David Walterman - Mortgage Loan Officer nmls#2075624

06/12/2026

Is it worth paying points to buy your interest rate down? Homebuyers will have to decide if they should spend the money to buy their interest rate down. It’s a process called “paying points”.
It basically means that the homebuyer is giving the bank a sum of money at closing in exchange for a lower rate. Here’s the BIGGEST misconception that buyers might have about paying points. Paying 1 Point does NOT mean you’ll have a 1% lower rate. Paying 1 Point means you’re paying 1% of your loan amount to the bank and getting a slight reduction in your interest rate. The amount of your interest rate reduction is changing all the time based on rate movement and the bond market. The monthly savings might be smaller than you think. Make sure the math makes sense for your situation before you agree to buy your rate down. If you need help figuring this out, message me, I’m always happy to help.

05/28/2026

Offering homebuyers a 1% lower rate from current mortgage rates for the 1st year of their mortgage. This is a FREE 1-0 Temporary Buydown program being offered on home purchases until June 30th, 2026. This could save you thousands of dollars during your first year; right when you could really use the extra cash! Message 'Buydown' for details.

05/26/2026

Getting pre-qualified for a home purchase is SCARY! Not! Some have a notion that it’s really scary or difficult to get pre-qualified for a home loan and home purchase. That notion is wrong! A pre-qualification is just a simple conversation with a loan officer about your income, savings, debts, and your estimated credit score. There is NO credit pull, there are no documents, just a phone call. If your answers reveal that you potentially have a path towards home ownership and that is your goal, then it would be time to take the next step of getting pre-approved. But even that is simple. It’s an application, a credit pull, and a handful of documents to help prove your employment, income, savings, debts. So what are you afraid of? If you’re curious to see how much house you could afford, make the call! It won’t hurt, I promise! Maybe your dream of owning a home is closer than you think?!

05/22/2026

I think it’s fair to say that most people are somewhat intimidated by the home buying and loan process. As a first-time homebuyer you honestly don’t know what to expect, it’s all new.
Let me say this! It doesn’t have to be daunting or complicated. In fact, the process is simple and straightforward. If you’ve got questions and want to explore the idea of homeownership, feel free to reach out, there are NO dumb questions! I can translate ‘Loan-Speak’ into plain English and help put a plan together that leads to you changing your status from Renter to Homeowner.

05/21/2026

Just when you need it the most! Think of what you could do with the thousands of dollars you could save the first year in your new home.The FREE 1-0 Buydown program offers homebuyers a 1% reduction in their mortgage interest rate for the first year. That 1% lower interest rate could potentially save you thousands of dollars.The 1-0 Buydown program is not new. Normally the seller or you the buyer would pay for this rate reduction, but right now until June 30th, the bank is paying for it.Jump in and enjoy the savings! Message ‘Buydown’ for more information.

05/21/2026

Homeowner’s have a net worth 43 X greater than renters. Whose wealth are you building? Yours, or landlord’s? If owning a home feels out of reach, let’s chat and crunch the numbers for you. Homeownership might be closer and easier than you think.

05/20/2026

If the recent rise in mortgage rates are making you question whether it’s still a good time to buy a house in 2026, you’re not alone. In this video, I break down why buying a home can still be a smart financial move, even with higher rates.✅The truth about “locking in” a high rate forever✅How homeownership builds massive wealth over time✅Powerful proof: Homeowners have 43 times the net worth of renters ($430,000 vs $10,000). Long -term home appreciation stats + real benefits of owningIf you’re tired of renting and throwing money away, this video will give you clarity and confidence. The right home in the right location can still be an excellent investment, especially if you plan to stay 5+ years. Ready to run your own numbers? Comment “YES” below or message me directly! Call or text David Walterman – Ease Mortgage562.665.2299 Drop a comment: Are you thinking about buying this year?

05/13/2026

Realtors, I can help your self-employed business owners. When tax returns don't show enough qualifying income, bank statements might be the ticket to homeownership.

05/08/2026

Open houses provide important opportunities to determine if a home is right for you. Asking the right questions can help you more easily choose the right home for your family. It can also give you insight into the property’s condition, neighborhood, and potential future costs so you can make a more informed decision.

05/05/2026

https://youtube.com/shorts/T74yyVywsCg

Want to buy an investment property? It's not complicated. In fact, you don't even need employment or income verification. You can buy an investment propert...