Tom Lutz - Guild Mortgage

09/07/2026

5.0 star review received on Experience.com for Tom Lutz by Zachary L - Tom made the entire process very seamless and straightfoward! Any time we had a question, Tom was quick to answer with a lot of details to help us understand each step of the buying process from a lending perspective. We appreciated all the help from him and the rest of the team at Guild Mortgage!

Click to see all 121 reviews of Guild Mortgage - Tom Lutz, Branch Manager | NMLS # 135170

09/04/2026

5.0 star review received on Experience.com for Tom Lutz by Sharon H - Tom is so knowledgeable and easy to work with! Made us feel at ease during the entire process. Even when things were stressful for me, personally, during the process... he took the time to ask about my grandson etc. He truly cares about the individuals that he works with.

Click to see all 119 reviews of Guild Mortgage - Tom Lutz, Branch Manager | NMLS # 135170

09/04/2026

5.0 star review received on Experience.com for Tom Lutz by Sonny B - Tom, you were a joy to work with and totally made the process terrific keeping myself, the other agent, and the client totally informed and on track. Thank you!

Click to see all 119 reviews of Guild Mortgage - Tom Lutz, Branch Manager | NMLS # 135170

09/03/2026

5.0 star review received on Experience.com for Tom Lutz by Ken W - Communication was

Click to see all 119 reviews of Guild Mortgage - Tom Lutz, Branch Manager | NMLS # 135170

09/03/2026

5.0 star review received on Experience.com for Tom Lutz by Susan B - Tom always does a superb job!

Click to see all 119 reviews of Guild Mortgage - Tom Lutz, Branch Manager | NMLS # 135170

08/28/2026

Recent Treasury actions are designed to calm the bond market and support lower borrowing costs, but global uncertainty and inflation concerns continue to create challenges. So what's next for buyers?

08/21/2026

The national housing story isn't as straightforward as the headlines might make it seem.

Beneath the surface, some markets are moving forward, others are losing momentum, and buyer behavior continues to evolve.

08/14/2026

Financial confidence starts with good information and trusted guidance. Today’s a great reminder that small steps and smart questions can make a big difference over time.

08/11/2026

Through recent research, we've found that it's a lack of confidence keeping Gen Z homebuyers out of the game. That means it's our job to prepare the next generation of homeowners at their speed. https://www.guildmortgage.com/blog/am-i-ready-to-buy-a-home-why-so-many-first-time-buyers-think-the-answer-is-no/?utm_content=1785249840&utm_medium=corporate+social&utm_source=instagram&

08/07/2026

Same country. Same city. Completely different housing markets.

Remember: National housing trends make headlines, but local markets create opportunities. 🏡