Tom Lutz - Guild Mortgage

09/03/2026

5.0 star review received on Experience.com for Tom Lutz by Susan B - Tom always does a superb job!

Click to see all 119 reviews of Guild Mortgage - Tom Lutz, Branch Manager | NMLS # 135170

08/28/2026

Recent Treasury actions are designed to calm the bond market and support lower borrowing costs, but global uncertainty and inflation concerns continue to create challenges. So what's next for buyers?

08/21/2026

The national housing story isn't as straightforward as the headlines might make it seem.

Beneath the surface, some markets are moving forward, others are losing momentum, and buyer behavior continues to evolve.

08/14/2026

Financial confidence starts with good information and trusted guidance. Today’s a great reminder that small steps and smart questions can make a big difference over time.

08/11/2026

Through recent research, we've found that it's a lack of confidence keeping Gen Z homebuyers out of the game. That means it's our job to prepare the next generation of homeowners at their speed. https://www.guildmortgage.com/blog/am-i-ready-to-buy-a-home-why-so-many-first-time-buyers-think-the-answer-is-no/?utm_content=1785249840&utm_medium=corporate+social&utm_source=instagram&

08/07/2026

Same country. Same city. Completely different housing markets.

Remember: National housing trends make headlines, but local markets create opportunities. 🏡

07/31/2026

5.0 star review received on Experience.com for Tom Lutz by James V - Tom is awesome to work with. He replies very quickly and keeps you updated on everything, as it happens.

Click to see all 115 reviews of Guild Mortgage - Tom Lutz, Branch Manager | NMLS # 135170

07/31/2026

5.0 star review received on Experience.com for Tom Lutz by John W - Professional, knowledgeable and responsive.

Click to see all 115 reviews of Guild Mortgage - Tom Lutz, Branch Manager | NMLS # 135170

07/24/2026

4.5 star review received on Experience.com for Tom Lutz by Vincent K - We really appreciated Tom Lutz and his willingness to help us with anything we needed . He always respondes quickly and gave us the info we needed.

Click to see all 112 reviews of Guild Mortgage - Tom Lutz, Branch Manager | NMLS # 135170

07/22/2026

You don’t have to be an expert to buy a home...you just need the right people in your corner. 🤝🏡

That’s where we come in. We’ll break down the numbers, answer every “is this a silly question?” question (it’s not), and guide you through each step with clarity and care.

Let’s make homeownership feel doable.