The Calabretta Group at Morgan Stanley

The Calabretta Group at Morgan Stanley Providing tailored financial solutions to help simplify your life. As your wealth grows, so do the complexities and resources needed to manage it. NMLS #: 1674810

As a team of seasoned professionals, we work with individuals, families and business leaders who value our depth of knowledge and experience in providing tailored financial solutions to achieve their most important goals. Disclaimers:
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tions. MSSB will not accept page purchase or sale orders via social network messaging systems. MSSB is not responsible for content posted by third-parties. MSSB does not provide tax or legal advice. MSSB Financial Advisors may only transact business, provide individualized responses, or render personalized investment advice for compensation in states where they are registered or excluded or exempted from registration https://brokercheck.finra.org/. Designations or awards are not indicative of a Financial Advisor's past or future performance, and no fee is paid in exchange for such. The information on this profile does not provide personalized investment advice and is not an offer to buy or sell any security, open a particular account, or to engage in any investment strategy. All content is for US residents only and subject to the following terms: http://www.morganstanley.com/disclaimers/mswm-email.html, https://www.morganstanley.com/disclosures/social-media-important-information.

Our U.S. Consumer Finance Analyst Jeff Adelson and our Co-Head of Securitized Product Research Jay Bacow explain why AI ...
09/02/2026

Our U.S. Consumer Finance Analyst Jeff Adelson and our Co-Head of Securitized Product Research Jay Bacow explain why AI can transform the way Americans shop for, manage and refinance their mortgages.

morganstanley.com

The weather phenomenon, El Niño, is strengthening (81% odds of a very strong event), with uneven ripple effects—supporti...
08/24/2026

The weather phenomenon, El Niño, is strengthening (81% odds of a very strong event), with uneven ripple effects—supportive for sugar and potentially copper, but a growing risk for select emerging-market sovereign credit as food inflation pressures build.

morganstanley.com

In today's market, higher rates and tougher scrutiny of AI spending are rewarding disciplined, selective investing—favor...
08/21/2026

In today's market, higher rates and tougher scrutiny of AI spending are rewarding disciplined, selective investing—favoring quality cash flows, durable AI beneficiaries and high-quality intermediate-term bonds.

morganstanley.com

529 plans can offer tax-advantaged ways to save for more than college—from K-12 expenses to career training, with added ...
08/19/2026

529 plans can offer tax-advantaged ways to save for more than college—from K-12 expenses to career training, with added flexibility for unused funds. Reach out to learn more.

morganstanley.com

Midterms may reshuffle Congress, but Morgan Stanley Research expects the market drivers to stay the same—executive-branc...
08/14/2026

Midterms may reshuffle Congress, but Morgan Stanley Research expects the market drivers to stay the same—executive-branch policy, Fed decisions, and enduring themes like trade, geopolitics and regulation.

morganstanley.com

Our August newsletter features a market update to help you stay oriented to key developments and practical 401(k) planni...
08/07/2026

Our August newsletter features a market update to help you stay oriented to key developments and practical 401(k) planning education. You'll also find seasonal lifestyle content designed to support everyday wellbeing.

Check it out here:

morganstanley.com

Regulatory progress, AI advances and lower costs are accelerating the scale of the robotaxi industry.
08/03/2026

Regulatory progress, AI advances and lower costs are accelerating the scale of the robotaxi industry.

morganstanley.com

Robotaxis are moving from pilot programs to commercial scale, supported by advances in AI, lower hardware costs and impr...
08/03/2026

Robotaxis are moving from pilot programs to commercial scale, supported by advances in AI, lower hardware costs and improving regulatory clarity.

Morgan Stanley Research estimates the global robotaxi opportunity could reach roughly $1 trillion by 2040, with investors increasingly focused on which companies can scale efficiently, expand globally and build profitable models.

morganstanley.com

Our CIO and Chief U.S. Equity Strategist Mike Wilson explains why he thinks the bull market has entered a new phase, wit...
07/31/2026

Our CIO and Chief U.S. Equity Strategist Mike Wilson explains why he thinks the bull market has entered a new phase, with more focus on quality.

morganstanley.com

Streaming is still growing—but the fight has shifted to retention. This latest streaming survey shows U.S. households no...
07/23/2026

Streaming is still growing—but the fight has shifted to retention. This latest streaming survey shows U.S. households now average 5.4 services and 3+ hours of daily viewing, making "core" platforms, standout content, and smart ad-supported tiers key differentiators.

morganstanley.com

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York, PA
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