Kevin J. Carey - Pathway Financial Strategies

09/07/2026

Markets closed. BBQs open. But smart money never takes a day off.

What's your best "set it and forget it" financial strategy? Share below!

08/24/2026

Back to School time! It’s been a long summer, and it’s time to get back to class and crack those books. We send our best wishes out to all of our scholars this year, including those starting out at a new school or maybe gearing up for graduation.

08/19/2026

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested. But as 2025 illustrates, market timing can be very expensive even if it means missing just a few days.

07/16/2026

Here are a few recommendations for you as you contemplate your summer reading, both for your own list and perhaps for someone you know.

07/14/2026

Some federal student loan borrowers may soon qualify for a larger interest rate discount by enrolling in automatic payments.

The U.S. Department of Education announced that eligible borrowers who sign up for autopay can receive a 1-percentage-point reduction in their interest rate. The temporary discount is expected to last through June 30, 2028.

Borrowers already enrolled in autopay are expected to receive the discount automatically. Others must enroll by Sept. 30, 2026, to qualify.

Not every loan is eligible. The discount applies to certain federal Direct Loans, including Direct Subsidized, Direct Unsubsidized, Direct PLUS, and Direct Consolidation Loans. Private student loans and FFEL loans are not included.

Borrowers must also have loans in good standing, and the loans generally must have been disbursed on or after July 1, 2012.

For borrowers managing student loan payments, even a temporary rate discount may be worth reviewing as part of their broader monthly cash flow.


Source:

To qualify for the U.S. Department of Education's new interest rate discount on student loans, borrowers must meet several requirements. Here's what to know.

07/04/2026

🎆 Happy Independence Day! 🎇

Today, we celebrate the land of the free and the home of the brave! On this day in 1776, our nation declared independence, paving the way for freedom, opportunity, and the American spirit we cherish today. 🎉🗽

As we enjoy fireworks, BBQs, and time with loved ones, let’s remember the courage and sacrifice that built this great nation. 🍔🌭

Happy Birthday, America! 🎂🎈

02/11/2026

My son had the opportunity at school to dress up as the profession he hopes to pursue in the future. I’m proud to say he chose to be a financial advisor. He even wanted to remind everyone to “book ahead to avoid the 2035 rush.”

01/13/2025

It can be a little scary when the market goes down. I found an article with some great information on market volatility that's well worth the read.
www.pathwayfinancialstrategies.com/dealing-with-market-fluctuations

07/26/2024

Choose Wisely! The age you choose to take Social Security benefit can greatly affect your retirement income.

https://www.pathwayfinancialstrategies.com/roadblocks/

04/04/2024

Markets and election years (Read more below)
http://www.pathwayfinancialstrategies.com/marketandelectionyears