Debra Weiss Insurance Agent

09/03/2022

Getting ready for AEP. Great Plans to choose from.

10/12/2019

The cost of living adjustment (COLA) will increase Social Security benefits by 1.6 percent in 2020

09/26/2019

Are you ready for Medicare’s Open Enrollment? It’s coming soon, running from October 15 through December 7. If you’re age 65 or older and are eligible for Medicare, you have a golden opportunity to choose wisely regarding your coverage or correct any previous mistakes you might have made regarding your Medicare elections. You also have a chance to upgrade your coverage for 2020 and potentially save lots of money.
If you’re Medicare-eligible, your mailbox will most likely be filled in the upcoming weeks with solicitations for policies to supplement your Medicare coverage. As you’re going through this mail, keep in mind the following situations that might help you avoid or correct a mistake or upgrade your coverage during Medicare Open Enrollment.

I will be glad to help you

09/10/2019

Are you tired of constant co-pays, costly prescriptions, and high deductibles? These are only going to go up in 2020
The biggest secret in Medicare shopping is comparing plans. Not all plans are created equal, let ME do the heavy lifting for you and sort out what fits your needs in your zip code. Everyone's health situation is unique, and finding the plan to fit your needs can make all the difference. Call to set up an appointment during AEP

08/14/2019

Are you tired of constant co-pays, costly prescriptions, and high deductibles? These are only going to go up in 2020². However, the good part is that if you live in a qualified zipcode, you can get many of these out-of-pocket costs reduced to nothing! All it takes is about 5 minutes of your time to...

08/14/2019

https://www.consumerreports.org/cataract-surgery/cataract-surgery-what-you-should-know/

Cataract surgery is very common but there are decisions to make and possible complications. Consumer Reports helps you navigate.

08/11/2019

Over the next few months, you’re probably going to receive a lot of information about Medicare. It’s all meant to help you understand your coverage choices and make informed decisions during the Medicare Annual Enrollment Period (Oct. 15 – Dec. 7).
There is one piece of Medicare mail, though, that you want to be sure to read. It’s called the Annual Notice of Change, or ANOC for short, and it comes from your current Medicare plan provider. Delivered by September 30, plan ANOC letters ensure that plan members have up-to-date plan information before the Medicare Annual Enrollment Period begins.
Your Medicare plan details may change every year
Medicare Advantage plans and Medicare prescription drug plans are offered by private insurance companies under contract with Medicare. Each year, they review their plan details each year and make changes as needed to better serve plan members. Plans are offered by private insurance companies under contract with Medicare.
Take time to review your plan. You don’t want to be caught off guard by higher costs or coverage changes after January 1. And whatever your decision may be—to stay with your current plan or to explore other Medicare coverage options—you want to make it based on the facts.

07/17/2019

Are you getting the most out of your Medicare coverage? Some Medicare Advantage Plans have $0 Premiums and may include prescription drug, dental, vision and wellness coverage.

07/16/2019

If you’re wondering what’s going on with Medicare Plan F, we have your answers. Before 2020 arrives, here are the facts about Medicare’s biggest upcoming change.
What Is Plan F?
Medicare Plan F is a supplemental plan. Also called Medigap Plan F, this plan is meant to fill any gaps in your Medicare coverage. Along with Original Medicare (Parts A and B), prescription plans, and other supplemental coverage offered through Part C, Plan F offers healthcare benefits that help cover seniors’ needs.
According to eHealth Medicare¹, Plan F is also the supplemental plan that offers the most comprehensive benefits. Under Plan F, you have very few out-of-pocket expenses. It covers what Original Medicare does not – and it pays whatever’s left after Parts A and B pay their portions.
Although Plan F is often the most expensive option when it comes to Medigap plans, it’s a very popular choice. eHealth Medicare² calls Plan F a great value for anyone who’s seeing increased copayments and deductibles, as it can cover the high costs of regular medical needs.
And unfortunately, Plan F is going away in 2020. In fact, both Plan F and Plan C are disappearing – and it’s all thanks to big government changes.
Why Is Plan F Going Away?
Plan F will be no more once 2019 wraps up. But if Plan F is such a popular choice for Medicare recipients, why is it going away?
It’s because Congress decided to make sweeping changes to Medicare supplement plans. This happens every so often – according to Boomer Benefits³, it happened in 1990 and in 2010 when parts E, H, I, and J were eliminated. And now it’s happening again in 2020.
Medicare Plan F is being phased out as the result of the Medicare Access and CHIP Reauthorization Act (MACRA) of 2015. Sometimes called the “doc fix law,” Boomer Benefits⁴ reports that this legislation was passed to ensure doctors are paid fairly when they see Medicare patients.
Congress decided to try to fix doctors’ payments so they would stay in the Medicare program and keep seeing patients. And in order to do that, Congress needed to find additional money.
That means Medicare coverage had to be reformed. So, Plan F (and Plan C) were the chosen parts to be cut.
What Should Medicare Enrollees Do Now?
If you’re worried about Plan F going away, you can take action. There’s still plenty of time to adjust your Medicare coverage, especially if you’re already enrolled.
Here’s how Boomer Benefits reports the upcoming changes for 2020 will affect different Medicare subscribers⁵:
• Current Plan F Subscribers: You should be able to keep your current plan. The disappearance of Plan F shouldn’t change your coverage.
• Anyone Eligible for Medicare Before January 1, 2020: You may still be able to buy Plan F or Plan C.
• Those Who Qualify for Medicare On or After January 1, 2020:You cannot buy Plan F and you will need to consider other options

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