Janel Rice - Registered Representative-Western & Southern Life

05/29/2026

Caps off to you, Class of 2026! Graduation is more than a milestone; it’s the start of what’s next. Celebrate how far you’ve come and get ready to put your skills to work. The future is wide open.

05/26/2026

A safety net doesn’t prevent falls; it helps soften them.

Life insurance death benefits exist to help provide financial support when your loved ones need it most. It can help cover everyday expenses, long-term obligations, and future goals during life’s most difficult moments.

It’s not about fear, it’s about care. Not about predicting the future but preparing for it.
Having a plan in place is one of the most thoughtful decisions you can make for the people who depend on you.

https://www.westernsouthern.com/life-insurance/do-i-need-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3212005&utm_campaign=775121

05/21/2026

Term life insurance offers simple, affordable coverage for a set period-10, 20 or 30 years that can help protect your family if you pass away during the term.

With fixed premiums and flexible term lengths, it covers your key financial responsibilities, like a mortgage or education, without the complexity or cost of permanent policies.

Many plans let you renew or convert to permanent coverage later if your needs change.

It’s a smart, budget-friendly way to help secure your family’s financial future.

https://www.westernsouthern.com/wslife/products/life-insurance/term-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=2980349&utm_campaign=775121

05/18/2026

Your lifestyle is built on one critical asset: your income.

From housing and groceries to school activities and future goals, income is what keeps life moving forward. If that income were suddenly gone, how long could your family maintain the same quality of life?

Lifestyle protection isn’t about luxury, it’s about stability. It’s about:

🟦 Keeping routines intact
🟦 Covering essentials without added stress
🟦 Allowing loved ones time to adjust and heal

Read more: https://www.westernsouthern.com/wslife/learn/financial-education/why-life-insurance-is-important?utm_source=facebook&utm_medium=Hearsay&utm_content=3192214&utm_campaign=775121

05/15/2026

Looking for more than a job? A career as a financial representative offers flexibility, purpose, and long-term growth. Help empower families, strengthen communities, and shape your own success. Take the next step toward a career that fits your ambitions.

Pursue your path with The Western and Southern Life Insurance Company.

https://www.westernsouthern.com/wslife/careers/field-careers?utm_source=facebook&utm_medium=Hearsay&utm_content=3190142&utm_campaign=775121

05/11/2026

**D is for Debt.**

If something unexpected happened to you, what bills would your family inherit?

Credit cards, auto loans, medical expenses, and personal debt don’t disappear without action, and they can quickly become a burden during an already difficult time. Life insurance death benefit helps ensure your loved ones aren’t left paying for yesterday’s obligations.

Help protect their future today.

https://www.westernsouthern.com/wslife/learn/financial-education/do-i-need-life-insurance

05/06/2026

The true cost of raising a family—are they protected against inflation?

Raising a family involves more than love and time—it comes with growing financial responsibility, especially as costs continue to rise.

Beyond the obvious expenses, consider how inflation impacts:

💠Childcare and education, where costs tend to rise faster than average
💠Healthcare and daily living expenses that increase year after year
💠Housing, transportation, and activities affected by higher prices
💠Long-term goals like college funding or future financial support, where today’s estimates may not reflect tomorrow’s reality

As inflation affects purchasing power, the cost of supporting your family in the future may be significantly higher than it is today.

If something unexpected happened to you, would those plans still be achievable—not just now, but years from now?

Life insurance death benefit helps ensure that the financial investment you’re making in your family can keep pace with rising costs. Protection today helps safeguard their
opportunities tomorrow.

https://www.westernsouthern.com/wslife/learn/financial-education/what-is-permanent-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3211090&utm_campaign=775121

05/04/2026

Interested in lowering your taxes in retirement? Consider these 3 creative concepts for potential tax savings in retirement.

https://ow.ly/Ymeh50XmNWx

*Western & Southern Life does not provide tax or legal advice. Please contact your tax or legal advisor regarding your situation. The information provided is for educational purposes only.

You can apply key minimalism concepts for potential tax savings. Here’s how.

05/01/2026

May 29 is National 529 Day—a timely reminder to plan for future education expenses. To celebrate, we’re offering a chance to receive $529 toward a 529 education savings plan.

Schedule a meeting with one of our registered financial representatives to learn more and enter for a chance to win.

Watch: https://youtu.be/iNLrYJJvae0

https://www.westernsouthern.com/wslife/products/investments/529-college-savings-plan?utm_source=facebook&utm_medium=Hearsay&utm_content=3167980&utm_campaign=775121

04/27/2026

Layoffs don’t just impact your current income—they can have lasting effects on your long-term financial future.

One of the most critical decisions? What to do with your 401(k).

Rolling it over, leaving it in place, or cashing out each comes with different implications. Making the right choice now can help protect and grow what you’ve worked hard to build.

If you’ve recently been impacted by a layoff—or know someone who has—I’m here to help you think through your options and move forward with clarity.

Let’s connect.

*The Western and Southern Life Insurance Company does not offer tax advice.