Utilities Employees Credit Union

UECU is Your Trusted Financial Partner for Life

Lighting the Way for Members Since 1934: Utilities Employees Credit Union (UECU) was originally chartered in 1934 to serve gas & electric utility employees residing on the East Coast. Formed as a cooperative organization where workers could save and borrow from their collective financial resources, UECU gradually grew into a full-service credit union for utility and energy workers nationwide. In 2021, we expanded our field of membership to the entire state of Pennsylvania to provide our exclusive membership benefits to residents through the Pennsylvania American Consumer Council (PACC*). We are a not-for-profit financial cooperative which enables us to offer exclusive membership benefits like low-cost loans, savings rates higher than the national average, member rewards, cash back checking options, and free financial wellness resources. Unlike banks, UECU has no shareholders and is instead owned by its members, so every UECU decision is made with the best interest of the membership in mind. Whether it’s facilitating home buying, providing financial guidance, or ensuring convenient virtual access, our solutions are crafted to enhance the financial security and freedom of our members. With UECU, you gain not just a credit union but a trusted ally in every stage of life. UECU is among the 4% of US credit unions to receive the Best of Bauer Status for having earned BauerFinancial’s 5-Star Rating for financial strength for over 30 years! UECU was also ranked as one of the 100 Best-performing credit unions in 2023 by S&P Global Market Intelligence.

*PACC is a nonprofit membership organization dedicated to consumer education, advocacy, and financial literacy. PACC membership is free to all residents of PA. Our Vision:
To be our members trusted financial partner for life. Our Purpose:
Empowering our members to achieve financial well-being through all stages of life. Our Values:
Member Focus
Take Accountability
Instill Trust
Celebrate Differences
Continuous Learning
Foster Collaboration