America Porcayo Mortgage Loan Officer NMLS 1572701

America Porcayo Mortgage Loan Officer NMLS 1572701 NMLS 1572701 | Portage Bank | Corporate NMLS 1831756

02/09/2026

47 job applications. 47 rejections. "Overqualified." "Not enough experience." "Not the right fit." Each rejection stung a little more. Made me question my worth a little deeper. I was 25, broke, and starting to believe I was unemployable. Then I got angry instead of sad. If nobody would hire me, I'd hire MYSELF. Used my last $800 to start a micro farm in my backyard. Sold vegetables to neighbors. Expanded slowly. Three years later, I run a six-figure farm business and employ five people. The same companies that rejected me now want to partner with me.
I politely decline. Every rejection was actually protection - protecting me from settling for someone else's vision when I was meant to build my own. If you're facing rejection after rejection, maybe it's not because you're not good enough. Maybe it's because you're meant for something bigger. Something yours. Stop applying. Start building.

Giveaway by Nora Requena, Realtor
02/08/2026

Giveaway by Nora Requena, Realtor

Hello my people!I have decided to make a move in 2026 that felt right for my heart and my clients.I am still available i...
02/02/2026

Hello my people!

I have decided to make a move in 2026 that felt right for my heart and my clients.

I am still available in Yakima and Tri Cities - offering the same service, honesty, and commitment to protecting my clients and doing things with the best outcome in mind.

What has changed is the support and tools behind me, and I’m really excited about what that means for the people who trust me with such a big decision! I’m grateful for the relationships, referrals, and trust that got me here, and I’m looking forward to continuing this work in the new year with even more intention and care 😊

A Quick Mortgage Tip 🤓
04/04/2024

A Quick Mortgage Tip 🤓

02/01/2024

America here with Churchill Mortgage! I’m a home loan expert and I’m here to give you valuable insight about the housing market.

The Federal Reserve recently met, so here’s your top three takeaways:
Number 1: The federal funds rate has held steady in the range of 5.25% to 5.5% for the fourth consecutive time. Remember, this rate is not the same as a mortgage rate.
Number 2: Inflation is still a concern. The Fed would like to have greater confidence that inflation is moving closer to 2%.

Number 3: Economic activity has been expanding at a solid pace, which is giving optimism about avoiding a recession.

So, what does this mean for you? If you’re in the market to buy a home, experts are anticipating home prices to continue to rise and inventory to get worse. Focus less on today’s interest rate, and more on finding a home you can afford.

I can help you with a quick pre-approval. Or better yet help you get certified with Churchill Mortgage before you find a home, so we’re able to move quickly once you’re ready to put an offer in.

Send me a message if you have any questions about buying a home in today’s market—I’m here to help!

01/02/2024

Love helping people achieve their dream of home ownership ☺️. It's a great blessings and honor.

Address

32 N 3rd Street
Yakima, WA
98901

Opening Hours

Monday 8:15am - 5pm
Tuesday 8:15am - 5pm
Wednesday 8:15am - 5pm
Thursday 8:15am - 5pm
Friday 8:15am - 5pm

Telephone

+15099016626

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