America’s Best Customer Servic...
02/05/2026

We are honored to be recognized by USA Today for America’s Best Customer Service 2026 and America’s Best Customer Service Financial Services 2026.

Read more: https://hubs.ly/Q0421fqw0

We're honored to be recognized by Newsweek as one of America's Best Regional Banks. This recognition reflects our unwave...
01/20/2026

We're honored to be recognized by Newsweek as one of America's Best Regional Banks. This recognition reflects our unwavering commitment to our customers, our communities, and the relationships we build every day. Thank you for trusting us to be your bank.

https://hubs.ly/Q03_z9PY0

Florida’s Back-to-School Tax Holiday is on! Now through August 31st, stock up on supplies tax-free and earn uChoose Rewa...
08/08/2025

Florida’s Back-to-School Tax Holiday is on! Now through August 31st, stock up on supplies tax-free and earn uChoose Rewards when you shop with your First Federal Bank card. Sign up at https://hubs.ly/Q03BrrRt0.

Learn more about the holiday exemptions by visiting our blog: https://hubs.ly/Q03Brqzv0

Our team enjoyed a wonderful evening for a great cause at the 18th Annual Boys & Girls Clubs of Nassau County Foundation...
03/05/2025

Our team enjoyed a wonderful evening for a great cause at the 18th Annual Boys & Girls Clubs of Nassau County Foundation Gala. We're grateful to have had the opportunity to help the organization through sponsorship and are looking forward to continuing our support in the future!

Our bankers had a fantastic time at the 2024 Wildlight Winterfest sponsoring and volunteering at the photo booth with St...
12/10/2024

Our bankers had a fantastic time at the 2024 Wildlight Winterfest sponsoring and volunteering at the photo booth with St. Nick & Mrs. Clause!

Bank representatives had a blast handing out bags of candy that also included bank facts at the Wildlight Trunk or Treat...
10/29/2024

Bank representatives had a blast handing out bags of candy that also included bank facts at the Wildlight Trunk or Treat on October 26th!

Don't forget to stop by Booth #205 at the Jacksonville Home and Patio Show, where First Federal Bank will be showcasing...
09/28/2024

Don't forget to stop by Booth #205 at the Jacksonville Home and Patio Show, where First Federal Bank will be showcasing some amazing offerings! 🎉

📅 Date & Time:
🗓 Saturday, September 28: 10am - 8pm
🗓 Sunday, September 29: 10am - 6pm
See you there!
Equal Housing Lender NMLS #408902

09/13/2024

Happy National Peanut Day! Join us today, September 13th, for a delicious salty snack with the FFB family!

UPDATE: Due to high winds and other dangerous conditions brought on by Debby, Nassau county branches will remain closed ...
08/05/2024

UPDATE: Due to high winds and other dangerous conditions brought on by Debby, Nassau county branches will remain closed through August 6th, 2024.

You will continue to have 24/7 access to your accounts using the First Federal Mobile App or Online Banking. If you have questions regarding your account or need to check your balance, please contact customer support at 1-877-499-0572.

Due to high winds and other dangerous conditions brought on by Debby, Nassau county branches will close at 2pm today, Au...
08/05/2024

Due to high winds and other dangerous conditions brought on by Debby, Nassau county branches will close at 2pm today, August 5th, 2024.

You will continue to have 24/7 access to your accounts using the First Federal Mobile App or Online Banking. If you have questions regarding your account or need to check your balance, please contact customer support at 1-877-499-0572.

Address

40 FLOCO Avenue
Yulee, FL
32097

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 5pm

Telephone

+19043212337

Website

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