Burns Lending Team - West Shore Mortgage

Burns Lending Team - West Shore Mortgage Top Mortgage Team for Northern California

If you could tap into your home’s equity… what’s the FIRST room you’d remodel? 👀🏡Kitchen?Primary bathroom?Backyard oasis...
05/27/2026

If you could tap into your home’s equity… what’s the FIRST room you’d remodel? 👀🏡

Kitchen?
Primary bathroom?
Backyard oasis?

Your home may be holding the funds to create the space you’ve been dreaming about. ✨🔨

Sometimes the hardest part isn’t the credit score, the down payment, or the paperwork… it’s just asking the questions.I ...
02/19/2026

Sometimes the hardest part isn’t the credit score, the down payment, or the paperwork… it’s just asking the questions.

I get it. It can feel scary to start. What if you’re not ready? What if the timing isn’t right?

But here’s the truth: clarity creates confidence. And every homeowner once started exactly where you are.

If you’ve been wondering “Could I actually buy?” this is your sign to ask. It’s always worth it.

Ready when you are.

Grateful for clients who trust me with one of the biggest financial decisions of their lives. My goal is always clear co...
01/26/2026

Grateful for clients who trust me with one of the biggest financial decisions of their lives. My goal is always clear communication, smart problem-solving, and getting you to the closing table with as little stress as possible.

If you want leverage in this market, fix your financing before you fix your wishlist; that’s what actually wins offers. ...
01/22/2026

If you want leverage in this market, fix your financing before you fix your wishlist; that’s what actually wins offers.

Start with three things: 1️⃣keep credit card balances under 30%, 2️⃣avoid new debt (even “0%” holiday promos), and 3️⃣ gather every doc underwriting will ask for—W-2s, pay stubs, bank statements.

A clean file moves fast and beats bigger offers. ✨ Which part feels hardest to get dialed in?

Everyone thinks mortgage lending is about rates. It isn’t. One thing this job teaches faster than any class: the payment...
01/14/2026

Everyone thinks mortgage lending is about rates. It isn’t. One thing this job teaches faster than any class: the payment matters more than the headline number. Buyers who focus only on rate often miss better structures, credits, or strategies that actually fit their life. If you are running numbers and something feels off, ask before assuming. 💡

Comment PAYMENT if you want to talk it through.

Honest question for everyone watching the market 👀It feels like a lot of people are waiting for interest rates to drop b...
01/09/2026

Honest question for everyone watching the market 👀

It feels like a lot of people are waiting for interest rates to drop before making a move.

I’m curious — what interest rate would actually get you excited enough to start house hunting?

Is it a specific number, or do other factors (price, payment, inventory, timing) matter more than the rate itself?

No right or wrong answers — just curious what everyone’s thinking right now.

✨🎄 Sneak Peek Alert! 🎄✨When we say each day’s gifts are going to be amazing, we aren’t joking — starting with some of ou...
12/05/2025

✨🎄 Sneak Peek Alert! 🎄✨

When we say each day’s gifts are going to be amazing, we aren’t joking — starting with some of our favorite things.. believe me when we say this pebble ice maker is a hit in our house!😍🧊

We love giving and can’t wait to start picking winners! If you haven’t entered yet, scroll down to the original post for all the details on how to win. 🎁✨

🎁✨ IT’S GIVEAWAY TIME!! ✨🎁Our 12 Days of Christmas Client Giveaway starts NOW and we’re giving away fun prizes EVERY SIN...
12/02/2025

🎁✨ IT’S GIVEAWAY TIME!! ✨🎁

Our 12 Days of Christmas Client Giveaway starts NOW and we’re giving away fun prizes EVERY SINGLE DAY!

Whether you’re a past client, current client, or future homebuyer — YOU can enter! 🙌

🎄DOUBLE ENTRIES for every share + comment on this post!
🎄DOUBLE ENTRIES for tagging friends!

🎉 We start drawing winners on DECEMBER 10th!
Make sure you’re entered BEFORE then so you don’t miss out! 🎄

✨ Be sure to follow our page to see sneak peeks of what we’ll be giving away! 👀🎁

👇 TO ENTER 👇
1️⃣ Comment “MERRY”
2️⃣ Share this post
3️⃣ Fill out the entry form: https://forms.gle/zkngtENUxQ4gpjmC9

Let the Christmas fun begin! 🎄❤️

This market has lots of people scratching their heads. When you think rates should be going in one direction they go in ...
09/18/2025

This market has lots of people scratching their heads. When you think rates should be going in one direction they go in the other.

We are always here to explain the market, put together a plan and help you achieve buying a home.

Address

1641 Colusa Highway #300
Yuba City, CA
95993

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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