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First American Mortgage a division of Bank7. Your Hometown Mortgage Lender since 1993! Local & Reliable - NMLS 208913
Equal Housing Lender

Sometimes the buyer qualifies for the loan, but the house doesn't.Just because a home is for sale doesn't mean it will a...
10/14/2026

Sometimes the buyer qualifies for the loan, but the house doesn't.

Just because a home is for sale doesn't mean it will automatically qualify for traditional financing.

Things like major unfinished work, structural issues, electrical or plumbing problems, missing systems, or safety concerns can create problems with certain loan programs.

The good news? That doesn't always mean the house is completely off the table. There may be renovation or other financing options depending on the property and the situation.

If you find a house you love that needs some work, talk to your lender before writing it off. Equal Housing Lender.

First American Mortgage will be closed tomorrow, Monday, October 12th, in observance of Columbus Day / Indigenous People...
10/11/2026

First American Mortgage will be closed tomorrow, Monday, October 12th, in observance of Columbus Day / Indigenous Peoples’ Day.

We’ll be back to our regular hours on Tuesday, October 13th!

Mortgage rates aren't necessarily the same for everyone. Your rate can depend on things like:• Credit profile• Down paym...
10/09/2026

Mortgage rates aren't necessarily the same for everyone. Your rate can depend on things like:

• Credit profile
• Down payment
• Loan type
• Property type
• Current market conditions

So if your friend, family member or someone online tells you the rate they got, that doesn't necessarily mean you'll get the same rate.

There are a lot of factors that go into pricing a mortgage — which is why it's important to look at your specific situation when comparing options.

Thinking about buying a home? There are 3 numbers you should know before you start shopping.It’s easy to focus on the pu...
10/06/2026

Thinking about buying a home? There are 3 numbers you should know before you start shopping.

It’s easy to focus on the purchase price, but there’s more to the picture.

💰 Purchase price — What you’re paying for the home.
🏡 Monthly payment — What you can expect to pay each month, including things like taxes, insurance and applicable mortgage insurance or HOA.
💵 Cash to close — What you’ll actually need to bring to closing, including your down payment, closing costs and prepaid items.

Knowing all three can help you shop with a much clearer picture of what you're comfortable with.

🍂 OCTOBER AROUND OKC! 🍂October is packed with fall festivals, football, Halloween events and a whole week of fall break!...
10/02/2026

🍂 OCTOBER AROUND OKC! 🍂

October is packed with fall festivals, football, Halloween events and a whole week of fall break! We put together a few things happening around Yukon, Piedmont and OKC to help you plan your month. 🏡

📅 A few dates to save:

🇨🇿 Oct. 2–3 — Oklahoma Czech Festival | Yukon
🚒 Oct. 6 — Let’s Meet Yukon Fire Dept. | Yukon
🎃 Oct. 7 — Pudding? Monsters?! Pumpkin?!! | Yukon Library
🏈 Oct. 10 — OU vs. Texas + OSU vs. UCF
🍂 Oct. 12–16 — Yukon Public Schools Fall Break
🤠 Oct. 17 — Chisholm Trail Festival | Yukon
🏈 Oct. 17 — OU vs. Kentucky + OSU @ Houston
🍺 Oct. 24 — Piedmont Oktoberfest
🏈 Oct. 24 — OU @ Mississippi State + OSU vs. Colorado
🎃 Oct. 26 — Mummy & Son Masquerade | Yukon
🎃 Oct. 30 — Main Street Mash | Downtown Yukon
👻 Oct. 31 — Halloween + OU vs. South Carolina + OSU @ Iowa State

Save this post for later and share it with someone who needs some October plans! 🍁

Event dates and details are subject to change. Check with event organizers for the latest information.

Getting preapproved is an important first step, but your preapproval amount isn't necessarily the amount you should spen...
09/30/2026

Getting preapproved is an important first step, but your preapproval amount isn't necessarily the amount you should spend on a home. 🏠

A preapproval is based on what you may qualify for using things like your income, debts, credit and other financial information.

But your personal budget is about what monthly payment you're actually comfortable with.

For example, you may qualify for a $400,000 home, but that doesn't mean you want a $400,000 payment. You may want to leave more room in your budget for savings, childcare, vacations, car payments, home repairs or just having some breathing room each month.

That's why we always recommend looking at more than just the purchase price. Know your estimated monthly payment and cash needed to close before you start shopping.

Your preapproval tells you what you may be able to buy. Your budget helps determine what you actually want to buy.

Today, we remember the nearly 3,000 lives lost and the countless families, first responders, service members, and commun...
09/11/2026

Today, we remember the nearly 3,000 lives lost and the countless families, first responders, service members, and communities forever changed by that day.

We honor those who were taken from us, those who ran toward danger to help others, and the courage and unity that followed.

We remember. We honor. We will never forget. 🇺🇸

09/07/2026

Happy Labor Day Weekend! 🇺🇸 Hope everyone has a fun and relaxing weekend with family and friends! ❤️🤍💙

Happy Labor Day Weekend! Hope everyone has a fun and relaxing weekend with family and friends! ❤️🤍💙
09/07/2026

Happy Labor Day Weekend! Hope everyone has a fun and relaxing weekend with family and friends! ❤️🤍💙

Your debt-to-income (DTI) ratio compares your monthly debts to your gross monthly income. It’s one of the key factors le...
08/21/2026

Your debt-to-income (DTI) ratio compares your monthly debts to your gross monthly income. It’s one of the key factors lenders review when determining how much home you can afford.

Understanding your DTI can help you prepare for the mortgage process

Address

1501 S. Ranchwood Boulevard
Yukon, OK
73099

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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