02/14/2026
Dave Ramsey thinks all kinds of debt are evil ā and wants you to get rid of it at all costs.
But not all debt is the same, and acting like it is costs you literally millions.
Dave perpetuates the myth that you need to have all your debt paid off before you invest. But thatās just wrong.
Any debt over 7-8% interest should be paid off first. Why? Itās costing you more money to be in debt than you could make in the stock market.
But debt under 7-8% (most student loans, car loans, mortgages) ā make your monthly payments, but prioritize investing.
You can be making DOUBLE the amount of money by investing, then youāre saving by paying off your debt faster.
If I would have waited to invest and prioritized paying off all of my debt like Dave told me to ā I wouldnāt have been a millionaire in my 20s (and would have lost out on the market
The last 5 years, the stock market has been up over 80% ā thatās insane growth. And every day you donāt invest, you lose money to inflation and stagnating wages.
No matter what age you are, you NEED to be investing. And I want to help you.
Iāve taught over 200,000 women the secrets of the stock market, like this one. Comment SECRETS below to take my free, live investing masterclassš
