Tom Lutz - Guild Mortgage

Tom Lutz - Guild Mortgage Tom Lutz
Branch Manager, NMLS # 135170
I am authorized to do business in the states of Pennsylvania, Maryland, Delaware, and Florida

Promise of Home isn’t just our mission.It’s a program we created—exclusive to Guild, designed to open more doors and clo...
06/15/2026

Promise of Home isn’t just our mission.
It’s a program we created—exclusive to Guild, designed to open more doors and close more gaps.
We believe in creating pathways to homeownership, and we built Promise of Home to do just that.
Because behind every “yes” is a story waiting to unfold.

5.0 star review received on Experience.com for Tom Lutz by Koleman H - Tom cut-out the guess work and made buying our ho...
06/15/2026

5.0 star review received on Experience.com for Tom Lutz by Koleman H - Tom cut-out the guess work and made buying our home painless.

Click to see all 106 reviews of Guild Mortgage - Tom Lutz, Branch Manager | NMLS # 135170

06/12/2026

Big expenses often call for clear numbers.

From debt payoff to major renovations, a Home Equity Loan can offer straightforward funding with defined payments.

From a dedicated IT team to webinars that help you make the most of Guild's tech, our tools are here to make your life e...
06/08/2026

From a dedicated IT team to webinars that help you make the most of Guild's tech, our tools are here to make your life easier, not harder. Everyone learns differently—which is why you'll always find support to maximize your understanding and application of our different offerings. Simplifying your life, a click at a time. 🖱️

06/05/2026

What if the value you’ve built in your home could work harder for you? U.S. homeowners collectively have $11.6T in tappable equity — and many don’t realize how accessible it can be.

From managing debt to funding major life expenses, home equity can offer real flexibility.

05/29/2026

Saving for a down payment doesn’t have to mean going it alone.

From state and local programs to lender-based assistance, today’s buyers have more pathways to homeownership than ever before.

Wondering what keeps our teams at Guild for five years, 10 and even 40? More than just our technology offerings and prod...
05/25/2026

Wondering what keeps our teams at Guild for five years, 10 and even 40? More than just our technology offerings and products, our people keep us dedicated, inspired and energized no matter what goals we're pursuing. Whether you're new to the biz or an experienced pro, you're never alone. One person's win is Guild's win.

We remember the fallen. We honor their sacrifice. And we stand with the families and communities who carry their stories...
05/25/2026

We remember the fallen. We honor their sacrifice. And we stand with the families and communities who carry their stories forward.

05/22/2026

As affordability pressures linger, more transactions are being won through creativity.

Seller concessions are playing a bigger role in bridging the gap between buyers and sellers, and the data shows that flexibility is becoming the norm, not the exception.

05/18/2026

Guild's "customer for life" ethos keeps loan officers in touch with our customers far past closing. 👩‍💻 With tools like Homebot that provide valuable information to their customers at no cost, to tech that triggers loan officers about their customer's potential next move, Guild strives to be the lender borrowers return to again and again throughout their homeownership journey.

Address

(NOT LICENSED IN NEW YORK) 2555 Kingston Road, Suite 230
York, PA
17402

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