Alisha Benge, Loan Officer - NMLS 1571534

07/26/2026

07/16/2026

BIGGGGG ANNOUNCEMENT:

It’s been a long time coming.

Meet Izzy, Loan Officer Assistant and newest member of the team!

Her background in admin, clerical work, and sales is already a huge contribution. She keeps files moving and makes sure things are smooth and efficient for our clients and partners.

Can’t wait for you all to work with us and meet her for yourselves! 🤍

Congratulations & welcome!

07/03/2026

Congratulations to my incredible investor clients; another property CLOSED and added to the portfolio!

These two know exactly what they’re doing. Experienced, sharp, and always thinking two moves ahead. Watching them grow their portfolio is the best part of my job.

We kept it simple with a DSCR loan, qualifying on the property’s rental income instead of a mountain of paperwork and even navigated a low comp rent appraisal along the way. (Make sure your advisor knows the market)

But today isn’t about the loan. It’s about them, and the smart, intentional way they keep building.

So proud to be part of your team. On to the next one!

Thinking about your next investment? Let’s talk

Alisha Benge | Sr. Loan Officer · NMLS #1571534
Call/Text: (530) 933-8254

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05/27/2026

Rates just moved lower today. Here’s what it means if you’re buying.

Rates just dropped across every loan type today after news the U.S. and Iran are closer to a framework that would end the war. We’re still near nine-month highs, but rates have come down four days in a row.

Today’s rates (May 26, 2026):

30-Year Fixed → 6.61%*
15-Year Fixed → 6.14%* (biggest drop today)
FHA → 6.14%*
VA → 6.16%*
30-Year Jumbo → 6.75%*
7/6 SOFR ARM → 6.27%*

My honest read if you’re house hunting:

If you qualify for VA or FHA, your real rate is well below the headline. VA has no FICO minimum at the agency level. If a lender told you no, that does not mean you do not qualify.

Stop waiting for a 5% rate. It is not coming this year. Sellers are flexible right now. Concessions, buydowns, credits, and price reductions are on the table.

Get pre-approved this week. Liz and I work together. She handles the home. I handle the financing.

DM either of us your scenario and we’ll run the real numbers.

Alisha Benge | Sr. Loan Officer
Xpert Home Lending Inc | NMLS #1571534
(530) 933-8254

Liz Cortes | Realtor
River Valley Realty | DRE #02151735
(530) 434-1823

*See pinned comment for rate disclosure.*

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05/26/2026

📸 Click, click.

05/18/2026

Happy birthday to my other half! You are the best friend a girl could ask for. My true ride or die. One of the people that truly understands me, has seen me both at my best and my worst. You have become better each year, a beautiful mother, and I can’t wait for all of our future shenanigans. I love you and I hope you have the best day.

05/16/2026

Open house today and I’m bringing the financing answers with me! 💁🏻‍♀️

Most buyers walk past listings at $475K thinking it’s out of reach. Here’s what they’re missing: with Down Payment Assistance through Kind Lending, qualified buyers can step into this 4-bedroom Edgewater home with $0 down from their own savings.

That’s $16,625 that stays in YOUR pocket. Use it for moving, reserves, or just breathing room.

A few reasons this program is a game changer:
✔ No income limits
✔ First-time buyer NOT required
✔ Non-occupying co-borrowers welcome (think parent or family member)
✔ Higher DTI flexibility means more buying power

Come walk the home with me between 12:30 and 3 today. Ask me anything about how this could work for your numbers. No pressure, just real answers.

📍 5674 Meadow Brook Way, Linda
📞 530.933.8254
✉️ [email protected]

NMLS #1571534 | Xpert Home Lending, Inc. | Equal Housing Opportunity

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05/11/2026

I sat here trying to find the right words to describe how perfect you are and how much love and gratitude I carry in my heart for you, but there simply aren’t enough words.

I love doing this life with you. Happy 2-year anniversary, babe. ♥️

I’m so excited for everything still ahead of us and for the future we’re building together.

05/08/2026

I want to tell you about something I genuinely wish more buyers knew about right now.

That first year of homeownership, between the moving costs, the unexpected repairs, the new routine of a mortgage payment, it can feel like a lot all at once. I see it with almost every buyer I work with.

Right now, through June 30th, there is a program that gives you a full 1% lower interest rate for your entire first year. Not a different home. Not a smaller loan. The same purchase, just with lower payments while you find your footing. And your lender covers the cost entirely.

Swipe through to see how it works. And if it sounds like something that could help you or someone you love, reach out.

I am happy to run the numbers with zero pressure.
This is what I do and I genuinely love doing it.

Alisha Benge
Sr. Loan Officer
Xpert Home Lending Inc
(530) 933-8254
[email protected]
NMLS #1571534

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