Janel Rice - Registered Representative-Western & Southern Life

Janel Rice - Registered Representative-Western & Southern Life A little overwhelmed by financial jargon? Don’t worry – at Western & Southern Life, We Speak
Finance.

September is Life Insurance Awareness Month, a time to reflect on the people who depend on us every day.For many familie...
09/02/2026

September is Life Insurance Awareness Month, a time to reflect on the people who depend on us every day.

For many families, life insurance is more than a policy. The death benefit is a way to help protect a spouse, help support children's futures, and help provide financial stability when it is needed most.

Whether you're raising young children, paying a mortgage, or planning for the future, having the right coverage can help give you confidence that your loved ones will be cared for.

This month, take a moment to review your family's protection strategy and make sure it still aligns with your goals.

At Western & Southern Life, we're here to help you make informed decisions every step of the way.

https://www.westernsouthern.com/wslife/learn/financial-education/do-i-need-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3305288&utm_campaign=775121

Major life events often signal the need to revisit your life insurance coverage.✅ Getting married✅ Buying a home✅ Welcom...
08/31/2026

Major life events often signal the need to revisit your life insurance coverage.

✅ Getting married
✅ Buying a home
✅ Welcoming a child
✅ Changing jobs
✅ Planning for retirement

As our lives evolve, our financial responsibilities grow and change. Life Insurance Awareness Month is the perfect opportunity to review your current coverage and determine whether it still reflects your family's needs.

A conversation today can help provide clarity for tomorrow.

https://www.westernsouthern.com/wslife/learn/financial-education/do-i-need-life-insurance?utm_source=facebook&utm_medium=Hearsay&utm_content=3306503&utm_campaign=775121

August 29 is The Marine Corps Reserve’s Birthday. It recognizes the contributions of reserve Marines in augmenting and r...
08/29/2026

August 29 is The Marine Corps Reserve’s Birthday. It recognizes the contributions of reserve Marines in augmenting and reinforcing active-duty forces. It honors their readiness to serve in times of conflict and emergency.

08/26/2026

Cash seems comfortable, but comfort can come at a cost.

With money market yields slipping and fixed-rate annuities locking in higher guaranteed returns, even a “toe-in-the-water” approach could mean more come retirement.

Information over hesitation.

Read more: https://www.kiplinger.com/retirement/annuities/fixed-rate-annuity-interest-rates-make-it-worth-dipping-your-toe-in

Our fixed annuity options:
https://www.westernsouthern.com/wslife/products/annuities/fixed-annuity?utm_source=facebook&utm_medium=Hearsay&utm_content=3201061&utm_campaign=775121

529 College Savings Plan:https://ow.ly/vGNb50XaL8YContact Us: https://ow.ly/tN6J50XaL8IHigher education can be expensive...
08/18/2026

529 College Savings Plan:
https://ow.ly/vGNb50XaL8Y

Contact Us: https://ow.ly/tN6J50XaL8I

Higher education can be expensive.

That’s why a resourceful, tax-efficient savings strategy matters—and a 529 College Savings Plan can be a powerful tool.

If you’re passionate about helping the next generation succeed, let’s connect. We would love to help you explore how a 529 plan through Western & Southern Life can be part of your children’s financial foundation.

08/12/2026

Wondering how to turn retirement savings into reliable income?

Western & Southern Life Immediate Annuity Calculator helps show how an annuity could help provide predictable monthly income during retirement. By entering a few simple details, like
investment amount and payout options, users can see an estimate of the income an immediate annuity may generate.

Try the calculator:
https://www.westernsouthern.com/wslife/learn/financial-calculators/immediate-annuity-calculator?utm_source=facebook&utm_medium=Hearsay&utm_content=3117137&utm_campaign=775121

This tool is a great way to help visualize how guaranteed income could fit into a retirement plan.

Planning for retirement isn’t just about how much is saved; it’s about how those savings can work in retirement. The right mix of planning and annuity knowledge can help make your future
more predictable.

https://www.westernsouthern.com/wslife?utm_source=facebook&utm_medium=Hearsay&utm_content=3117137&utm_campaign=775121

08/06/2026

Wondering if you’re on track for retirement — or how much you really need to save?

The Western and Southern Life Insurance Company’s Retirement Calculator is a great starting point to help get clarity on your retirement goals. It’s simple to use and helps you estimate how much you might need to retire comfortably based on your current savings, income, retirement age and more. You can even factor in things like pensions and Social Security to see the whole picture.

🔗 Check it out here: https://www.westernsouthern.com/wslife/learn/financial-calculators/retirement-calculator?utm_source=facebook&utm_medium=Hearsay&utm_content=3118724&utm_campaign=775121

Planning for retirement doesn’t have to be overwhelming. Tools like the retirement calculator, paired with thoughtful products and advice, can help turn a complex goal into a clear, actionable plan.

https://www.westernsouthern.com/wslife?utm_source=facebook&utm_medium=Hearsay&utm_content=3118724&utm_campaign=775121

Address

320 S Canfield Niles Road
Youngstown, OH
44515

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

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