Ray Galluzzo, MLO

Ray Galluzzo, MLO 30 Years of Mortgage experience. Vice President of Arlington Financial for over 20 years.

I have reached 100 followers! Thank you for your continued support. I could not have done it without each of you. 🙏🤗🎉 pl...
03/05/2024

I have reached 100 followers! Thank you for your continued support. I could not have done it without each of you. 🙏🤗🎉 please continue to spread my name. Thanks everyone

12/07/2023

Attention everyone: rates have come down significantly since they were towards end of the summer. Depending on the size of the loan, your potential savings in your monthly mortgage payments could be substantially lower where qualifying is now a reality. If you are interested in getting pre-approved, call me at 845 494 6767.

05/11/2023

Good afternoon everyone. Spring Market is here. Rates came down this past week. If you are looking to purchase or in the process of making an offer, give me a call to discuss your mortgage options. I will go over every step of the process from beginning to end with you in achieving your home ownership goals. My Cell # is 845 494 6767

04/07/2023

Hi All, just want to wish everyone a blessed Passover and Happy Easter. God bless everyone and and your families 🙏

As anticipated Fed raises rates a quarter point. What this means in mortgage rate terms is that since we are tied to the...
03/22/2023

As anticipated Fed raises rates a quarter point. What this means in mortgage rate terms is that since we are tied to the 10 year treasury bond, the drop in the treasuries results in a slight improvement in mortgage rates today. As this occurrence has been up and down for months now. Tough to gauge in the short term. Nonetheless rates will be hovering around the same give or take quarter point up or down. Purchase market still is heating up depending on price that is comfortable with relation to your monthly payment factoring in property taxes, which can affect where your budget lies. Call me to go over specifics before making any offers.
845 494 6767.

Fed is meeting this week on a possible rate hike. I will keep everyone posted on my page on how this could impact mortga...
03/19/2023

Fed is meeting this week on a possible rate hike. I will keep everyone posted on my page on how this could impact mortgage rates this second quarter. Stay tuned everyone.

Attention everyone: I am officially licensed in Florida now, as well as currently in NY. Anyone that is looking to purch...
03/07/2023

Attention everyone: I am officially licensed in Florida now, as well as currently in NY. Anyone that is looking to purchase a rental property or second home or even permanently looking to relocate to the sunshine state, give me call at 845-494-6767. I can make sure you qualify before you make any offers.

If anyone needs a pre-approval,  call me at 845-494-6767 or message me. I can make sure you qualify before you go house ...
02/11/2023

If anyone needs a pre-approval, call me at 845-494-6767 or message me. I can make sure you qualify before you go house hunting. Takes 15 minutes for me to evaluate your credit worthiness. Enjoy the weekend.

Hi Everyone, welcome to my new page. I have vast experience for over 30 years in the mortgage industry. My previous and ...
02/05/2023

Hi Everyone, welcome to my new page. I have vast experience for over 30 years in the mortgage industry. My previous and existing customers have positive reviews in the loan process from beginning to end, since working with me. As the Spring market is ahead of us, feel free to reach out to me with any inquiries regarding buying a new home or refinancing your existing home.

Address

35 East Grassy Sprain Road, Su, Suite 300
Yonkers, NY
10710

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